Randy Corti Franklin Loan Center Mortgage Loan Officer NMLS #1562766

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Randy Corti Franklin Loan Center Mortgage Loan Officer NMLS #1562766 I treat your loan like it’s my own! Pacific Union Financial LLC NMLS #2221, Loan Officer - Randy Corti NMLS #1562766

5.0 star review received on Experience.com for Randy Corti by Daniel G S - Randy  was  professional  and  took  the  tim...
10/14/2026

5.0 star review received on Experience.com for Randy Corti by Daniel G S - Randy was professional and took the time to explain the process along the way. He was very timely with his communication

Click to see all 20 reviews of Randy Corti, Loan Officer

10/01/2026

Sellers paid concessions in 44.7% of U.S. home sales in August, the highest August share since at least 2020. It happened in the strongest buyer's market in Redfin's records, which go back to 2013.

For buyers, this is good news with a catch: most don't know how to use it.

Concessions are capped by loan type, so if a buyer asks for too much, the extra goes unused. If the credit goes to the wrong thing, the payment barely moves. If it goes to a rate buydown, whether a temporary or permanent buydown, it can lower the monthly payment.

Leverage is only worth something if you use it well. In this market, smart buyers negotiate the payment, not the price.

Source: www.redfin.com/news/home-seller-concessions-august-2026/

5.0 star review received on Experience.com for Randy Corti by Luis A S - The loan closed on time, there was an appraisal...
09/11/2026

5.0 star review received on Experience.com for Randy Corti by Luis A S - The loan closed on time, there was an appraisal waiver and received communicaton throughout the process

Click to see all 19 reviews of Randy Corti, Loan Officer

5.0 star review received on Experience.com for Randy Corti by Amanda C - I  appreciate the  constant communication from ...
09/01/2026

5.0 star review received on Experience.com for Randy Corti by Amanda C - I appreciate the constant communication from Randy, keeping me updated. My clients expressed their satisfaction with his professionalism and integrity. Thank you Randy

Click to see all 17 reviews of Randy Corti, Loan Officer

07/24/2026

Too many successful business owners assume they won't qualify for a mortgage because their tax returns don't tell the whole story.

The truth is, there may be more options than you realize.

If you're self-employed—or you know someone who is—this video is worth 60 seconds of your time.

I'm curious... What's the biggest misconception you've heard about getting a mortgage when you're self-employed?

Drop your thoughts in the comments or send me a message. I'd be happy to help you understand what's actually possible.

07/15/2026

What if the neighborhood you choose could qualify you for better financing?

Community Lending programs are helping many qualified buyers purchase homes with less money out of pocket than they expected.

Curious if an address qualifies? Send me a message and I'd be happy to check.

Calling all business owners, self-employed buyers, contract workers and anyone else who likes to take advantage of tax w...
07/08/2026

Calling all business owners, self-employed buyers, contract workers and anyone else who likes to take advantage of tax write offs.

This month's Loan Program Spotlight is the bank statement loan.
Traditional income documentation isn't the only path to home financing. If you're self-employed, a business owner, or earn income differently, a Bank Statement Loan could help you qualify using your bank statements instead of tax returns.

"Everything is relational before it's functional."
06/24/2026

"Everything is relational before it's functional."

Communication you can count on!
06/24/2026

Communication you can count on!

Faith, Family, Relationships, and Fight.... for homeownership!
06/24/2026

Faith, Family, Relationships, and Fight.... for homeownership!

Address

74800 Village Court
Palm Desert, CA
92260

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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