Joseph T. Zuback, Mortgage Advisor - Bond Street Mortgage, NMLS: 1860932

04/25/2023

01/12/2023

What is Debt-to-Income ratio? It is your monthly debt payment divided by your gross monthly income. Want to learn more? Contact us today to find out more about DTI and why it is important when applying for a mortgage loan.

12/25/2022

We are here to make the mortgage process as painless as possible. We offer many mortgage options to fit your budgeting needs. Contact us today for more details.

Bondstreetloans.com

12/16/2022

Top 5 Advantages of owning a home..
1. Long Term investment
2. Equity
3. Predictability
4. Tax Perks
5. Pride of ownership

Don't wait, Apply for a today!

12/06/2022

The principal is the amount of money you borrow to purchase a home. Paying off the principal allows you to build equity in your home. The principal is combined with interest to determine your monthly mortgage payment.

Contact us today for more details.
bondstreetloans.com

11/26/2022

Are you ready to find out how to purchase your first home in today's Market? We'll cover everything from pre-approval, title, appraisal, home inspections, and so much more. Contact us today for more information!

03/30/2022

What Is A Debt-to-Income Ratio (DTI) and What Does It Matter?

Essentially, your debt-to-income ratio is the percentage of your monthly gross (pre-tax) income that is dedicated towards paying your debts (as per your credit report). This number is used to help lenders determine your affordability when purchasing a home.

Having a LOWER DTI will help you to qualify for the best possible mortgage rates/terms, but will also ensure you're able to pay your debts and live comfortably in your new home!

03/28/2022

What's Wrong With "Mattress Money"?

If you are considering purchasing a home this year, it may be time to consider taking some of the cash you may have stored in the home into a bank account, especially if you plan on using this cash as a down payment for your home.

IF WE CAN'T SOURCE IT, YOU CAN'T USE IT!

03/24/2022

What Do Lenders Look At When You Apply For A Mortgage?

The fundamental aspects of qualifying for a mortgage are CREDIT, INCOME, and ASSETS.

When you apply for a mortgage, your Mortgage Advisor will carefully analyze these 3 aspects in order to qualify you for the right loan program for your specific situation!

03/15/2022

03/15/2022

Wondering What NOT To Do When You're Buying A Home?

Certain changes can have a drastic effect on your mortgage loan in process. Communicate with your advisor about any upcoming changes that may be happening concerning your financial situation.

03/14/2022

Wondering How To Become a Licensed Loan Officer?

WE'RE HIRING!!

Our industry leading collection of systems and tools, exclusive to Bond Street Mortgage, allow our advisors the offer the highest level of service to our borrowers, and also enable our team to GROW!

From the minute you join the team at Bond Street, there are a multitude of training and educational opportunities to help you succeed in the mortgage industry.

If you are a licensed Loan Officer looking to make a move, or a professional looking for a career change, ask me how I can help you GROW!