The Lazzaro Lending Group - Powered By Reasy Financial – NMLS 1229453

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The Lazzaro Lending Group - Powered By Reasy Financial – NMLS 1229453 Mortgage broker serving all of Arizona, Pennsylvania, Florida and Texas. I compare wholesale lenders for buyers and investors. Book a call at lazzarolending.com.

NMLS 1229453 | Reasy Financial, LLC NMLS 2446155 | AZ BK 2012302 | Equal Housing Opportunity About The Lazzaro Lending Group – Powered By Reasy Financial

At The Lazzaro Lending Group, we specialize in providing personalized mortgage solutions to meet a wide range of financial needs. Whether you’re a first-time homebuyer, a real estate investor, or looking to refinance, we offer a variety of loan options including Fixed and Adjustable Rate Mortgages, Conventional, FHA, VA, USDA, Jumbo, Renovation, 203k, New Construction, and Commercial loans. Competitive Mortgage Solutions Across AZ, PA, FL, and TX

As an independent mortgage broker within the Reasy Financial network, we have extensive access to a wide range of lenders. This allows us to compare and secure competitive mortgage rates and loan products tailored to your needs. We operate with lower costs than many competitors, allowing us to pass on savings to our clients while maintaining high-quality service and flexibility. Your Trusted Partner for Home Loans and Refinancing

Our focus is on transparency, cost efficiency, and personalized service. Whether you’re purchasing a home, upgrading, or investing in real estate, we guide you through every step of the mortgage process, ensuring a seamless experience. The Lazzaro Lending Group is proud to serve clients across Arizona, Pennsylvania, Florida, and Texas. Choose The Lazzaro Lending Group – Powered By Reasy Financial for trusted mortgage solutions that prioritize your financial goals. Justin Lazzaro
Mortgage Consultant
Reasy Financial
[email protected]
C: (412) 638-4982

NMLS ID: 1229453

Equal Housing Opportunity. © Reasy Financial, LLC | 14100 N 83rd Ave, Suite B-230, Peoria, AZ 85381• NMLS ID 2446155 / BK 2012302 / https://www.nmlsconsumeraccess.org/ / https://www.reasyfinancial.com/

State License Numbers: AZ – LO-2001846, FL – LO71883, PA – 73668, TX

Short on income to qualify for a home on your own?Conventional and FHA loans both let a parent, or someone else who won'...
10/20/2026

Short on income to qualify for a home on your own?

Conventional and FHA loans both let a parent, or someone else who won't live in the home, co-borrow with you, if you qualify. Their income, savings, debts and credit count along with yours. Swipe through for how the conventional and FHA rules differ, what it means for your co-borrower, and what to talk through first.

Thinking about asking a parent to co-borrow? Send me a message, and I'll show you whether adding them helps you qualify.

Full guide: https://lazzarolending.com/learning-center/parent-co-borrower

Sources: Fannie Mae Selling Guide B2-2-04 and B3-6-05, Freddie Mac Seller/Servicer Guide 5103.1 and 5401.2, and HUD Handbook 4000.1.

For information only, not an offer to lend. Justin Lazzaro, NMLS ID 1229453. Reasy Financial, LLC, NMLS ID 2446155, AZ BK 2012302, 14100 N 83rd Ave, Suite B-230, Peoria, AZ 85381. Equal Housing Opportunity.

Average mortgage rates held about steady this week, according to Freddie Mac's weekly survey.Both inflation reports ran ...
10/16/2026

Average mortgage rates held about steady this week, according to Freddie Mac's weekly survey.

Both inflation reports ran hot, yet the 10-year Treasury yield eased late in the week. Swipe for what moved rates and the reports I'm watching next.

Buying or refinancing? Set a Low Rate Alert and I'll reach out when rates move toward your target: https://lazzarolending.com/low-rate-alert

Full update: https://lazzarolending.com/learning-center/market-update

Sources: Freddie Mac, U.S. Treasury, Bureau of Labor Statistics, Mortgage Bankers Association, U.S. Census Bureau, Federal Reserve.

For information only, not an offer to lend. Justin Lazzaro, NMLS ID 1229453. Reasy Financial, LLC, NMLS ID 2446155, AZ BK 2012302, 14100 N 83rd Ave, Suite B-230, Peoria, AZ 85381. Equal Housing Opportunity.

10/15/2026

Renting in Phoenix isn't a mistake. Just make sure you're comparing the full picture.

Plenty of landlords have been offering move-in specials, so the monthly math can make renting look like the better deal.

Owning works differently. With a fixed-rate mortgage, your principal and interest stay the same for the life of the loan. Taxes and insurance can change, but every payment also lowers your loan balance and builds equity in your home. Rent gets renegotiated every lease.

Want a side by side look at renting versus buying in your area? Send me a message or visit lazzarolending.com.

For information only, not an offer to lend. Justin Lazzaro, NMLS ID 1229453. Reasy Financial, LLC, NMLS ID 2446155, AZ BK 2012302, 14100 N 83rd Ave, Suite B-230, Peoria, AZ 85381. Equal Housing Opportunity.

