What are the opening hours?

Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

Huff Insurance

Home
United States
Pasadena, MD
Huff Insurance

Huff Insurance is a Local, Family Owned and Operated, Trusted Choice Independent Insurance Agency.

President: Nancy Huff-Nicklow Marketing Director: Jerry Nicklow; Commercial Lines;Allie Nicklow, Kelly Walter, Hayley Conley: Personal Lines: Melissa Gover, Administative: Cortney Schmidt

09/02/2026

👏 Congratulations, Nancy!

Nancy Nicklow was recognized by Big I Maryland as she completed her six-year term as Maryland’s State National Director on the National Big I Board of Directors.

But those six years are only part of the story.

Nancy has served Big I Maryland in some capacity since 1997, including serving as Chairperson in 2002. Over the years, she has given countless hours to supporting independent insurance agents, strengthening our industry, and helping shape its future.

And she’s not finished.

Nancy will continue serving the National Big I as Chairperson of the National Invest Committee, helping promote insurance education and introduce career opportunities in the insurance industry to high school and college students.

We’re incredibly proud to see Nancy recognized for her service and even more proud of the impact she continues to make on the next generation of insurance professionals.

Congratulations, Nancy, and thank you to Big I Maryland CEO Rebekah for presenting this well-deserved recognition! 👏

09/01/2026

Yesterday you saw the bloopers. 😂 Today, here’s the version where I actually got the words out.

🚗💥🏠 What happens if you back into your own garage?

Your auto insurance doesn’t just pay for everything because **you can’t be liable to yourself.**

Damage to your car would generally fall under collision coverage, while damage to your garage would typically fall under your homeowners policy. That could mean TWO claims and TWO deductibles.

One possible exception? Some companies offer a single deductible when your home and auto are insured together.

Watch the finished version for the explanation!

👍 Like and follow Huff Insurance for more Real Insurance Talk in plain English.

08/31/2026

🎬 Ever wonder how many tries it takes Jerry to make one of those “quick” insurance videos?

Phone interruption. 📞
Tongue tied.
Completely forgot what he was talking about. (He did just turn 55 after all.....)🤦‍♂️
ANOTHER phone interruption. 📞
And finally… that look that says it all. 😂

Just another day trying to make insurance content at Huff Insurance.

⚠️ DISCLAIMER: This outtake reel had to be edited to make it suitable for all ages. Some words may have been harmed in the making of this video. 😂

Enjoy the bloopers. The actual insurance advice will be back soon.

08/29/2026

🚗 SATURDAY SHORT: Got a New Driver With a Learner’s Permit?

One of the questions we hear all the time:

“Do I need to tell my insurance company when my kid gets their learner’s permit?”

YES. Call your insurance agent right away.

Insurance companies handle permitted drivers differently. Some will list them but won’t charge for them until they’re fully licensed. Others may begin rating for them while they have their permit because they’re already behind the wheel.

What you don’t want to do is assume you have 30 days or some automatic grace period. That can vary by company.

And remember—it doesn’t have to be your child. If someone living in your household gets a learner’s permit, let your agent know.

A quick phone call now can help prevent an unpleasant surprise if there’s an accident later.

🎥 Jerry breaks it down in this week’s Saturday Short.

08/28/2026

Happy Friday! Here’s your Friday Fun Fact from Real Insurance Talk with Huff Insurance.

“My friend pays less for insurance than I do, so I must be overpaying.”

Not necessarily.

Two people can live next door to each other, have similar homes and similar vehicles, and still pay very different insurance premiums.

Why? Because no two insurance policies—or the people behind them—are exactly the same. There are a lot of factors that go into your rate, including the coverages you choose.

So the next time a friend tells you what they pay for insurance, remember: their price doesn’t necessarily tell you whether yours is good or bad.

Watch the reel for the full explanation, and follow Real Insurance Talk with Huff Insurance for more Friday Fun Facts!

08/26/2026

Most mornings, Jerry arrives at Huff Insurance with coffee in hand, a new idea brewing, and at least one opinion he is ready to share.

Before long, he may be recording a Real Insurance Talk video, working on an agency project, or finding a way to make the team laugh.

Today, the camera turns toward Jerry for a different reason—he is celebrating his 55th birthday!

Please help us wish Jerry a very happy birthday. We hope his day includes time with family, plenty of laughter, a good glass of bourbon, and absolutely no one asking him to record “one quick video.”

Happy 55th Birthday, Jerry!

08/25/2026

🎉 Help us wish a VERY Happy Birthday to Melissa! 🎂🥳

Melissa is our Personal Lines Success Manager and an important part of the Huff Insurance family. Even though she works remotely from Florida, she plays a big role every day in helping our team take great care of our clients.

We hope you have an awesome birthday, Melissa! Thanks for everything you do, and we hope you get a chance to relax, celebrate and enjoy your day! 🎈🎉

08/24/2026

The Monday alarm went off, the coffee started brewing, and someone decided the usual quick breakfast was not going to be enough.

Out came the waffle iron.

Today is National Waffle Day, giving everyone a perfectly reasonable excuse to make Monday morning a little better.

Now comes the important decision: Are you choosing classic butter and syrup, fresh fruit and whipped cream, chicken and waffles—or loading every square with something different?

Tell us what belongs on the perfect waffle!

08/22/2026

Insurance claim denied? Sometimes the real issue started long before the claim.

For this week’s Saturday Short, Jerry talks about something he’s seeing after recent floods, hurricanes, wildfires, and other devastating events: people frustrated with insurance companies when a claim isn’t covered, even though the coverage needed for that loss was never purchased.

Insurance can only respond based on the coverage your policy provides. That’s why understanding what you have — and what you don’t have — is so important BEFORE a loss happens.

At Huff Insurance, we believe insurance shouldn’t just be about finding the lowest price. It’s about helping you understand your risks and making informed decisions about the protection that’s right for you.

Don’t wait until claim time to discover a gap in your coverage.

08/21/2026

**🎉 Friday Fun Insurance Fact**

**Did you know?** Raising your insurance deductible doesn't automatically mean you'll save a lot of money.

Yes, a higher deductible usually lowers your premium... but the real question is:

**Is the savings actually worth it?**

For example, if increasing your deductible from **$1,000 to $2,000** only saves you **$40 a year**, would you really want to risk paying an extra **$1,000** out of pocket after a claim?

Before saying, "Just raise my deductible," ask one simple question:

💬 **"How much will I actually save?"**

If the annual savings are significant enough that you could recover the higher deductible in a few years, it may be a smart move. But if it would take decades to break even, it may not be the best financial decision.

Every situation is different, which is why it's worth looking at the numbers instead of assuming a higher deductible is always the better deal.

🎥 Check out this week's **Friday Fun Insurance Fact** to learn how to decide if raising your deductible makes financial sense.

Have you ever compared the actual savings before changing your deductible? Let us know in the comments!

Address

8349 Ritchie Highway
Pasadena, MD
21122

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

http://www.huffinsurance.com/

Alerts

Be the first to know and let us send you an email when Huff Insurance posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Huff Insurance:

Want your business to be the top-listed Finance Company in Pasadena?