John Wish, Senior Loan Officer NMLS# 525756

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John Wish, Senior Loan Officer NMLS# 525756 Presidential Bank Mortgage is a full service, residential mortgage lender headquartered in Bethesda, Maryland that has served our community since 1987.

As an operating division of Presidential Bank, FSB, Presidential Bank Mortgage provides loans across the United States*. Presidential Bank Mortgage continues to grow each year and has doubled in size since 2010. Our experienced management team has served the Mid-Atlantic region for almost thirty years. Presidential Bank Mortgage has 16 retail branches conveniently located throughout Virginia, Maryland, and Pennsylvania. Our local offices offer our customers fast and convenient service within their communities. The key to our success is that we offer a wide array of affordably priced mortgage programs and provide professional, experienced, local service that is second to none.

🐝 BUZZ-WORTHY TIP  #3: Turn your mortgage partner into a listing resource.Realtors, your mortgage partner can bring more...
10/29/2026

🐝 BUZZ-WORTHY TIP #3: Turn your mortgage partner into a listing resource.

Realtors, your mortgage partner can bring more to the table than just financing.

Payment flyers, affordability graphics, QR-code payment scenarios and open house pre-approval tools can help you give potential buyers a clearer picture of what a home could look like financially.

These tools can help create more engagement around your listings, give buyers something useful to take away, and give you another way to start conversations with potential clients.

🏑 More tools. More buyer engagement. More ways to market your listings.

The Fed is making headlines again, but what does that really mean for your mortgage?Here's what matters: Mortgage rates ...
10/28/2026

The Fed is making headlines again, but what does that really mean for your mortgage?

Here's what matters: Mortgage rates don't move automatically with the Fed, and waiting for the "perfect" rate doesn't guarantee a better opportunity.

Whether you're looking to buy, refinance or explore your home equity options, don't let market headlines determine your next move.

Don't just watch the rates. Know your opportunities.

Let's run the numbers and see what makes sense for YOU in today's market!

πŸš’πŸš‘ Today, on National First Responders Day, we honor the firefighters, police officers, EMTs, and other first responders...
10/28/2026

πŸš’πŸš‘ Today, on National First Responders Day, we honor the firefighters, police officers, EMTs, and other first responders who dedicate their lives to protecting and serving our communities.

Thank you for answering the call, showing up when it matters most, and helping keep our communities safe. You deserve a place to call home, too! 🏑

Did you know there are a number of down payment assistance programs available specifically for first responders? Depending on your location, profession, and eligibility, these programs may help make homeownership more attainable.

Whether you're a firefighter, police officer, EMT, or another dedicated first responder, there may be options worth exploring.

πŸ’™ Ready to see what may be available to you? Let's connect and explore your homeownership options!

πŸ‚πŸ‘ Myth: Fall is a bad time to buy a home.Fall may bring less competition, motivated sellers, and more room to negotiate...
10/27/2026

πŸ‚πŸ‘ Myth: Fall is a bad time to buy a home.

Fall may bring less competition, motivated sellers, and more room to negotiate, depending on your local market. The best time to buy comes down to your goals, finances, and what works for you. πŸ”‘βœ¨

Ready to explore your homebuying options? Let's chat today!

10/26/2026

Homeowners are sitting on an estimated $35 trillion in equity. πŸ”‘ More are using it for renovations and big goals while keeping their current mortgage in place. Curious what yours could do? Let's start the conversation.

Would you rather have a cozy fireplace πŸ”₯ or a spacious walk-in closet πŸ‘— in your dream home? Let us know in the comments!...
10/24/2026

Would you rather have a cozy fireplace πŸ”₯ or a spacious walk-in closet πŸ‘— in your dream home? Let us know in the comments! πŸ‘‡

Before you negotiate, compare the numbers. πŸ”ŽA $10,000 price reduction and $10,000 toward a rate buydown can have differe...
10/23/2026

Before you negotiate, compare the numbers. πŸ”Ž

A $10,000 price reduction and $10,000 toward a rate buydown can have different impacts. One lowers the purchase price, while the other may offer greater monthly payment savings.

Let's chat and help you compare both options! 🏑

5.0 star review received on Experience.com for John Wish by Todd C - John Wish was kept us informed. He was responsive. ...
10/23/2026

5.0 star review received on Experience.com for John Wish by Todd C - John Wish was kept us informed. He was responsive. Answered all questions and was very patient since we were first time home buyers.

Click to see all 134 reviews of John Wish , Senior Loan Officer | NMLS 525756

An adjustable-rate mortgage (ARM) is a home loan with an interest rate that may change over time after an initial fixed-...
10/22/2026

An adjustable-rate mortgage (ARM) is a home loan with an interest rate that may change over time after an initial fixed-rate period. ARMs can be an option for homebuyers looking for flexibility in their mortgage financing.🏑

Think an ARM may fit your homebuying needs? Let's chat today to learn more!πŸ”—

What’s the difference between pre-qualified and pre-approved? 🏑You’ll hear both terms during the homebuying process, but...
10/21/2026

What’s the difference between pre-qualified and pre-approved? 🏑

You’ll hear both terms during the homebuying process, but they’re not always the same.

Pre-qualification is typically an early estimate of how much you may be able to borrow. It may be based on information you provide about your income, debts, assets and credit, without a full review of your financial documents.

Pre-approval generally involves a more detailed review of your financial information and supporting documentation. It can give you a clearer picture of your potential buying power and may make your offer stronger when you’re ready to shop.

πŸ’¬ Have questions about getting started? Let's connect today!

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Ocean City, NJ

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