Mutual Insurance Associates, Inc

Mutual Insurance Associates, Inc Insurance

Back-to-school season presents a good opportunity to ensure your kids are equipped with the habits and knowledge to stay...
09/08/2026

Back-to-school season presents a good opportunity to ensure your kids are equipped with the habits and knowledge to stay safe throughout the school day. Here are some helpful tips to keep in mind:

🔵Make sure your children know their full names, your phone number, home addresses, and how to reach a trusted adult. A laminated safety card kept in their backpack with this info, plus any medical conditions, can be a good addition.

🔵Teach and reinforce proper hand-washing, and remind them not to share food or drink. These simple habits go a long way toward keeping illnesses from spreading through the classroom.

🔵A backpack should weigh no more than 15% of your child's body weight, and both straps should always be used to evenly distribute the load on your child’s back. An overstuffed bag can cause real strain over time.

🔵Talk with your child about bullying — how to recognize it, how to report it, and who their designated trusted adult at school is if they ever feel unsafe or need help.

🔵 Avoid putting your child's first name on the outside of backpacks or lunch boxes; initials or names on the inside are a safer option for labeling belongings.

At-school safety is a collective effort, and taking precautions for your students can help keep students across your community safe.

As always, if you have questions or other needs this school year, give us a call. We are here for you.

09/07/2026

A headline from today’s news below. Prompts us to give three pieces of advice:

1. The limits of insurance required by our state are $25,000 per person for bodily injury with a max of $50,000 per accident for bodily injury and $15,000 for property damage. That’s not enough. Protect your assets from a law suit and purchase higher limits if you are able. You would be surprised, in some cases, it actually lowers your premium. An umbrella policy is another piece to add for the best protection.

2. Knowing that people could be driving around with these low limits, protect yourself. Purchase uninsured/ underinsured motorist coverage to help cover your injuries in an event such as this. Low premium for added protection.

3. If your autos are on a commercial policy, you must schedule the trailers. Trailers are not covered for liability unless they are listed on your policy. Much different than a personal policy. In the article below, the trailer is responsible for the damage. If this vehicle is insured commercially and the owner does not have this trailer listed, there would be no coverage. If he does have coverage, I wonder how much. State limits? Hope not.

NEW DETAILS: Two people were rushed to the hospital Monday after a trailer carrying a side-by-side detached from a pickup on U.S. Highway 26 and was struck by a motorhome.

The crash happened around 11:15 a.m. near Swan Valley, according to Idaho State Police.

Police say a 51-year-old Idaho Falls man was driving west in a 2016 Ford F-350, towing a camp trailer and another trailer carrying a Razor.

The trailer carrying the Razor became detached from the pickup and came to rest in the westbound lanes.

A 79-year-old man from Crestview, Florida, was driving east in a 2020 Winnebago motor home, which was towing a Jeep, when the motorhome struck the detached trailer.

The driver and a passenger in the motorhome were taken by ambulance to a local hospital. Their conditions were not released.

Everyone involved in the crash was wearing a seat belt, according to ISP.

The westbound lanes of Highway 26 remain blocked while crews investigate the crash.

Labor Day is all about celebrating the workforce, and the best way to honor hard work is to take a real break from it. S...
09/07/2026

Labor Day is all about celebrating the workforce, and the best way to honor hard work is to take a real break from it. So to celebrate, our team is fully committing to the cause by penciling some cat naps into our schedules this weekend.

A quick heads-up: The office is closed on Monday, September 7th. We will be back on Tuesday, September 8th — recharged, refreshed, and ready to get to work.

We hope you have a long weekend full of good food, good company, and zero emails!

With Fall Prevention Awareness Month underway, this is a good opportunity for businesses to revisit workplace safety pra...
09/02/2026

With Fall Prevention Awareness Month underway, this is a good opportunity for businesses to revisit workplace safety practices and identify potential slip, trip, and fall hazards.

Encouragingly, many of these accidents can be prevented through proactive planning, regular maintenance, and awareness. Swipe through to learn more.

As always, if there is ever anything we can help with, do not hesitate to reach out. We are here for you.

