Joe Capitano NMLS #98826-Homeowners Financial Group

Joe Capitano NMLS #98826-Homeowners Financial Group We are a full-service mortgage banker committed to serving your lifetime of lending needs, while maintaining a culture focused on family and giving back.

Mortgage Banking, FHA, VA, Conventional. Hero's Home Advantage Program for Military, Law Enforcement, Fire Fighters, HealthCare/EMT,Teachers.

Rent prices continue to fluctuate, but your future doesn’t have to. Homeownership brings stability and helps you build e...
09/07/2026

Rent prices continue to fluctuate, but your future doesn’t have to. Homeownership brings stability and helps you build equity, turning your monthly payment into an investment in yourself and your future.

Let’s see how close you are to owning your own home.
https://myoc.io/dS2YoYlYcpv

NMLS # 98826

Cheers to the work that builds lives, families, and futures. Wishing you a restful Labor Day—and a little extra comfort ...
09/07/2026

Cheers to the work that builds lives, families, and futures. Wishing you a restful Labor Day—and a little extra comfort at home.
https://myoc.io/dS2YoYlYcpv

NMLS # 98826

The process can feel confusing—we get it. But with me (and HFG) in your corner, you’ll always know what’s next.• Transpa...
08/31/2026

The process can feel confusing—we get it. But with me (and HFG) in your corner, you’ll always know what’s next.
• Transparent tools and timelines
• Step-by-step support until the keys are in your hand
This isn’t just another transaction—it’s your future. Let’s build it together. Let’s chat about your goals today.
https://myoc.io/dS2YoYlYcpv

NMLS # 98826

Buying a home doesn’t have to be complicated. With the right guidance and a trusted lender by your side, you’ll be movin...
08/24/2026

Buying a home doesn’t have to be complicated. With the right guidance and a trusted lender by your side, you’ll be moving in before you know it.
https://myoc.io/dS2YoYlYcpv

NMLS # 98826

08/18/2026

HONEY, Let's go drive around and try to find Open Houses and see if we can find what we want. HONEYBUN... It's 115 and gas is $4.75 a gallon!!!!! I called our agent and asked her or him:), to put us on an automated search engine. I told her, or him :), exactly what we were looking for, Price, Amenities, Location, etc. Now, everytime a listing pops up with those we get an alert and we see it 30 seconds after it hits the market. BEEP (phone chime)...Look, see, here's one. Great pictures and it's what we are looking for. I'll call her, or him :) and see when we can look at it! IT'S THAT EASY!!! Use the tools available. If you don't have an agent, I can hook you up with a GREAT ONE! [email protected]. OH, and get PREAPPROVED, it saves a lot of valuable negotiating time.

08/17/2026

IS IT EASIER TO UNDERSTAND SOMETHING WHEN YOU SEE IT OR JUST HEAR IT? I've recently suggested sellers CONSIDER offering significant cash consession instead of lowering the sales price to motivate buyer interest. I have a 2 page illistration which spells out the differences of each. It's very eye-opening and makes the decision a lot easier to make. In some cases it may not be worth it but in a lot of cases, it makes TOTAL SENSE. Best way to reach me is [email protected] and I'll send you the illistration. You can take it from there.

Your dream home isn’t just a place, it’s a step toward financial security and long-term success. Whether you’re buying y...
08/10/2026

Your dream home isn’t just a place, it’s a step toward financial security and long-term success. Whether you’re buying your first home or your next, we’ll make the process clear, simple, and rewarding.

Ready to get started? Let’s talk today.
https://myoc.io/dS2YoYlYcpv

NMLS # 98826

08/09/2026

SHOULD A FREE SERVICE ALWAYS BE FREE? I know I've harped on this before but I still see it and it bothers me. I noticed my tires were a little low. Bad for them and gas milage. I pulled into the 1st Discount Tire I found and waited in line as others had the same idea. I believe it was 110 that day. A young man stood out there and accomidated everyone who came thru. I believe there were 6 cars ahead of me. NOT ONE offered even a dollar for the convenience of sitting in your nice AC while this young man checked every tire and adjusted as needed. I know the sign says FREE...but REALLY??

08/06/2026

HOME SELLERS!!! The market is SLOW and may be getting SLOWER! Do you NEED to sell? If so, you better react to the market NOW or you will be sitting for a while. I see ads every week of sellers dropping their prices. I see things like a $600,000 home being reduced by $10,000 and they feel that will create interest. That change will reduce a normal mortgage payment by about $70 a month. Do you actually think that will generate excitement? What if you offered that $10,000 to the buyer for a rate buydown and or closing costs. That's real money saved for moving expenses or just less out of pocket. If nothing else its a negotiation tool to maybe get a buyer to the table. Let's talk about options....[email protected].

Are you ready to turn dreams into reality? Whether you're envisioning a cozy cottage or a spacious family home, I'm here...
08/03/2026

Are you ready to turn dreams into reality? Whether you're envisioning a cozy cottage or a spacious family home, I'm here to guide you through the mortgage process seamlessly.

With a range of financing options tailored to your needs, say goodbye to uncertainty and hello to the keys of your new home. Curious about how to get started? I'm just a message away to help unlock the possibilities.

What does your dream home look like and how can I help? 🌟 Let's chat in the comments or send me a DM!
https://myoc.io/dS2YoYlYcpv



NMLS # 98826

Address

16165 N. 83RD Avenue, SUITE 200
Peoria, AZ
85382

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Website

Alerts

Be the first to know and let us send you an email when Joe Capitano NMLS #98826-Homeowners Financial Group posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category