Paige Francis - Rolland Insurance Solutions

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Paige Francis - Rolland Insurance Solutions

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Property and Casualty Insurance Agent. Specializing in Home, Auto and Life insurance. https://app.usecanopy.com/c/rollandinsurance-paige-francis

10/12/2026

Myth #5

❌ MYTH: “Homeowners insurance covers flooding.”

✅ FACT: Standard homeowners insurance generally does not cover flood damage. Flood coverage usually requires a separate flood insurance policy.

This one surprises people all the time. 🌧️🏠

A standard homeowners policy generally does not cover damage caused by flooding.

That means if rising water, heavy rain, or an overflowing body of water causes damage to your home, you may need a separate flood insurance policy for coverage.

And just because you don’t live in a designated high-risk flood zone doesn’t mean flooding can’t happen.

If you’re not sure what your current policy covers, it’s always worth taking a look before you need it.

10/05/2026

Myth #4

❌ MYTH: “If my car is totaled, insurance will pay off my loan.”

✅ FACT: Your auto policy generally pays the vehicle’s actual cash value, not necessarily what you still owe on the loan. If your loan balance is higher than the vehicle’s value, GAP coverage may help with that difference, subject to the policy terms.

Caption idea:

You owe $28,000 on your car. It’s totaled. Insurance values it at $23,000.

That remaining $5,000 doesn’t automatically disappear. 😬

One of the most common auto insurance myths is that your insurance company will simply pay off whatever you owe on your loan. In reality, a standard auto policy generally settles a total loss based on the vehicle’s actual cash value at the time of the loss.

That’s where GAP coverage can become important, especially on newer vehicles or when you owe more than the car is currently worth.

09/28/2026

☂️💙 Myth Monday with Paige! 💙☂️

Today’s myth:

❌ MYTH: Umbrella insurance is only for millionaires.

✅ FACT: You don’t have to be wealthy to benefit from extra liability protection.

A serious auto accident, injury on your property, or lawsuit could exceed the liability limits on your home or auto policy. A personal umbrella policy adds another layer of protection above those limits and can help protect your income, savings, and future assets.

And here’s the part that surprises many people: umbrella coverage is often more affordable than they expect! 😮

💬 Have you ever wondered whether an umbrella policy makes sense for your family? Send me a message or drop your question in the comments—it may become a future Myth Monday!

09/21/2026

🏡💙 Myth Monday with Paige! 💙🏡

Today’s myth is a big one:

❌ MYTH: Homeowners insurance covers everything that can happen to your home.

✅ FACT: Homeowners insurance covers many sudden and accidental losses, but it does not cover every type of damage.

Things such as flooding, earthquakes, normal wear and tear, neglect, and routine maintenance issues are generally not covered by a standard homeowners policy.

Every policy is a little different, so it’s important to understand your coverage before something happens—not after. 😅

💬 Have you ever wondered whether something is covered by your homeowners insurance? Drop your question in the comments, and it may become a future Myth Monday!

09/14/2026

🚗💙 Myth Monday with Paige! 💙🚗

Let's kick off the first Myth Monday by busting one of the most common insurance myths I hear...

❌ MYTH: Red cars cost more to insure.

✅ FACT: Insurance companies don't even ask what color your vehicle is!

Your premium is based on things like:
🚗 The make and model of your vehicle
🛠️ Repair costs
🛡️ Safety features
📍 Where you live
📋 Your driving history
✔️ The coverages you choose

So if you've been dreaming about that red sports car... don't let the color stop you! 😉❤️

💬 Now it's your turn! What's an insurance question you've always wondered about? Drop it in the comments, and it just might become a future Myth Monday!

09/07/2026

❤️🤍💙 Happy Labor Day! ❤️🤍💙

Whether your plans include the lake 🚤, the road 🚗, the grill 🌭, or just a well-earned nap 😴, I hope you have a safe and relaxing holiday weekend!

I'll be out of the office on Monday, September 7, enjoying the holiday as well. I'll be back and ready to assist with all your insurance needs on Tuesday, September 8, at 9:00 AM.

Until then... the only thing you should be worrying about is whether the burgers are done—not your insurance! 😉💙

Have a wonderful Labor Day!

08/20/2026

🎒❤️ Today, my daughter starts her senior year of high school.

How did we get here?

It feels like just yesterday I was sending her off with a tiny backpack and a princess tiara... and now we're talking about college visits, graduation, and all the exciting adventures ahead.

A friend recently shared an idea with me that I absolutely love, and I wanted to pass it along.

Since they're the Class of 2027, on the 27th of each month, surprise your senior with something small to remind them how proud you are.

It doesn't have to be extravagant...

☕ Coffee money
🌸 Flowers
🍪 Their favorite snack
💌 A handwritten note
🎁 A small gift
❤️ Or simply a hug and a reminder that they're loved.

Senior year has a way of flying by. Before we know it, they'll be walking across that stage and beginning an exciting new chapter.

I know I'll be soaking in every moment this year. ❤️

To all the parents sending your kids back to school—whether it's kindergarten, middle school, high school, or college—I hope this school year is filled with memories you'll treasure for years to come.

💙 P.S. If your family is celebrating a big milestone this year—a new driver, heading off to college, or another life change—I'm always happy to help answer your insurance questions and make sure you're

08/16/2026

⛳ Apparently August is our golf era… 😂

Molly and I will be back on the course Monday, August 17 for another charity golf outing! 🏌️‍♀️💙

Our office will have limited availability on Monday, so if you need me, feel free to send an email or leave a voicemail and I’ll get back to you as soon as I can.

I’ll also be arriving a little later on Tuesday, August 18 due to an appointment and expect to be back in the office around 10:00 AM.

We promise we actually sell insurance too. 😅⛳

Have a great weekend!

08/07/2026

Molly, Candace, and I are trading our keyboards for golf clubs on Friday, August 7! 🏌️‍♀️😅

We'll be out of the office for the day trying not to lose too many golf balls... but don't worry, we're much better at protecting your insurance than we are at golfing! 😉💙

I'll be back in the office on Monday, August 10, at 9:00 AM. If you need me, send me a message, and I'll get back to you as soon as I return.

Have a fantastic weekend! ⛳🌞

07/03/2026

Wishing everyone a safe and happy 4th of July weekend!❤️🤍💙

As we celebrate Independence Day with family, friends, cookouts, and fireworks, we also take a moment to appreciate the freedoms we enjoy and those who have served to protect them.

Please note our office will be closed on Friday, July 3rd, in observance of the holiday and will reopen during normal business hours on Monday.

Have a fun and safe holiday weekend!

Address

50 S Liberty Street Ste 162
Powell, OH
43065

Telephone

+16147891891

Website

https://www.rollandinsurance.net/

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