Roberto Delgado, Mortgage Lending

Roberto Delgado, Mortgage Lending VP of Mortgage Lending at Rate Inc. | Plainfield, IL My team and I provide hands-on support for a smooth and transparent mortgage process from start to finish.

As an award-winning Mortgage Banker with over 25 years of experience in the Greater Chicagoland area, I specialize in helping families and individuals achieve their homeownership goals. A lifelong resident of the Western Suburbs, I offer expert mortgage guidance and personalized service to secure the most competitive mortgage rates and favorable closing cost scenarios. I am honored to be recognize

d as a President's Club Producer, a Top 1% Mortgage Originator in the United States, and a NAHREP Top 250 designee. Over 95% of my business comes from referrals, a testament to the lasting relationships I build as a lifelong financial adviser. I actively monitor the bond market to offer the most accurate advice on mortgage rates and optimal timing. I proudly serve clients across Illinois, Wisconsin, Michigan, Indiana, and Florida, with a strong focus on Chicagoland communities including Naperville, Plainfield, Oswego, Aurora, Montgomery, Elgin, Joliet, Schaumburg, and Wheaton. If you're seeking a trusted mortgage partner with deep market expertise, I'm here to help you every step of the way.

A few years ago, sellers could say "no" to just about everything a buyer asked for.No repairs.No concessions.No negotiat...
06/15/2026

A few years ago, sellers could say "no" to just about everything a buyer asked for.

No repairs.
No concessions.
No negotiation.

Today? The market looks a little different.

Zillow says 67% of sellers pay some or all of their buyer's closing costs.

That doesn't mean every seller should do it. But it does mean the most successful sellers today understand something important:

The market has shifted. And that's means negotiation is back on the table.

Sometimes helping with closing costs makes sense. Sometimes another concession is the better move. But it’s normal for today’s market to require some give and take.

The key is knowing what buyers are asking for in your area, and which compromises are actually worth making.

Want to know what sellers in our area are negotiating right now? Send a message or drop a comment below.



Remember to message me whenever you have any questions! Always happy to help!

Sharing a few photos from some special family moments recently! ⭐ From celebrating my nephew Cristian's graduation👨🏽‍🎓, ...
06/14/2026

Sharing a few photos from some special family moments recently! ⭐ From celebrating my nephew Cristian's graduation👨🏽‍🎓, to gathering together for a family BBQ🍗 at my goddaughter's new home, these are the moments that mean the most to me! Love my career and what I do, but the time we spend with family and the memories we create together make me thankful for everyday!🏆

Moving this Summer? Whether you're buying or selling, you probably have questions.My new Summer Buyer & Seller Guides ha...
06/14/2026

Moving this Summer? Whether you're buying or selling, you probably have questions.

My new Summer Buyer & Seller Guides have the answers.

Inside, you'll find out what higher inventory means for you, what’s going on with affordability right now, what strategies for buying or selling are actually working this season, and more.

Stop guessing and start moving forward with confidence. DM or drop a comment with "BUYER" or "SELLER" below to get your free digital copy.



Remember to message me whenever you have any questions! Always happy to help!

Affordability is a real challenge, but it's not an unsolvable one. The key is being open to places you might not have co...
06/13/2026

Affordability is a real challenge, but it's not an unsolvable one. The key is being open to places you might not have considered before. A local real estate agent can help you find them.

Ready to find out which areas have the best affordability right now? Reach out today.



Remember to message me whenever you have any questions! Always happy to help!

Whether you're dreaming about buying your first home or wondering if it’s time to move on from the one you're in, affordability is probably weighing on your mind.

06/12/2026
06/12/2026

Weekend plans consist of enjoying the fruits of your labor in your home! Contact me, and let’s start the pre-approval process today! 🏡

Could waiting until later this year work out? Sure. But it's important to understand what you may gain by moving now too...
06/11/2026

Could waiting until later this year work out? Sure. But it's important to understand what you may gain by moving now too – that way you have the full picture before you decide.

If a 2026 move is on your radar, let’s connect and talk about what matters most to you. Depending on your priorities, Summer could be your moment.



Remember to message me whenever you have any questions! Always happy to help!

A lot of people who want to move are telling themselves the same thing: "Maybe I'll just wait until later this year once things calm down."

Whether you’re “just looking” or serious about the market, contact me and we could start looking at the numbers and how ...
06/11/2026

Whether you’re “just looking” or serious about the market, contact me and we could start looking at the numbers and how this could be a good move. 📲🏡☺️

06/10/2026

Want the full loan commitment in under 48 hours? Contact me to see how you can show confidence in the market with this tactic. ⭐

If affordability has been your top concern, the recent dip in prices is an opening. Want to see what that looks like in ...
06/10/2026

If affordability has been your top concern, the recent dip in prices is an opening. Want to see what that looks like in our area? Let’s connect.



Remember to message me whenever you have any questions! Always happy to help!

If affordability has been the biggest thing standing between you and a home, there's a little good news.

Address

24113 Lockport Street, Suite B
Plainfield, IL
60544

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