10/27/2026
**Florida Panhandle Property Owners: Don't Wait to Understand Your Duties After Loss!**
If your home or business suffered hurricane damage, filing an insurance claim may not be enough. **Many insurance policies require you to act promptly to prevent further damage. Delaying action could jeopardize portions of your claim.**
Some community leaders have advised homeowners not to sign contractor agreements and to call their insurance company first. While you should never sign anything you don't understand, **waiting for an insurance adjuster before taking necessary protective measures could put your property and claim at risk.**
In this video, **Josh Connor, owner of Rockwall National Public Adjusters**, explains why understanding your policy's Duties After Loss is critical.
**Many property insurance policies require you to:**
1. **Prevent Further Damage:** Take reasonable, safe steps such as emergency roof tarping, water extraction, and temporary repairs when necessary.
2. **Report Damage Promptly:** Notify your insurance company within applicable deadlines.
3. **Document Your Loss:** Photograph damage and keep receipts, estimates, and mitigation records.
4. **Submit a Sworn Proof of Loss:** If required, complete, sign, and submit it by the applicable deadline.
5. **Cooperate With Inspections:** Follow your policy's documentation and inspection requirements.
**Remember:** You can choose qualified, appropriately licensed contractors and restoration professionals. Understand what you're signing, but don't unnecessarily delay urgent mitigation.
With **over 20 years of industry experience**, Rockwall National Public Adjusters helps Florida homeowners and commercial property owners navigate hurricane, wind, roof, and water damage insurance claims.
Serving Pensacola, Gulf Breeze, Navarre, Fort Walton Beach, Destin, Niceville, and Panama City Beach.
**Protect your property. Know your obligations. Don't miss critical deadlines.**
Call **866-483-4001**
rockwallnpa.com
Florida: W806474
