Luther Palmer / Motto Mortgage Makers

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Luther Palmer / Motto Mortgage Makers NMLS # 2818096 | Office NMLS # 1768711 Welcome to Motto Mortgage Makers, your trusted mortgage brokerage in Chattanooga. Whether you'

My mission is simple as your mortgage loan originator: to deliver exceptional service grounded in experience and integrity, while helping you confidently achieve homeownership, and your dreams and goals. We specialize in personalized home loan solutions and connect you with a wide network of wholesalers to ensure a transparent and efficient financing experience.

What you plant today can grow for years to come. 🌳It can start small, but over time, it grows stronger, with deep roots ...
09/23/2026

What you plant today can grow for years to come. 🌳
It can start small, but over time, it grows stronger, with deep roots and wide branches.
A home can take shape in the same way. It becomes a place to settle, standing firm as you continue to grow, for life.

Ready to put down roots with the right home? Reach out to get pre-qualified.

09/23/2026

✨ JUST LISTED ✨

Welcome to 15095 May Road in beautiful Sale Creek! 🏡🌿

This extraordinary custom-built residence sits on just under 8 acres and offers nearly 7,000 square feet of thoughtfully designed living space, all set against breathtaking surroundings.

From the moment you step inside, you’ll be wowed by the 12-foot ceilings, expansive windows, open floor plan, and stunning architectural details. The custom kitchen is a chef’s dream, featuring a massive island, coffee bar, high-end appliances, gas cooktop, and pot filler.

The main-level primary suite offers beautiful views, a spa-like bathroom with heated tile floors, a large walk-in shower, jetted tub, and two custom closets.

One of the true highlights of this home is the expansive covered outdoor living space, complete with a fireplace, soaring ceilings, and peaceful views of the surrounding woods and seasonal lake views. 🌳🔥

The walk-out basement offers incredible versatility with a living room, fireplace, game room, exercise room, bedroom, kitchenette, safe room, and additional garage space—making it ideal for guests, entertaining, or a separate living area.

With nearly 7,000 square feet, just under 8 acres, and a setting bordering the lake, 15095 May Road is truly a one-of-a-kind property.

📍 15095 May Road, Sale Creek, TN

📲 Contact the Mother Daughter Team | RE/MAX Properties for more information or to schedule your private showing!

Should you refinance even though rates may not be lower than mortgage's rate? Yes, you could have some great financially...
08/25/2026

Should you refinance even though rates may not be lower than mortgage's rate? Yes, you could have some great financially responsible reasons to refinance other than a lower interest rate and payment. Reasons #2 and #5 on this list are very good. Let's talk and find out if a refinance will help you save or invest in your growth.

According to the ICE* 2025 Borrower Insights Survey, tappable equity has grown nationwide by $5.7 trillion since 2019.
*The stock symbol for Intercontinental Exchange; not to be confused with other agencies or entities.

08/03/2026

Do you know how much of a mortgage you're approved for? Find out and decide how much you can afford comfortably. Contact me today...

Through August 31, 2026, get a 1% rate reduction for the first year of your mortgage. Call me today for all the details ...
07/29/2026

Through August 31, 2026, get a 1% rate reduction for the first year of your mortgage. Call me today for all the details on how you can take advantage of this savings opportunity...

Our 1-0 Temporary Rate Buydown is available for just 25 basis points for a limited time — until August 31. Uncover the substantial financial benefit of this incentive with the 1-0 Buydown Calculator and show your borrowers how to keep more money in their hands at the beginning of their loan. https://bit.ly/4vFGKto

07/02/2026
(423) 298-1465 Not sure what “debt” or DTI means? Understanding your numbers can unlock better financial options. Contac...
04/30/2026

(423) 298-1465 Not sure what “debt” or DTI means? Understanding your numbers can unlock better financial options. Contact me for a quick, personalized breakdown today.

Think you need a huge down payment to buy a home? Not necessarily! There are loan programs designed to help folks get in...
04/30/2026

Think you need a huge down payment to buy a home? Not necessarily! There are loan programs designed to help folks get into homeownership with various down payment options. From VA loans for veterans to FHA and USDA programs, there are paths forward that might surprise you.

At Motto Mortgage, we love breaking down the confusion around home financing. Our team connects you with a wide network of wholesalers to explore what fits your unique situation. No two journeys are the same, and that's what makes this process so personal.

Ready to separate fact from fiction? Let's chat about your homeownership goals and find clarity together. 🏡

Address

2242 Encompass Drive
Chattanooga, TN
37421

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+14232981465

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