Supreme Lending Onalaska NMLS #2129

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Onalaska, WI
Supreme Lending Onalaska NMLS #2129

If your dream is buying a new home or refinancing the one you live in we have the products to make that dream a reality.

NMLS #2129 -Equal Housing Lender - TX recovery fund disclosure visit: https://www.supremelending.com/docs/TX_C_RFN.pdf Todd Cejka, Branch Manager, NMLS 251574 Cell: 608-386-3532

Jeff Thompson, Loan Officer, NMLS 256028 Cell: 608-397-4356

09/09/2026

Many buyers are surprised to learn that certain types of disability income may be considered when qualifying for a home loan. 🏡

This may include income such as Social Security Disability, Supplemental Security Income, VA disability benefits, or other eligible long-term disability income sources.

Every borrower’s situation is unique, and documentation requirements can vary by loan program and loan type. As your Supreme Lending loan officer, I can help review your scenario and walk you through what may be possible. 💻

Loan program eligibility, income documentation, and borrower qualifications apply. Not all borrowers will qualify. This is not a commitment to lend.

09/08/2026

If you or someone you love is living with a disability, homeownership may still be within reach.

There are loan programs and resources that may help support buyers with disability income, accessibility needs, limited savings, or family-supported purchase scenarios.

At Supreme Lending, my role is to help you understand what options may be available, explain the process clearly, and guide you through each step of the home financing journey with care and patience. 🤝

Loan program eligibility, income documentation, and borrower qualifications apply. Not all borrowers will qualify. This is not a commitment to lend.

09/05/2026

If you already own a vacant lot, you might be sitting on more than just dirt.

A cash-out refinance on vacant land can put real money back in your pocket - whether you want to fund a future build, invest elsewhere, or free up capital for your business.

Up to 60% LTV, 660 minimum credit score, and 12-month P&L accepted for self-employed borrowers. 📄

Curious what your land could be worth as collateral? Let's find out.

*Subject to credit approval. Not all borrowers will qualify.

09/04/2026

Self-employed clients get left out of a lot of loan programs. Not this one.

Our vacant land loan accepts 12-month P&L documentation — so business owners and investors can finance the lot they want without jumping through traditional income hoops. Loans from $100,000 up to $1,200,000, 20-year fixed rate.

Know a business owner sitting on a land opportunity? Send them my way.

*Subject to credit approval. Not all borrowers will qualify.

09/03/2026

Did you know you can get a loan on vacant land , even if you have no plans to build right now? 🏡🔨

A lot of buyers find the perfect piece of property and assume financing isn't an option. It is. We offer vacant land loans up to $1,200,000 with no acreage limits and flexible income documentation.

If you or someone you know has been sitting on a land opportunity, let's talk.

*Subject to credit approval. Not all borrowers will qualify.

09/02/2026

If you're a teacher, school staff member, or educator, this one's for you.
Supreme Lending's Educator Give Back Program was built to honor the people who show up every day for our communities — with real financial benefits when you buy, sell, or refinance a home.

🏫 Up to $800 in lender credits toward closing costs
🤝 Up to $800 credited back from participating agents
❤️ Up to $400 donated to a school or charity of your choice
⚡ Priority loan processing from start to close

That's up to $1,600 in combined savings at closing — plus a donation in your name.
Message me to learn more about qualifying.

Subject to credit approval. Not all borrowers will qualify. Charity donations subject to approval.

09/01/2026

During construction, payments are interest-only which helps buyers manage costs while their home is being built.
It’s one of the biggest advantages of construction financing and a key reason many homeowners choose to build instead of buy existing.
Happy to walk through how it works anytime.

Subject to terms and conditions. This is not a commitment to lend.

08/29/2026

Many buyers assume building requires a massive down payment.
With FHA, VA, and Conventional construction options available (including as little as 3.5% down on FHA and 5% down on Conventional) building may be more realistic than they think.
If someone in your network is dreaming about a custom home, let’s run the numbers.

Subject to terms and conditions. This is not a commitment to lend.

08/28/2026

Construction timelines depend on reliable funding.
Our One-Time Close program uses a transparent draw schedule with escrow management, so builders receive funds as progress happens, not all upfront.
That means smoother projects, fewer delays, and happier buyers.
If you build, we should connect.

Subject to terms and conditions. This is not a commitment to lend.

08/27/2026

If your buyers want to build, the financing process shouldn’t feel complicated.
With a One-Time Close construction loan, they may qualify and close upfront, lock their rate before construction begins, and avoid a second closing or re-qualification later.
It keeps the build moving and removes uncertainty for everyone involved.
Let’s talk about making your clients' next build simple from day one.

Subject to terms and conditions. This is not a commitment to lend.

Address

925 Riders Club Road
Onalaska, WI
54650

Website

http://toddcejka.supremelending.com/

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