Randall "get me in my home" Hood

Randall "get me in my home" Hood Randall Hood is an Intercap loan officer providing home mortgage loans and refinance to Utah homeowners. Randall lives and works in Utah County.

Before entering the world of mortgages, Randy had a significant role in the Air Force. He has been originating loans for almost 20 years; all while still remaining an active member of the military.\n\nRandy is experienced in all aspects of the mortgage industry, but has a specific knowledge of the secondary market with an eye for what drives interest rates. He has a wealth of knowledge, ready for

you to test him with any questions regarding Fannie Mae, Freddie Mac, and how they are incorporated with your personal home loan.

Thank you for the kind review and for trusting me to help with your home loan.
09/14/2026

Thank you for the kind review and for trusting me to help with your home loan.

Buying your first home doesn't have to be a solo project.I've worked with plenty of first-time buyers whose parents want...
09/09/2026

Buying your first home doesn't have to be a solo project.

I've worked with plenty of first-time buyers whose parents wanted to help but weren't sure what that actually looked like.

Depending on the loan program, family members may be able to contribute gift funds, assist with closing costs, or provide other support that helps make homeownership possible.

Every family's financial picture is different, which is why these conversations are never one-size-fits-all.

Helping buyers understand their options before they start making offers is one of the most rewarding parts of what I do.

I've always enjoyed talking about real estate as a long-term investment, not just a place to live.Maybe that's the econo...
09/03/2026

I've always enjoyed talking about real estate as a long-term investment, not just a place to live.

Maybe that's the economics degree talking.

Lehi continues to attract new employers, growing businesses, and people looking to put down roots. That combination keeps it on the radar for many buyers who are thinking beyond their primary residence.

An investment property isn't the right move for everyone, but if you've been wondering whether it's time to buy your first rental, it's worth having a conversation about your goals before focusing on specific properties.

Real estate works best when it fits into your overall financial plan.

Sometimes the answer is yes...with one important detail.VA loans can absolutely be used to purchase condominiums, but th...
08/31/2026

Sometimes the answer is yes...with one important detail.

VA loans can absolutely be used to purchase condominiums, but the condo community must meet VA eligibility requirements.

That doesn't mean condos are difficult to finance. It simply means it's worth checking before you get too attached to a particular property.

Whether you're looking for lower maintenance, a first home, or a place close to work, a condo can be a great option for many veterans buying in Utah.

I'd much rather answer questions before you write an offer than after.

A mortgage isn't just a number. It's a long-term financial decision.Before I worked in mortgages, I earned my degree in ...
08/28/2026

A mortgage isn't just a number. It's a long-term financial decision.

Before I worked in mortgages, I earned my degree in Economics because I've always been fascinated by how financial decisions shape our future.

That's one of the reasons I enjoy helping buyers understand their options before they ever make an offer.

Buying power isn't simply about the maximum a lender will approve. It's about finding a payment that allows you to enjoy your home while still reaching your other financial goals.

If you're considering buying in Cottonwood Heights, let's take the guesswork out of the process.

The home that made sense five years ago may not fit your life today.Families grow. Careers change. Kids need bedrooms in...
08/25/2026

The home that made sense five years ago may not fit your life today.

Families grow. Careers change. Kids need bedrooms instead of nurseries, and sometimes you simply want a little more breathing room.

Moving isn't always about buying something bigger. It's about finding a home that works better for the season of life you're in.

Whether you're looking for more space, a shorter commute, or a neighborhood that better fits your family, it starts with understanding what your next move could look like financially.

I'd be happy to help you explore your options before you start packing boxes.

I’d love to help as many Veterans as possible get the keys to a home of their own.
08/20/2026

I’d love to help as many Veterans as possible get the keys to a home of their own.

The Air Force taught me to prepare. Reggae taught me not to panic.Turns out those two things work pretty well together w...
08/17/2026

The Air Force taught me to prepare. Reggae taught me not to panic.

Turns out those two things work pretty well together when you're buying a home.

Here are five mortgage myths I hear all the time and why the answer is rarely as simple as people make it sound.

If I could erase one homebuying myth, this might be it.Far too many people spend years waiting to save a 20% down paymen...
08/13/2026

If I could erase one homebuying myth, this might be it.

Far too many people spend years waiting to save a 20% down payment because they believe it's the only way to buy a home.

For many buyers, it isn't.

Depending on your situation, there are loan programs that require much less. Veterans using a VA loan may not need a down payment at all, and there are other options available for qualified buyers.

My degree is in economics, so I naturally appreciate the value of saving. But I also know that waiting for the "perfect" financial moment can sometimes cost more than moving forward with a solid plan.

If you're wondering what it would actually take to buy a home in Lehi, let's run the numbers together.

A five-star review from a five-star client!
08/11/2026

A five-star review from a five-star client!

Address

365 South Garden Grove Lane Suite 130
Pleasant Grove, UT
84062

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18016361988

Website

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