Justin Ridgway - PNC Mortgage Loan Officer - NMLS 1725285

Justin Ridgway - PNC Mortgage Loan Officer - NMLS 1725285 You’re looking for a Mortgage Loan Officer you can trust, who’ll be honest with you and help you every step along the way.

As a homebuyer, you’re looking for a Mortgage Loan Officer you can trust, one who’ll be honest with you and help you every step along the way. I have experience making the borrowing process as uncomplicated and convenient as possible for my clients, and I’m backed by PNC and recognized by NerdWallet as one of the Best Mortgage Lenders of August 2023. My goal isn’t simply to get you a mortgage, I’l

l work hard to find a home financing solution that helps you buy a home responsibly. Let’s work together to get or keep you in the right home with the right mortgage.

Not every conversation I have with a buyer turns into a loan, and that’s okay.Sometimes the right advice is to wait, pla...
06/13/2026

Not every conversation I have with a buyer turns into a loan, and that’s okay.

Sometimes the right advice is to wait, plan, or ask more questions first.

I’m curious… 🏡What year did you purchase your first home, and what was your rate?Crazy to see how much things have chang...
06/11/2026

I’m curious… 🏡
What year did you purchase your first home, and what was your rate?

Crazy to see how much things have changed!

One of the biggest reminders I tell everyone during the mortgage process, is DON'T make any major purchases until after ...
06/11/2026

One of the biggest reminders I tell everyone during the mortgage process, is DON'T make any major purchases until after closing.

For example, a new car could change your credit score or debt ratios.

Remember, I'm here to guide you every step of the way, so DO reach out with questions! 609-408-7562

Applying for a mortgage may seem overwhelming, but there are ways to simplify the process. Follow these mortgage dos and don'ts from the experts at PNC.

Fast. Flexible. Funded. That’s the kind of energy we’re bringing lately. Certain restrictions apply. Results may vary. ...
06/10/2026

Fast. Flexible. Funded. That’s the kind of energy we’re bringing lately.

Certain restrictions apply. Results may vary. All loans subject to underwriting and processing requirements.

Can’t talk during the day? I’ll meet you on your time.pncmortgage.com/JustinRidgway
06/09/2026

Can’t talk during the day? I’ll meet you on your time.

pncmortgage.com/JustinRidgway

Buying a home is a big step, but having the right info makes all the difference. And if you’re ready to take that step, ...
06/08/2026

Buying a home is a big step, but having the right info makes all the difference. And if you’re ready to take that step, I’d love to help guide you through it.

Feel free to reach out anytime! 609-408-7562

Discover the essential steps to buying a house in our comprehensive guide. Learn about budgeting, securing financing, house hunting, and closing the deal.

It’s 6/7… we understood the assignment ✅ CHELOCs closing in 6–7 days means faster access when it matters.What would you...
06/07/2026

It’s 6/7… we understood the assignment ✅

CHELOCs closing in 6–7 days means faster access when it matters.
What would you do with your home equity?

Certain restrictions apply. Results may vary. All loans subject to underwriting and processing requirements.

Love seeing the incredible work our teammates are doing across the country 👏Shoutout to the Pittsburgh team for hosting ...
06/05/2026

Love seeing the incredible work our teammates are doing across the country 👏

Shoutout to the Pittsburgh team for hosting an Affordable Lending Show this past weekend, helping more families feel confident in their path to homeownership.

Still reflecting on an impactful Saturday in Pittsburgh at the 2026 Affordable Housing Roadshow. Moments like this are a reminder that when we meet people where they are—with the right information, the right resources, and the right support—we can make a real difference. From meaningful conversa...

I'm so grateful to be part of an industry that helps people achieve their dream of homeownership. Referrals from friends...
06/05/2026

I'm so grateful to be part of an industry that helps people achieve their dream of homeownership. Referrals from friends, family, and past customers mean the world to me - they're the heart of my business. Thank you for your continued support!

pncmortgage.com/JustinRidgway

Most people think “I need 20% down”. 🛑That myth stops more buyers than anything else. Reality is, most buyers I work wit...
06/04/2026

Most people think “I need 20% down”. 🛑That myth stops more buyers than anything else.

Reality is, most buyers I work with don’t put 20% down.

Call me, let's talk through your options! 609-408-7562

Understand how your down payment affects your mortgage and overall home-buying strategy. Discover various options and tips for financial preparation.

Address

900 Central Avenue
Ocean City, NJ
08226

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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