The Ryan Mortgage Team

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The Ryan Mortgage Team Tara Ryan, Loan Officer NMLS #233792
Fairway Independent Mortgage Corp NMLS #2289

One thing I always encourage future homebuyers to do is get prepared before jumping into the house hunt. Knowing your bu...
10/30/2026

One thing I always encourage future homebuyers to do is get prepared before jumping into the house hunt. Knowing your budget, understanding the process, and having the right information can make a huge difference.

That's why I love hosting homebuyer classes! They're a chance to ask questions, learn what to expect, and feel more confident about your next steps.

Not quite ready to buy a home? That’s perfectly okay. 🤍🏡Preparing for homeownership doesn’t have to mean you’re house hu...
10/29/2026

Not quite ready to buy a home? That’s perfectly okay. 🤍🏡

Preparing for homeownership doesn’t have to mean you’re house hunting tomorrow. Sometimes, the best thing you can do is give yourself time to get organized, understand your finances, and figure out what feels right for you.

While you’re waiting, start with the basics: get familiar with your monthly budget, build your savings beyond just the down payment, and work on keeping your credit and finances in a good place.

You don’t need to have every answer today, and you don’t have to figure everything out on your own. A conversation with a loan officer can help you understand where you stand and what steps might make sense for your situation.

Your homeownership journey can start long before you find the house. One small step at a time.

House hunting is fun until you realize the house you love and the house your budget loves are two VERY different things....
10/28/2026

House hunting is fun until you realize the house you love and the house your budget loves are two VERY different things. 😂🏡

Before you fall for the kitchen, the backyard, or that “I can totally see myself living here” feeling, let’s talk numbers first.

Knowing what you can comfortably afford, how much cash you may need to close, and what your pre-approval looks like can save you a lot of stress (and a few heartbreaks 😅).

And no, you don’t have to know everything before reaching out. That’s what I’m here for!

10/26/2026

Ten steps sounds like a lot. Good thing only one of them is yours. Message me when you’re ready to start.

10/24/2026

Selling your home and moving into your next one? Let’s talk about how the money from your sale can help with that next step.

After paying off your current mortgage and covering selling costs, the proceeds you keep could go toward your next down payment and closing costs.

But don’t forget to plan for moving expenses and savings you may want to keep after closing. You don’t necessarily want to put every dollar from your sale into the next house.

And if you’re buying before your current home sells, it’s worth discussing how the timing and potential overlap in housing payments could affect your financing.

Before you make your next move, let’s look at the numbers and explore your options.

Your down payment is only one part of the homebuying equation. 🏡Before closing, it’s worth understanding how much cash y...
10/21/2026

Your down payment is only one part of the homebuying equation. 🏡

Before closing, it’s worth understanding how much cash you’ll need to complete the purchase—and whether you’ll need eligible funds left over afterward.

That’s where **mortgage reserves** come in. Depending on your loan program, property type, and financial situation, your lender may require you to have a certain amount of money available after closing. Investment properties and some other loan scenarios may have additional reserve requirements.

Keep in mind, cash to close and cash reserves aren’t the same thing. One helps you get to the closing table; the other helps ensure you have funds available beyond it.

The goal isn’t just to buy the home. It’s to understand the full financial picture before you get the keys. 🔑

10/20/2026

I know it’s tempting to start with the houses. That’s the fun part.

But before you spend hours scrolling through listings and planning your weekend around showings, it helps to have the financing conversation first.

Getting pre-approved can help answer some pretty important questions: What price range makes sense? What could the monthly payment look like? How much cash might you need? And most importantly—what feels comfortable for you?

You can absolutely browse before then. Just don’t let the house get too far ahead of the numbers.

A little preparation now can make the home search feel a whole lot easier later.

10/17/2026

Maybe the beginning of a new chapter is supposed to feel a little scary.
Buying a home is a big decision, and feeling nervous doesn’t automatically mean you should stop. Sometimes it simply means you understand how important the decision is.
Ask questions, understand your options, and take things one step at a time.
You don’t have to be fearless to move forward.

You’re getting closer to closing—and this is when keeping your financial picture steady can really matter.Taking on new ...
10/15/2026

You’re getting closer to closing—and this is when keeping your financial picture steady can really matter.

Taking on new debt, changing jobs or income, or moving large amounts of money around may seem unrelated to your home purchase, but each could affect the information your loan was based on.

That doesn’t mean every change will cause a problem. Sometimes it simply means your lender needs additional documentation or an explanation.

The best move? Keep your lender in the conversation. Before financing something new, making an employment change, or moving a large amount of money, check in first.

You’re almost at the finish line. A little communication can help keep things moving smoothly all the way to the keys.

10/14/2026

That moment when they say, “Wait… you never told me that.”

Meanwhile, I’m mentally replaying the phone call, the email, and the conversation where we definitely covered it. 😂

But I get it—there’s a LOT to remember when you’re going through the mortgage process. So if something didn’t stick the first time, just ask again.

I’d rather explain it twice than have you feel unsure about what comes next.

Address

3930 E Jones Bridge Road, Ste 360
Peachtree Corners, GA
30092

Opening Hours

Monday 7am - 7pm
Tuesday 7am - 7pm
Wednesday 7am - 7pm
Thursday 7am - 7pm
Friday 7am - 7pm
Saturday 7am - 7pm
Sunday 7am - 7pm

Telephone

+16782484050

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