What are the opening hours?

Monday 8:30am - 5pm Tuesday 8:30am - 5pm Wednesday 8:30am - 5pm Thursday 8:30am - 5pm Friday 8:30am - 5pm

Joe Capitano NMLS #98826-Homeowners Financial Group

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United States
Peoria, AZ
Joe Capitano NMLS #98826-Homeowners Financial Group

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We are a full-service mortgage banker committed to serving your lifetime of lending needs, while maintaining a culture focused on family and giving back.

Mortgage Banking, FHA, VA, Conventional. Hero's Home Advantage Program for Military, Law Enforcement, Fire Fighters, HealthCare/EMT,Teachers.

11/02/2026

home doesn’t have to feel complicated. With the right lender, you can feel confident every step of the way — from pre-approval to closing day.
At Homeowners Financial Group, we make it simple, supportive, and exciting.
https://myoc.io/joecapitano

NMLS #98826 | Homeowners Financial Group USA, LLC | Equal Housing Lender | NMLS #93718 | BK 0906222 | homeownersfg.com/licensing

10/31/2026

Wishing you a Halloween full of treats, laughs, and cozy-at-home vibes. Bonus points for a well-lit walkway and a candy stash you don’t “accidentally” finish early.
https://myoc.io/joecapitano

NMLS #98826 | Homeowners Financial Group USA, LLC | Equal Housing Lender | NMLS #93718 | BK 0906222 | homeownersfg.com/licensing

10/29/2026

Do It Now!

10/29/2026

CAN YOU BELIEVE IT...HOLIDAY SEASON IS HERE!!! Never a better time to buy a home. Anyone selling now, NEEDS to sell. Never a better time to strike a deal. I've done my best home buying in December. November is the same. Very little competition. Even better, get PRE-APPROVED so you can offer a quick closing. Seller concessions will be a normal part of most sales. Let's talk and see the best way to utilize them. Should you ask for closing costs, a temporary interest rate buydown, a lower price OR a combination. I'm available anytime to go over your strategy. Email me and let's set up a face to face meeting. [email protected].

10/26/2026

Every mortgage payment isn’t just a bill — it’s a building block. Step by step, you’re creating wealth and securing your future. Ready to start building?
https://myoc.io/joecapitano

NMLS #98826 | Homeowners Financial Group USA, LLC | Equal Housing Lender | NMLS #93718 | BK 0906222 | homeownersfg.com/licensing

10/19/2026

A quick chat can take you from “I have no idea where to start” to “I’ve got a clear plan.” Whether you’re buying next month or next year, I’ll walk you through:
✔️ What you need
✔️ What you qualify for
✔️ What to expect, step by step
You don’t have to figure this out alone.
https://myoc.io/joecapitano

NMLS #98826 | Homeowners Financial Group USA, LLC | Equal Housing Lender | NMLS #93718 | BK 0906222 | homeownersfg.com/licensing

10/12/2026

Buy now, pay later services like Affirm, Klarna, and Afterpay will soon be factored into FICO credit scores. While they make it easy to split purchases into smaller payments, they can also affect your debt-to-income ratio and potentially delay or derail your mortgage approval.

If homeownership is your goal, let's discuss how these pay later services can impact the buying process!
https://myoc.io/dS2YoYlYcpv

NMLS # 98826

10/05/2026

Markets shift, rates move, but one thing stays steady — the lasting value of owning a home. Every payment builds equity, every year builds stability.
When you’re ready to make a smart move, our trusted team is here to guide you.
https://myoc.io/dS2YoYlYcpv

NMLS # 98826

09/28/2026

The best things don’t happen overnight — they grow over time. A home is one of those things. While life happens day-to-day, something bigger is building in the background: stability, opportunity, and future potential. What you start today has a way of showing up for you later.
https://myoc.io/dS2YoYlYcpv

NMLS # 98826

09/25/2026

SELLERS... If your Realtor's marketing plan consists of "lowering the price until it sells"..FIRE THEM!! BUYERS...If your Realtor is shopping price reductions as their sales structure..FIRE THEM!! If your LENDER is not showing you how to structure a seller concession to reach a workable PAYMENT...FIRE THEM! I know, a lot of fireing here but it's the reality of the market. I've been doing this since 1992 and have experienced rates a lot higher than these. Don't pass up your dream home because who you're working with isn't skilled enough to help you. [email protected]

Address

16165 N. 83RD Avenue, SUITE 200
Peoria, AZ
85382

Opening Hours

Monday	8:30am - 5pm
Tuesday	8:30am - 5pm
Wednesday	8:30am - 5pm
Thursday	8:30am - 5pm
Friday	8:30am - 5pm

Website

http://www.joeloans.com/

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