Roberto Delgado, Mortgage Lending

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United States
Plainfield, IL
Roberto Delgado, Mortgage Lending

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VP of Mortgage Lending at Rate Inc. | Plainfield, IL My team and I provide hands-on support for a smooth and transparent mortgage process from start to finish.

As an award-winning Mortgage Banker with over 25 years of experience in the Greater Chicagoland area, I specialize in helping families and individuals achieve their homeownership goals. A lifelong resident of the Western Suburbs, I offer expert mortgage guidance and personalized service to secure the most competitive mortgage rates and favorable closing cost scenarios. I am honored to be recognized as a President's Club Producer, a Top 1% Mortgage Originator in the United States, and a NAHREP Top 250 designee. Over 95% of my business comes from referrals, a testament to the lasting relationships I build as a lifelong financial adviser. I actively monitor the bond market to offer the most accurate advice on mortgage rates and optimal timing. I proudly serve clients across Illinois, Wisconsin, Michigan, Indiana, and Florida, with a strong focus on Chicagoland communities including Naperville, Plainfield, Oswego, Aurora, Montgomery, Elgin, Joliet, Schaumburg, and Wheaton. If you're seeking a trusted mortgage partner with deep market expertise, I'm here to help you every step of the way.

10/31/2026

Happy Halloween everyone! Don’t get too spooked out, homebuying is not that scary! 🎃👻
When you work with a knowledgeable team, we could help you find options that work best for you and your situation.

🎃

10/30/2026

Multiple income streams? That doesn’t mean homeownership is off the table! 💻
Whether you’re self-employed, working multiple jobs, or running your own business, your income doesn’t have to fit the traditional mold. Non-QM loans may allow you to qualify using bank statements, 1099s, or profit & loss statements.

Your income situation may be more flexible than you think. Let’s explore your options and find a path that works for you!

Reach out to get started. 📩

10/28/2026

The right loan officer makes all the difference. 🏡
From navigating different loan options to understanding the details of both personal and business financing, I’m committed to helping clients feel confident in their decisions.
Thank you for the kind words and for trusting me to be part of your journey!

📩 Have questions about your financing options? Connect with me and my team to get started.

10/27/2026

Grateful to have attended Rate’s President’s Club trip in Riviera Maya earlier this month! 🌴☀️
It was an incredible opportunity to celebrate the success we’ve built at Rate, connect with some of the top performers in the mortgage industry, and spend time with the people who continue to drive our company forward.
Rate continues to set the bar high, and I’m proud to be part of a team that’s always pushing for more. Looking forward to what’s ahead! 👏

10/22/2026

Working with the right loan officer is just as important as the type of loan you’re getting, especially if you don’t think you have enough for a down payment.
In times like this, reaching out to me could lead to phones calls and more money towards you and the home you’re wanting to finance.

Call me today!

10/21/2026

Still renting? Go into 2027 a homeowner! Reach out to me today to start the pre-approval process.

10/16/2026

Online searching could only take you so far, but working with a local loan officer who knows the area, makes a HUGE difference. 💻🚘
Local experts actually know what’s going on in the area, not just what you see being advertised on a website.

If you’re ready to start looking for a new home, reach out to me and my team! 🤝🏼

10/15/2026

The bare minimum is not on my radar- not just as a Loan Officer, but a Branch Manager who wants to make sure his team is upholding amazing client relations. When you’re working with my team, we don’t want to just give you any pre-approval, we want to make sure that there’s a strategy behind it, and give you the knowledge you need to understand what’s next in the homebuying process.
Reach out to me if you’re looking for a team who really cares! 🫶🏼

10/12/2026

Everyone’s talking about the higher rates. But here’s the part buyers shouldn’t overlook:
Higher rates could change the negotiating game. ♟️
Fewer buyers competing could mean more opportunity to ask about seller concessions, including options like a 2-1 buydown. So before you decide the rate means “not yet,” let’s look at the payment and the numbers.
You won’t be in the dark. 🌑

10/11/2026

It’s not you... it’s the approval! 🤯
The market is always going through changes, so what you were approved for in the beginning of summer, may not be what you’re approved for now.
If you’re trying to find out where you’re current approval could stand, send me a message, I’d love to help!

Address

24113 Lockport Street, Suite B
Plainfield, IL
60544

Telephone

+16306616868

Website

https://Rate.com/robertodelgado, https://instacard.co/Roberto-Delgado

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