Luther Palmer / Motto Mortgage Makers

Luther Palmer / Motto Mortgage Makers NMLS # 2818096 | Office NMLS # 1768711 Welcome to Motto Mortgage Makers, your trusted mortgage brokerage in Chattanooga. Whether you'

My mission is simple as your mortgage loan originator: to deliver exceptional service grounded in experience and integrity, while helping you confidently achieve homeownership, and your dreams and goals. We specialize in personalized home loan solutions and connect you with a wide network of wholesalers to ensure a transparent and efficient financing experience.

(423) 298-1465 Not sure what “debt” or DTI means? Understanding your numbers can unlock better financial options. Contac...
04/30/2026

(423) 298-1465 Not sure what “debt” or DTI means? Understanding your numbers can unlock better financial options. Contact me for a quick, personalized breakdown today.

Think you need a huge down payment to buy a home? Not necessarily! There are loan programs designed to help folks get in...
04/30/2026

Think you need a huge down payment to buy a home? Not necessarily! There are loan programs designed to help folks get into homeownership with various down payment options. From VA loans for veterans to FHA and USDA programs, there are paths forward that might surprise you.

At Motto Mortgage, we love breaking down the confusion around home financing. Our team connects you with a wide network of wholesalers to explore what fits your unique situation. No two journeys are the same, and that's what makes this process so personal.

Ready to separate fact from fiction? Let's chat about your homeownership goals and find clarity together. 🏡

Address

2242 Encompass Drive
Chattanooga, TN
37421

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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