Roberto Delgado, Mortgage Lending

09/09/2026

The last months of 2026 are here.. The new Fall Guides walk you through what’s ahead, show you what Fall’s market actually looks like, and give you tips on how to make a smart move before the year ends. Get in touch for your free digital copy today.



Remember to message me whenever you have any questions! Always happy to help!

09/09/2026

She had multiple side gigs, different income sources, and a file that wasn’t exactly straightforward. Her previous lender couldn’t make sense of it. 👀
We took the time to actually dig in, read through the details, and work through it with underwriting, who was incredibly patient throughout the process.
That’s what got her approved. Sometimes you just need a team willing to slow down and look at the whole picture! ✨📖

09/08/2026

With remote work, where you live can be your decision instead of your employer's. And that puts more affordable places within reach.

Want to explore where that could take you? Let's connect.



Remember to message me whenever you have any questions! Always happy to help!

For most first-time buyers, the hardest part of buying a home is making the numbers work. You budget, you save, and the finish line still feels far away.

09/07/2026

Affordability is definitely a challenge, but that doesn’t mean tapping your 401(k) is your only way in if you want to buy.

If you're considering using your 401(k) savings for a down payment, weigh all your options and talk with a trusted financial advisor before you make any decisions. They’ll help you make a plan to fit your goals and your budget.



Remember to message me whenever you have any questions! Always happy to help!

Lately, headlines have floated an eye-catching idea about tapping into your 401(k) to cover a down payment on a home.

09/07/2026

At Rate, I’m surrounded by strong and like-minded individuals in the mortgage industry. We have so much technology that not only helps me as a loan officer move more quickly and efficiently, but HELP YOU submit and view documents easily. ⭐️
Roberto Delgado: Branch Manager NMLS: 254016

09/06/2026

New homes may actually cost less than an existing home right now. And that’s opening up a window for you to get brand-new for less.

If you want a list of new home communities near you that are currently offering incentives or doing price cuts, let’s connect. That way you have someone in your corner helping you get the best deal possible.



Remember to message me whenever you have any questions! Always happy to help!

Most people think a newly built home costs more than an existing one. But right now, that’s actually backwards.

09/05/2026

Everyone's been watching mortgage rates. But there's another trend buyers shouldn't overlook...

Every fall, the housing market tends to shift.

More homes hit the market. Asking prices often soften. And sellers are usually more willing to negotiate.

Those seasonal changes happen almost every year – and they can make buying a little easier.

Let's talk about whether those same trends are showing up in our local market – and what it means for you.



Remember to message me whenever you have any questions! Always happy to help!

09/05/2026

Your credit score is important, but don’t panic if there hasn’t been movement in a few years. Like this scenerio, there are strategies that could help strengthen your credit profile and put you in a better position to buy.
Let’s talk about your options. 📈

09/04/2026

Yes, buying a home costs a lot, but you could be more prepared than you think. 🤯
If you’re unsure if where you’re at in your homebuying journey, contact me and my team today.

09/04/2026

Buying soon? You’ve got more pull than you might expect. Right now, there are more sellers than buyers on the market. And that means sellers know they’ll have to give a little to get their house sold. Exactly how much negotiating power you have depends on where you’re looking. So, let’s chat about how much power you have here, then turn it into a set of keys.



Remember to message me whenever you have any questions! Always happy to help!