First Down Mortgage Nmls#1920842

First Down Mortgage Nmls#1920842 Local legends, seasoned experts, and your home - financing MVP’s. Always on your team. NMLS #1920842

Another set of keys handed over! 🔑🏡Congratulations to our newest homeowner on closing on this beautiful home!A great clo...
09/08/2026

Another set of keys handed over! 🔑🏡

Congratulations to our newest homeowner on closing on this beautiful home!

A great closing takes a great team, and we loved working alongside Realtor Heather Stoll to help make it happen. Huge shoutout to Alex Testa and Matt Keeler for helping guide the financing from start to finish.

At First Down Mortgage, we’re here to make the road to homeownership feel a little less complicated — and a lot more exciting.

Ready for your own “Just Closed” moment? Let’s talk. 🏡

🇺🇸 Happy Labor Day from First Down Mortgage!Today we celebrate the hard work, dedication, and hustle that keep our commu...
09/07/2026

🇺🇸 Happy Labor Day from First Down Mortgage!

Today we celebrate the hard work, dedication, and hustle that keep our communities moving forward.

Whether you’re working toward your next home, your first home, or simply enjoying a well-earned day off — we hope you have a safe and relaxing Labor Day! 🏡

904 Day hits a little different when Jacksonville is home. 💙🌴From Riverside to Nocatee, Atlantic Beach to Mandarin—and e...
09/04/2026

904 Day hits a little different when Jacksonville is home. 💙🌴

From Riverside to Nocatee, Atlantic Beach to Mandarin—and everywhere in between—we’re proud to help people put down roots right here in the 904.

Because local lending means more than knowing mortgages. It means knowing the neighborhoods, the market, and the people who make Jacksonville feel like home.

📍 Local market knowledge
🏡 More loan options
🤝 Personal guidance
💙 And a team that lives here, too

Happy 904 Day, Jacksonville!

❤️ Sometimes our clients become family.One of our favorite things about what we do is that working with buyers often bri...
09/03/2026

❤️ Sometimes our clients become family.

One of our favorite things about what we do is that working with buyers often brings new friends into the First Down Mortgage family.

We take the time to really get to know our buyers, answer every question, explain the process, and make sure they feel comfortable and confident every step of the way. Most importantly, we want them to know that we’re always looking out for their best interests.

This buyer came to us feeling very apprehensive about the homebuying process. But as we worked together, the nerves turned into confidence, the questions turned into conversations, and somewhere along the way…we became friends. ❤️

By the end, we weren’t just their mortgage team—we had gained a friend and a loyal client for life.

That’s the part of this business we love most. 🏡❤️

At First Down Mortgage, we don’t just close loans. We build relationships.

09/02/2026

Some people call me Chad.
Some people call me Hause.

I just want you to call me when you’re ready to buy a house. 📞🏡😂

Seriously though—whether you’re ready now or just trying to figure out what your next move should be, let’s talk.

📲 Call Chad. Buy Hause. 😏

🏡 September is National Mortgage Professional Month!Behind every pre-approval, every late-night question, every set of n...
09/01/2026

🏡 September is National Mortgage Professional Month!

Behind every pre-approval, every late-night question, every set of numbers, and every set of keys is a team working hard to help make HOME possible. 🔑

This month, we’re celebrating the people behind the process — the FDM team that shows up, finds solutions, and helps our clients navigate the road to homeownership every day.

Swipe ➡️ to meet the people who make First Down Mortgage what it is.

To our team: thank you for everything you do! 🏈🏡

Scrolling Zillow is fun.Actually getting the keys? That takes a game plan.A lot of buyers spend weeks (or months) fallin...
08/31/2026

Scrolling Zillow is fun.

Actually getting the keys? That takes a game plan.

A lot of buyers spend weeks (or months) falling in love with homes online before they ever talk to a lender. The problem? Without a solid mortgage strategy, those dream homes can stay on the screen instead of becoming your address.

Getting pre-approved early helps you understand:
✔️ What may fit your budget
✔️ What your monthly payment could look like
✔️ How competitive you can be when the right home hits the market

Before you schedule showings, make sure your financing is ready to move.

📲 Reach out to First Down Mortgage and let's build your homebuying game plan.

Help us celebrate Alex on his work anniversary! 🎉Alex, thank you for your hard work, dedication, and everything you brin...
08/30/2026

Help us celebrate Alex on his work anniversary! 🎉

Alex, thank you for your hard work, dedication, and everything you bring to the First Down Mortgage team. We’re grateful to have you with us and look forward to many more milestones together! 💙🏡

Welcome to your Homebuying Advantage.Not because you have all the answers.Because you're starting with a plan.A pre-appr...
08/28/2026

Welcome to your Homebuying Advantage.

Not because you have all the answers.

Because you're starting with a plan.

A pre-approval can give you a clearer picture of your budget, help you shop with confidence, and put you in a stronger position when it's time to make an offer.

That's how buyers move from "just browsing" to "ready to buy."

🏈 Get ahead of the game before it even starts.

Let's make your next move your best one.

🏡 Did someone say REFI? 👀If your rate is still in the 7s—or you have equity you’d like to tap into—it may be worth takin...
08/27/2026

🏡 Did someone say REFI? 👀
If your rate is still in the 7s—or you have equity you’d like to tap into—it may be worth taking another look at your options.

We just closed a refinance for a returning client who was able to:

📉 Drop their interest rate by a full 1%
⏳ Reduce their loan term from 40 years to 30 years
💰 Potentially save thousands in interest over the life of the loan

And the best part? They trusted us to help them do it again! ❤️

Every homeowner’s situation is different, but if you’re wondering whether a refinance could make sense for you, let’s run the numbers. Sometimes a small conversation can lead to a big difference.

First Down Mortgage — helping you make the right move, whether you’re buying or refinancing.

Address

130 Venture Valley Court #510
Ponte Vedra Beach, FL
32081

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