Michael Mento at Prosperity Home Mortgage

Michael Mento at Prosperity Home Mortgage I am a Mortgage Consultant with Prosperity Home Mortgage NMLSR #422717 * PHM, LLC NMLSR #75164 NMLS Consumer Access @ www.nmlsconsumeraccess.org/

Michael Mento at Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing. "I will work closely with you throughout the fina

ncing process, helping provide valuable information so you can make informed decisions. And even after your loan settlement, I am available to help with all your future home-financing needs." - Michael Mento

The Michael Mento Advantage...The Prosperity Advantage ~ LOCAL LENDER ~ EXTRAORDINARY CUSTOMER EXPERIENCE...a Friend in the Business. Call me anytime on my cell at 609-839-1203 or email me at [email protected]

Not every home is a primary residence, and not every mortgage should be one-size-fits-all.Whether it’s a mountain escape...
01/13/2026

Not every home is a primary residence, and not every mortgage should be one-size-fits-all.
Whether it’s a mountain escape or a place right on the slopes, your mortgage should fit your life.

Follow your Path to Prosperity. 🏡❄️

📊 Mortgage Mondays: Affordability isn’t one-size-fits-all—and it’s shifted meaningfully by income since 2019. The share ...
01/12/2026

📊 Mortgage Mondays: Affordability isn’t one-size-fits-all—and it’s shifted meaningfully by income since 2019. The share of listings a buyer can afford rises steadily as household income increases, even in today’s market.

Why it matters: This is a reminder to ground the conversation in budget, location, and expectations—not just headlines. Different incomes unlock different options, and smart planning starts with knowing where the numbers work.

01/12/2026

✨Starting your week with a spark of inspiration. Let’s make it a great one! 💪

01/09/2026

New year, same mission: serve our clients with a CompetitivEdge. ❄️💼
While you're winning the snowball fight, we're winning the weekend with service that doesn't take a day off.
📅 Weekends? We're available.
🏡 Home loans? Let's talk.

NEW YEAR, NEW HABITS 🏡Do you start the year with a full-on Deep Clean 🧽 or focus on high-impact Decluttering first? 🗂️Ei...
01/07/2026

NEW YEAR, NEW HABITS 🏡
Do you start the year with a full-on Deep Clean 🧽 or focus on high-impact Decluttering first? 🗂️

Either way, there’s something refreshing about hitting reset at home.
✨ New energy. New mindset. New goals.
How are you getting your space ready for 2026?

👇 Let us know below!

🏡✨ Making an offer on a home this season? Be sure you have the EDGE.CompetitivEdge is designed to help buyers stand out ...
01/06/2026

🏡✨ Making an offer on a home this season? Be sure you have the EDGE.

CompetitivEdge is designed to help buyers stand out with a HomeSURE-approved offer (not just a pre-approval) and an underwritten loan commitment—so financing is more complete upfront and closings can move more smoothly.

👉 Ask us how CompetitivEdge can help support your next offer.

📊 The November 2025 REALTORS® Confidence Index points to a market finding its rhythm.• Median home price: $409,200• 27% ...
01/05/2026

📊 The November 2025 REALTORS® Confidence Index points to a market finding its rhythm.

• Median home price: $409,200
• 27% of transactions were all-cash
• Homes averaged 36 days on market
• 18% still sold above list price

💡 Translation for today’s market: buyers are taking more time, competition hasn’t disappeared, and strong positioning still matters.

01/05/2026

✨Starting your New Year with a spark of inspiration. Let’s make it a great one! 💪

🏡✨ Happy National Homeowners Day! ✨🏡Today we celebrate the place that means the most—home—and every unique journey that ...
12/26/2025

🏡✨ Happy National Homeowners Day! ✨🏡
Today we celebrate the place that means the most—home—and every unique journey that leads there. At Prosperity Home Mortgage, we’re proud to support each client’s path to prosperity, and help make homeownership possible! 💙

✨🎄 Merry Christmas from all of us at Prosperity Home Mortgage! 🎄✨May your holiday season be filled with warmth, joy, and...
12/25/2025

✨🎄 Merry Christmas from all of us at Prosperity Home Mortgage! 🎄✨
May your holiday season be filled with warmth, joy, and the comfort of home. Here’s to cozy moments, cherished memories, and bright beginnings—today and in the year ahead! 💙🏡

🎅 THIS OR THAT: SANTA SNACK EDITIONAre you team Cookies & Milk 🍪🥛 or do you like to mix it up with Something Extra—like ...
12/24/2025

🎅 THIS OR THAT: SANTA SNACK EDITION
Are you team Cookies & Milk 🍪🥛 or do you like to mix it up with Something Extra—like carrots for the reindeer 🥕 or cocoa for the Big Guy? ☕

Holiday traditions come in all flavors, and we love hearing how you make your home feel magical on Christmas Eve. 🎄✨

👇 Tell us what Santa will find at your place tonight!

🎬 Holiday Movie Marathon Ready?Whether you’re wrapping presents or sipping cocoa by the fire, these 10 heartwarming holi...
12/23/2025

🎬 Holiday Movie Marathon Ready?

Whether you’re wrapping presents or sipping cocoa by the fire, these 10 heartwarming holiday films are perfect for creating memories at home. From timeless classics to modern favorites, they celebrate everything we believe in: love, family, community, and the joy of finding your place to call home. 🏡💙

Which movie is a must-watch in your home? 🎄👇

Address

14 E 9th Street
Ocean City, NJ
08226

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+6098391203

Website

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