What a night! 🥂Thank you to the Laughton Team at EveryPlace Collective for joining Reasy Financial and me for happy hour...
10/15/2026

What a night! 🥂

Thank you to the Laughton Team at EveryPlace Collective for joining Reasy Financial and me for happy hour at One Handsome Bastard in Old Town Scottsdale.

Great drinks, great conversation, and a room full of some of the best agents in the Valley. These are the people I get to work with every day, and I'm grateful for every one of them.

Already looking forward to the next one!



Justin Lazzaro | NMLS 1229453
Reasy Financial, LLC | NMLS 2446155 | BK 2012302
Equal Housing Opportunity

If you like the first mortgage you have now, you may not need to replace it to access your equity.A HELOC or a second mo...
10/14/2026

If you like the first mortgage you have now, you may not need to replace it to access your equity.

A HELOC or a second mortgage sits behind your current loan, so your first mortgage stays exactly as it is. Swipe through for how each one works and what to watch for.

Planning a project or paying down higher-cost debt? Send me a message and I'll compare your options side by side.

Learn more: https://lazzarolending.com/loan-options/heloc-home-loan

For information only, not an offer to lend. Justin Lazzaro, NMLS ID 1229453. Reasy Financial, LLC, NMLS ID 2446155, AZ BK 2012302, 14100 N 83rd Ave, Suite B-230, Peoria, AZ 85381. Equal Housing Opportunity.

Happy Columbus Day!Fun fact: the U.S. bond market closes today on SIFMA's recommendation, while the stock market stays o...
10/12/2026

Happy Columbus Day!

Fun fact: the U.S. bond market closes today on SIFMA's recommendation, while the stock market stays open. Mortgage pricing follows the bond market, so lender pricing usually holds steady until bond trading resumes tomorrow.

Wishing you a great start to the week. If you have a question about your home or your next move, send me a message anytime.

Source: SIFMA U.S. holiday schedule

For information only, not an offer to lend. Justin Lazzaro, NMLS ID 1229453. Reasy Financial, LLC, NMLS ID 2446155, AZ BK 2012302, 14100 N 83rd Ave, Suite B-230, Peoria, AZ 85381. Equal Housing Opportunity.

Self-employed and thinking about buying? Your write-offs can shrink the income a lender counts.For a conventional loan, ...
10/09/2026

Self-employed and thinking about buying? Your write-offs can shrink the income a lender counts.

For a conventional loan, lenders usually work from your last two years of tax returns, after expenses, and then add back certain write-offs. Swipe through for who counts as self-employed, the paperwork, and another option if your returns come up short.

Send me a message with how long you've been self-employed, and I'll help you compare your options.

Full guide: https://lazzarolending.com/learning-center/self-employed-mortgage-income

Source: Fannie Mae Selling Guide B3-3.5-01 (December 13, 2023) and B3-3.6-03 (April 1, 2009).

For information only, not an offer to lend. Justin Lazzaro, NMLS ID 1229453. Reasy Financial, LLC, NMLS ID 2446155, AZ BK 2012302, 14100 N 83rd Ave, Suite B-230, Peoria, AZ 85381. Equal Housing Opportunity.

Average mortgage rates rose again this week, according to Freddie Mac's weekly survey.Fed meeting minutes and a New York...
10/09/2026

Average mortgage rates rose again this week, according to Freddie Mac's weekly survey.

Fed meeting minutes and a New York Fed survey of consumers both kept inflation worries in focus. Swipe for what moved rates and the reports I'm watching next week.

Buying or refinancing? Set a Low Rate Alert and I'll reach out when rates move toward your target: https://lazzarolending.com/low-rate-alert

Full update: https://lazzarolending.com/learning-center/market-update

Sources: Freddie Mac, U.S. Treasury, Federal Reserve, Federal Reserve Bank of New York, Mortgage Bankers Association, Bureau of Labor Statistics.

For information only, not an offer to lend. Justin Lazzaro, NMLS ID 1229453. Reasy Financial, LLC, NMLS ID 2446155, AZ BK 2012302, 14100 N 83rd Ave, Suite B-230, Peoria, AZ 85381. Equal Housing Opportunity.

10/08/2026

Seller concessions have been showing up on a lot of Phoenix area home sales.

A concession is money the seller puts toward the buyer's side of the deal. It can cover some of your closing costs so you bring less cash to the table. It can also pay for a rate buydown to lower your rate.

Concessions are always negotiated, never guaranteed. In competitive neighborhoods or multiple offer situations, sellers may say no. Your agent and I can help you decide when it makes sense to ask.

Buying in the Phoenix area? Send me a message or visit lazzarolending.com to get pre-qualified.

For information only, not an offer to lend. Justin Lazzaro, NMLS ID 1229453. Reasy Financial, LLC, NMLS ID 2446155, AZ BK 2012302, 14100 N 83rd Ave, Suite B-230, Peoria, AZ 85381. Equal Housing Opportunity.

Address

Pittsburgh, PA

Opening Hours

Monday 7am - 7pm
Tuesday 7am - 7pm
Wednesday 7am - 7pm
Thursday 7am - 7pm
Friday 7am - 7pm
Saturday 7am - 7pm
Sunday 7am - 7pm

Telephone

+14126384982

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