Shelly Winston - Mortgage Expert - Union Home Mortgage

Shelly Winston - Mortgage Expert - Union Home Mortgage Helping families achieve homeownership in TN, GA, FL & AL. Local Sr. Mortgage Loan Officer

If you need help with the mortgage process, turn to Shelly Winston with Union Home Mortgage. Located in Ooltewah, TN, this qualified loan consultant offers comprehensive mortgage services for clients in Chattanooga and Ooltewah. Shelly's mortgage firm is a direct lending institution dedicated to helping borrowers purchase homes. Her experienced team will work with you to better understand your uni

que goals and budgetary needs. After getting to know you, she will ensure you understand the financing options available to you. Whether you’re a first-time homebuyer or searching for a new home, this consultant works diligently to find the right home loan for you. Shelly Winston with Union Home Mortgage makes it easier to secure your dream home. She offers adjustable and fixed-rate mortgages to make the purchasing process as smooth as possible. To better help first-time homeowners and seasoned borrowers, Shelly offers a wide variety of mortgage services, including:

* FHA and VA loan programs

* USDA loans

* Conventional home loans

Shelly Winston with Union Home Mortgage understands that the financing process can be complicated. That’s why her team provides clients with a full range of helpful tools and resources to help them understand the basics of mortgage rates and more. You can count on this team to provide expert, personalized guidance through every step of the home-buying process. Your path to homeownership has never been easier than when you work with Shelly Winston. Call her at (423) 902-8237 to speak with a consultant today, or visit her website for more information about her mortgage services.

Here's your weekly look at the markets!
06/04/2026

Here's your weekly look at the markets!

Enjoy this quick update on what's going on in the housing and financial markets.

The City of Chattanooga is offering up to $15,000 in down payment assistance to help cover the initial costs of buying a...
06/04/2026

The City of Chattanooga is offering up to $15,000 in down payment assistance to help cover the initial costs of buying a home. Qualifying homebuyers may increase this assistance up to $21,000 when combining with THDA programs. Contact me to learn more!

06/01/2026

🌞 Happy Monday and welcome to June!

As we head into one of the busiest seasons in real estate, here’s a quick mortgage and market update:

📈 Markets are reacting to rising tensions in the Middle East, pushing oil prices and Treasury yields higher. This week’s Jobs Report could also impact mortgage rates, making it an important week to watch.

💡 Mortgage Myth Monday:

Many people believe they need perfect credit to qualify for a mortgage. The truth is there are loan programs available for a wide range of credit profiles.

Too often, potential buyers count themselves out before even exploring their options. If you’ve been wondering whether your credit score is “good enough,” don’t assume the answer is no. You may have more options than you think.

The best first step is simply having a conversation and creating a plan.

✨ Monday Affirmation:

“I greet this new day with abundant gratitude. I gratefully accept all of the goodness the world grants me.”

Wishing everyone a productive, positive, and successful week ahead!

🏡 Shelly Winston
Union Home Mortgage

Always here. Always available. If you have questions about buying, refinancing, or preparing for homeownership, I’d love to help.

Happy Pride Month from all of us at UHM!
06/01/2026

Happy Pride Month from all of us at UHM!

Today we remember and honor those who gave the ultimate sacrifice so that we can enjoy the freedoms we have today.
05/25/2026

Today we remember and honor those who gave the ultimate sacrifice so that we can enjoy the freedoms we have today.

UHM is proud to support and honor our U.S. Armed Forces as part of National Military Appreciation Month.
05/01/2026

UHM is proud to support and honor our U.S. Armed Forces as part of National Military Appreciation Month.

Address

6085 Arbury Way, Suite 201
Ooltewah, TN
37363

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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