Before your kids head out the door, make sure they know how to get to school safely, no matter how they are getting ther...
09/01/2026

Before your kids head out the door, make sure they know how to get to school safely, no matter how they are getting there. Here are a few tips to keep in mind:

🔵Walking to school? Stick to sidewalks, cross only at crosswalks, make eye contact with drivers before stepping into the street, and always walk in a group when possible.

🔵Riding a bike? A properly fitted helmet is non-negotiable. Remind students to ride on the right side of the road with traffic, come to a complete stop before crossing, and choose a route with minimal intersections and light traffic.

🔵Taking the bus? Students should stand at least 6 feet back from the curb when waiting for a bus, wait for the bus to come to a complete stop before boarding, and never walk behind or in front of a bus without making eye contact with the driver first.

🔵Getting dropped off? If you drive your child to school, obey school zone speed limits, follow your school's drop-off procedure, and never pass a bus that is loading or unloading children.

🔵Teen drivers? Review the basics of safe driving. This includes, but is not limited to, having all passengers wear seatbelts, putting devices away while driving, and driving the speed limit.

We hope you find these tips helpful as students transition back to school. As always, if you have any needs or questions, do not hesitate to reach out to our team. We are happy to help.

Wildfire season is here, and ensuring that you and your loved ones are prepared is a crucial step. Beyond memorizing eva...
08/27/2026

Wildfire season is here, and ensuring that you and your loved ones are prepared is a crucial step. Beyond memorizing evacuation routes and packing a go-bag, reviewing your homeowners and auto insurance policies can be a key step to help prepare in case the worst were to happen.

That said, it’s a good idea to confirm that your homeowners or renters policy covers fire, smoke, and ash damage, and check your auto policy if you want coverage for your vehicle as well, since that typically falls under a comprehensive auto policy rather than homeowners coverage.

Additionally, look at your additional living expenses limits and ask yourself honestly whether they would cover your costs if you were displaced for several weeks or longer.

If you have questions about your current coverage, or if you want to talk through layering on policies to help protect your belongings in case of a wildfire, don’t hesitate to reach out to our team. We are here to help protect what you have built.

Telematics insurance promises lower premiums for safe drivers, and in many cases, it delivers. But whether it is worth s...
08/26/2026

Telematics insurance promises lower premiums for safe drivers, and in many cases, it delivers. But whether it is worth signing up for depends on more than just your driving record. Swipe through to get a clearer sense of what these programs involve and what to weigh before you decide.

If you have questions about your auto insurance policy or if a telematics policy fits your needs, give us a call today. We are here to help.

Many business owners assume that their insurance coverage begins on the same day they confirm their policy. However, it ...
08/25/2026

Many business owners assume that their insurance coverage begins on the same day they confirm their policy. However, it is not always that simple. Understanding your policy's effective date and how to align it with your business operations is one of the most practical steps you can take to protect your business. Swipe to learn more.

If you have questions about your commercial insurance coverage or your policy’s effective dates, reach out to us. We are here to help.

Regardless of whether it’s your first time obtaining commercial insurance or if you’ve navigated this process before, th...
08/20/2026

Regardless of whether it’s your first time obtaining commercial insurance or if you’ve navigated this process before, the language of commercial insurance policies can be very confusing.

Understanding your policy is one of the first steps to making the most of it. So, we wanted to clear up a few commercial insurance terms to help you better understand your policy. Swipe for more information.

We hope you found this guide helpful. As always, know that we are here to help answer questions about your policy and talk you through any parts that are giving you trouble. Don’t hesitate to reach out to our team.

If you have ever wondered what would actually happen to your payout after a covered loss, the answer often comes down to...
08/19/2026

If you have ever wondered what would actually happen to your payout after a covered loss, the answer often comes down to one question: Does your policy use replacement cost value or actual cash value?

These two coverage types work very differently, and understanding them can save you from a costly surprise when you file a claim. Swipe through for a clear breakdown of each.

Have questions about your current coverage or which option is right for you? Give us a call today.

Address

1575 Baldy Avenue
Pocatello, ID
83201

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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+12082379696

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