Jessica Schwartz Homes and Loans

11/04/2026

Amendment 3 passed. Here’s what to know.

12/31/2026: permanent Florida residents by this date get the higher exemption when they qualify. After that, the higher amount starts in year 5, to the extent the U.S. Constitution permits.
1/1/2027: $150,000 non-school homestead exemption.
1/1/2028: $250,000.

Staying the same: the $25,000 school exemption and the Save Our Homes cap. Rentals still don’t get homestead, but their yearly assessment cap drops from 10% to 5%.

Informational only, not tax or legal advice. Talk to a tax professional about your own home.

Jessica Schwartz, Broker Associate, RE/MAX Gold | Loan Officer, NMLS 2704014

11/03/2026

Florida’s 3 amendments in plain English. Each needs 60% to pass.

Amendment 1: rainy day fund. Amendment 2: farm and agritourism equipment tax exemption. Amendment 3: homestead exemption, assessment caps and local spending, with details on school taxes, new residents and the state’s revenue estimate.

Read the full ballot wording, and find official information at dos.fl.gov/elections. Informational only, not tax or legal advice.

Jessica Schwartz, Broker Associate, RE/MAX Gold | Loan Officer, NMLS 2704014

11/02/2026

Flooding in PSL

11/02/2026

Flooding in Florida right now? Here’s what you can do for your home.

Clear drains and gutters if it’s safe to go outside. Move valuables up off the floor. Put important documents in a watertight container. Unplug appliances and electronics. Take photos of your home and belongings. Sandbags can help keep water out, so check your county for pickup.

Never wade into floodwater to do any of this. Safety comes first.

Jessica Schwartz, Broker Associate, RE/MAX Gold | Loan Officer, NMLS 2704014

11/01/2026

Hello November 🧡

10/31/2026

The scariest words in real estate.

“The appraisal came in low.” “The buyer’s financing fell through.” “We found it at the inspection.”

Still scarier: falling in love with the house before you get pre-approved. Happy Halloween.

Jessica Schwartz, Broker Associate, RE/MAX Gold | Loan Officer, NMLS 2704014

10/30/2026

Which way does your Florida home face?

South: strongest sun, backyard gets more shade. North: shaded entry, backyard gets sun all day. East: soft morning light, hot evening sun on the lanai. West: hot afternoons and usually a bigger AC bill.

Shade trees, overhangs and window size matter too, so check the direction before you buy.

Jessica Schwartz, Broker Associate, RE/MAX Gold | Loan Officer, NMLS #2704014

realestatetips

10/29/2026

Selling soon? Make your home look expensive without a renovation.

Curtains hung high, warm bulbs, clear counters, hidden cords, fewer and bigger decor pieces. Small changes, big first impression. Decor won’t change an appraisal, but it changes how buyers feel when they walk in.

Save this for listing day, and send it to a friend who’s selling.

Jessica Schwartz, Broker Associate, RE/MAX Gold | Loan Officer, NMLS #2704014

floridarealtor

10/28/2026

Moving to Florida? Here is what Amendment 3 would do if voters approve it on Nov. 3 (it needs 60%). The homestead exemption for non-school taxes would rise to $150,000 in 2027 and $250,000 in 2028, and school taxes would keep the current $25,000 exemption. Permanent Florida residents as of 12/31/2026 would get the higher amounts when they buy and apply for homestead. People who become residents after 1/1/2027 would start with a smaller exemption, and the larger one would begin in year 5. The Save Our Homes cap would stay. Talk to a tax professional about your residency. Not tax or legal advice.

10/27/2026