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https://myloan.intercaplending.com/borrower/signup/randall@intercaplending.com

Randall "get me in my home" Hood

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Pleasant Grove, UT
Randall "get me in my home" Hood

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Randall Hood is an Intercap loan officer providing home mortgage loans and refinance to Utah homeowners. Randall lives and works in Utah County.

Before entering the world of mortgages, Randy had a significant role in the Air Force. He has been originating loans for almost 20 years; all while still remaining an active member of the military.\n\nRandy is experienced in all aspects of the mortgage industry, but has a specific knowledge of the secondary market with an eye for what drives interest rates. He has a wealth of knowledge, ready for you to test him with any questions regarding Fannie Mae, Freddie Mac, and how they are incorporated with your personal home loan.

10/27/2026

This is one of those questions that's too important to guess the answer to.

I've met members of the National Guard and Reserve who assumed VA home loans were only for active-duty military.

That's simply not the case.

Eligibility depends on your service history, and many Guard and Reserve members qualify without realizing it.

Having served in the Air Force myself, I know how easy it is for misinformation to get passed around. I'd much rather help you understand what you've earned than have you miss an opportunity because of something you heard years ago.

If you're thinking about buying a home in Lehi, Pleasant Grove, or Cottonwood Heights, let's start with a conversation.

10/22/2026

This is probably my favorite conversation to have with younger veterans.

Most people think of their first home as simply a place to live.

Sometimes it can also become the foundation for building long-term wealth.

If you qualify for a VA loan and plan to live in one of the units, you may be able to purchase a duplex, triplex, or even a fourplex. It's a strategy often called house hacking, and it's one of the most overlooked ways veterans can begin investing in real estate.

Maybe it's the economics degree in me, but I've always enjoyed helping buyers think beyond today and consider where one smart decision could lead five or ten years from now.

10/19/2026

A few details about your finances + some simple math = a clearer picture of your homebuying budget.

Let’s run your numbers to see what you could qualify for and what monthly payment feels comfortable for you.

Send me a message, and let’s take the guesswork out of it!

10/13/2026

Can you use your VA home loan benefit more than once?

In many situations, yes. Veterans may have remaining entitlement that allows them to purchase another home using VA financing.

If you're planning to buy a home in Pleasant Grove, I'd be happy to review your eligibility and explain your options.

10/05/2026

Shopping hungry can leave you with a cart full of things you didn’t plan on buying. House hunting without knowing your budget? That can get a little more expensive. 😂

Knowing what you qualify for and what payment feels comfortable makes shopping a whole lot more fun.

Give me a call. Let’s make a plan before you hit the open houses!

09/30/2026

Fall is one of my favorite times to talk with buyers.

By this point in the year, many people have had time to think about where they want to be next year. Buying a home becomes less about keeping up with the market and more about creating a plan for what's next.

Whether you're hoping to be settled before the holidays or simply want to start preparing for next spring, fall is a great time to understand your financing options and buying power.

Planning ahead has a way of making the entire process feel a lot less stressful.

09/28/2026

One of the perks of living in a growing community like Lehi is that there are always new neighborhoods taking shape.

That naturally leads to one of the questions I hear most from veterans.

Yes, you can absolutely use your VA home loan to purchase many newly built homes.

The biggest piece of advice I give is to have your financing in place before you walk into a model home. Builders have their own timelines, incentives, and preferred lenders, and it's helpful to understand all of your options before making decisions.

After serving in the Air Force, I learned that preparation almost always leads to better outcomes. Buying a home is no different.

09/25/2026

"Should I keep renting or is it finally time to buy?"

That's one of the most common conversations I have.

The answer isn't the same for everyone.

Sometimes renting is the right financial decision. Other times, buying allows you to begin building equity while creating more stability for the future.

Rather than trying to time the market, I encourage buyers to look at their own goals, timeline, and finances first. Those factors usually matter far more than the latest headline.

If you're weighing renting versus buying in Pleasant Grove, I'd be happy to help you compare both paths.

09/23/2026

I wish this myth would finally disappear.

Every year I meet veterans who are hesitant to use their VA home loan because they've heard sellers won't accept their offer.

The truth is, sellers aren't choosing between a VA loan and a conventional loan. They're choosing between buyers who look prepared and buyers who don't.

A complete pre-approval, clear communication, realistic expectations, and a lender who knows how to navigate the process go a long way toward building confidence.

As an Air Force veteran, I believe you've earned this benefit. My job is to help you use it in a way that puts you in the strongest position possible.

If you're buying in Lehi, don't let outdated advice keep you from moving forward.

09/21/2026

You don’t have to have your whole life figured out before moving forward

Address

365 South Garden Grove Lane Suite 130
Pleasant Grove, UT
84062

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+18016361988

Website

https://myloan.intercaplending.com/borrower/signup/[email protected]

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