Homestead Financial Mortgage - Kansas City

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Homestead Financial Mortgage - Kansas City

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Making Lives Better, One Home at a Time. Since 1998, Homestead Financial Mortgage has been a fixture in the Midwest real estate landscape. Awarded as a St.

Working in the financial services field, yet making mortgages and only mortgages, it’s important to make every transaction the best it can be. At Homestead, our client’s mortgage isn’t just about the numbers. We understand that behind every loan is a person or a family. Because buying a home is one of the most significant decisions in their life, finding and obtaining the right mortgage deserves an equal degree of respect and attention. That is exactly what we provide. By getting to know our clients and referral partners, we can deliver not only the best possible rate but also the best possible lending experience. We understand that flexibility is needed on our end, so we do our best to always be available to our clients and referral partners. That includes evenings and weekends! Our customers’ home is where their life happens; their money is how it happens. They are trusting us to handle both, and that is something we do not take lightly. Our Loan Advisors realize the gravity of what this means. Therefore, our customer service standards must be met and are self-evident in our process. Our mission statement, “Making lives better, one home at a time.” is expressed through our technology-forward business model, which adds value to our clients, Realtors, and other business partners. Louis Post-Dispatch Top Workplace 2022-2026! HFM NMLS # 222524 / BRANCH NMLS # 252707 / EQUAL HOUSING LENDER / FOR LICENSING INFO, GO TO: WWW.NMLSCONSUMERACCESS.ORG

TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A
MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR
LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV.

11/03/2026

🇺🇸 Your Voice. Your Vote. 🇺🇸

Take a moment today to make your voice heard and participate in this year's election.

11/02/2026

Your mortgage rate hasn't changed, but your monthly payment has...what gives?? 🤔

If your mortgage payment recently increased, your interest rate may not be the reason. Property taxes, homeowners insurance, and escrow adjustments could be behind the change.

Our recent blog breaks down why this happens and what homeowners should know. 🏠

Wondering why your mortgage payment went up? Learn how property taxes, insurance, and escrow shortages can increase costs.

10/31/2026

🎃 Trick or Treat… and an extra hour of sleep! ⏰

Wishing you a safe, spooky Halloween and a little extra time to relax at home. Don't forget to set your clocks back one hour before bed tonight!

10/28/2026

With mortgage rates elevated, some sellers and builders are offering rate buydowns to help buyers lower their monthly payments.

But how do they work, and are they worth it?

Our latest blog explains temporary vs. permanent buydowns, who pays for them, and when they make sense.

Read on to learn more! 🏡

Learn how mortgage rate buydowns work, including 2-1 buydowns, points, and seller incentives that may help lower your monthly payment.

10/27/2026

Lead with curiosity, not judgment.

It's a piece of advice that has shaped Jayson Hardie's leadership philosophy as CEO and Co-Owner of Homestead Financial Mortgage.

Jayson believes great leadership starts with asking questions, listening to different perspectives, and creating an environment where people feel comfortable challenging ideas.

At Homestead, that sometimes means spirited conversations and uncomfortable discussions. But those honest exchanges often lead to stronger relationships, better decisions, and a healthier company culture.

Jayson recently joined Carly Pepin on Built For This to discuss leadership, constructive conflict, and the culture Homestead has built over the years.

🎧 Give it a listen!

YouTube: https://youtu.be/pleN19ZGAHM
Spotify : https://open.spotify.com/episode/1u2eYjoNsDTeSofWtA7qVa?si=35053a4cf5c54871
Apple: https://podcasts.apple.com/us/podcast/you-cant-control-the-market-jayson-hardie-on-leading/id1835497020?i=1000798183664

Do you think leaders spend enough time asking questions before making decisions?

10/16/2026

🏡 In today's housing market, every dollar matters.

With affordability top of mind, mortgage rate buydowns may offer buyers a way to make monthly payments more manageable.

Whether you're looking for temporary payment relief or a lower interest rate for the life of your loan, understanding your options can make a difference. And in some cases, sellers or builders may even help cover the cost!

Learn more: https://homesteadfinancial.com/purchase/understanding-mortgage-points-and-buying-down-your-rate/

10/14/2026

🏡 No two homebuyers are exactly alike, so why would their mortgages be?

From credit and income to down payments and loan options, every borrower’s financial picture is unique.

The best mortgage isn’t necessarily the one your neighbor has. It’s the one that fits YOUR needs and goals.

Check out our recent blog to learn more. ⬇️

Learn why mortgage options can differ from borrower to borrower and how credit, down payment, DTI, loan program, and property type shape your home loan.

09/28/2026

The Fed raised rates. So, does that mean mortgage rates are going up too? Not necessarily.

If you’re thinking about buying a home, don’t let one headline make the decision for you. Understanding what actually drives mortgage rates can help you make a more informed decision about whether to buy now or wait.

Read our latest blog to learn what determines mortgage rates, why they rise and fall, and what it could mean for your homebuying plans.

https://homesteadfinancial.com/purchase/what-determines-mortgage-rates-why-rates-rise-and-fall/

09/24/2026

This is a question worth thinking about in today’s housing market. A lower mortgage rate doesn’t always mean a lower home price.

As rates change, so can buyer demand, competition, and negotiating power. That’s why waiting for the “perfect” rate may not always lead to a better deal.

At Homestead, we can help you compare the numbers, understand your options, and see how different rates and home prices could affect your monthly payment and long-term goals.

Don’t just watch the rate. Look at the whole picture. 🏡

09/23/2026

Another month, another impressive group of Homestead loan originators making things happen. Congratulations to our August top performers on a job well done! 👏

Address

8585 College Boulevard , Suite 110
Overland Park, KS
66210

Website

http://www.homesteadfinancial.com/

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