The Bill Jawitz Group - Franklin Loan Center

10/30/2026

🏡 New USDA rule: a home with an income-producing ADU can now qualify 🏠

USDA published a final rule yesterday allowing USDA-guaranteed loans on properties that include an income-producing accessory dwelling unit. It takes effect December 28, 2026.

USDA loans are 100% financed, no money down, for eligible low- and moderate-income households in rural areas — so the flexibility to earn income from an ADU could help a rural buyer afford a home.

Have a rural property with an ADU, or thinking about one? Message me and I'll look into eligibility for your situation. Bill Jawitz · NMLS 208309 · Franklin Loan Center · NMLS 237653 · Equal Housing Lender

10/30/2026

5.0 star review received on Experience.com for Bill Jawitz by Heidi B - We’ve been working with Bill Jawitz at Franklin Loan Center as our preferred lender for over 14 years, and there’s a reason we continue to put our trust in him.
Bill is the kind of lender who actually picks up the phone when you call, keeps everyone updated throughout the transaction, and gets the job done without us having to constantly follow up or wonder where things stand. He closes on time, follows through on what he says, and if something can't be done, he'll tell you upfront instead of making promises he can't keep.
After being in this business for so many years, I can tell you it's rare to find a lender who communicates this well, not just with the agents but with everyone involved in the transaction.
We have lenders reaching out to us all the time wanting to earn our business, but my question is, why would we switch when we already have someone who consistently delivers the level of service we expect for our clients?
At the end of the day, who you work with matters, and Bill has earned our trust and loyalty over the years. We don't just recommend him because we've worked with him for 14 years. We recommend him because he continues to earn our business with every transaction.

Click to see all 386 reviews of The Bill Jawitz Group at Franklin Loan Center, Regional Manager

10/29/2026

5.0 star review received on Experience.com for Bill Jawitz by MICHAEL A B - Bill and the team are fantastic, they go above and beyond to solve any issues. No mountain is not moved on the processes and dedication they offer.

Click to see all 386 reviews of The Bill Jawitz Group at Franklin Loan Center, Regional Manager

10/28/2026

🏛️ Fed holds — as expected 🏠

The Federal Reserve held its benchmark rate steady today at 3.75%–4%, in a 10–2 vote. Two officials wanted another quarter-point hike, and the Fed upgraded its view of the economy to 'strong' while noting inflation remains elevated.

What it means for you: the Fed's rate isn't your mortgage rate — but a hold, with a hawkish tilt still in the room, is no signal to wait for a big drop. If you've been waiting for rates to fall before you buy or refinance, the math today is what matters.

Message me and I'll run your numbers for your situation. Bill Jawitz · NMLS 208309 · Franklin Loan Center · NMLS 237653 · Equal Housing Lender

10/23/2026

🎖️ VA borrowers — the new housing order has your name on it 🏠

The White House just signed 'Decreasing Housing Costs for the American People' — and it directs VA to cut rates on its direct home loans.

VA loans are already the best deal going for eligible veterans: today's national averages have the 30-yr VA near 6.99% vs ~7.17% for conventional — plus zero down and no monthly PMI. If the VA pushes its direct-loan rates lower, that gap gets wider.

Bought with a VA loan when rates were higher? Message me and I'll check what you're leaving on the table.

Bill Jawitz · NMLS 208309 · Franklin Loan Center · NMLS 237653 · Equal Housing Lender

10/22/2026

🏛️ Washington just moved to cut mortgage costs 🏠

The White House signed the executive order 'Decreasing Housing Costs for the American People' today. Here's what's in it:

📉 Cheaper refinances — lower loan fees, expanded title-insurance waivers, and possible appraisal skips on qualifying refis that lower your payment
🛡️ Mortgage insurance — a pilot to proactively cancel PMI on future loans using automated valuations, with servicers required to notify you when you qualify
🎖️ VA + USDA — directed to cut rates on their direct home loans
🏭 Manufactured housing — a new federal task force on factory-built homes

Signed doesn't mean instant — the agencies still have to build the programs out. But the direction is clear: Washington wants mortgage costs coming down.

Bought or refinanced when rates were higher? Now's a smart time to review your loan and see where you stand. Message me and I'll run your numbers.

Bill Jawitz · NMLS 208309 · Franklin Loan Center · NMLS 237653 · Equal Housing Lender

10/19/2026

A 1% lower mortgage rate for an entire year, paid for by the lender, with nothing owed by the buyer — that is the lender-paid 1/0 buydown strategy Bill Jawitz brings to every qualified purchase at...

Learn how Bill Jawitz and Franklin Loan Center use a lender-paid 1/0 buydown to save you money with a 1% lower rate for your first year.

10/13/2026

If you're trying to buy your first home in Palm Desert, listen up.
You've been watching this market feel totally out of reach for years.
But the data right now says the balance of power has shifted.
Palm Desert currently has 639 active homes listed for sale.
That's 210 new listings hitting the market in just 30 days.
Homes are sitting 58 days on average. That's not a hot market.
And sellers are cutting prices more often now to attract buyers.
You get more options and real room to negotiate.
The median list price is $555,281, and reductions are rising.
If you've been waiting, this window is real.
Go look at what's active in the 92260 corridor right now.
The data is on your side.

10/09/2026

Two days of relief 🏠 — mortgage rates slipped lower again today, the second straight day of improvement after Wednesday's big drop. If you've been waiting on the sidelines, this is the window to re-run your numbers before next week's inflation data. Message me and I'll compare your options side by side. Bill Jawitz · NMLS 208309

10/08/2026

WISE MOVES NOW — corrected repost. A story of trust, home, and future. Helping homebuyers make wise financial moves then and now. Bill Jawitz NMLS 208309 | Franklin Loan Center NMLS 237653