09/02/2026
🏠 Do I have to list every person who lives with me on my policy?
Most of the time, yes! 👨👩👧👦
If someone regularly lives in your household, it’s important to let your insurance agent know—especially if they may borrow or drive your vehicles. 🚗
Even if they aren’t the primary driver, household members who have access to your cars can create additional risk that may need to be reflected on your auto policy.
👉 When in doubt, tell your agent! It’s always better to discuss who lives in your household and who may drive your vehicles before there’s a claim.