Michael Mento at Prosperity Home Mortgage

Michael Mento at Prosperity Home Mortgage I am a Mortgage Consultant with Prosperity Home Mortgage NMLSR #422717 * PHM, LLC NMLSR #75164 NMLS Consumer Access @ www.nmlsconsumeraccess.org/

Michael Mento at Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing. "I will work closely with you throughout the fina

ncing process, helping provide valuable information so you can make informed decisions. And even after your loan settlement, I am available to help with all your future home-financing needs." - Michael Mento

The Michael Mento Advantage...The Prosperity Advantage ~ LOCAL LENDER ~ EXTRAORDINARY CUSTOMER EXPERIENCE...a Friend in the Business. Call me anytime on my cell at 609-839-1203 or email me at [email protected]

08/28/2026

Some weekend plans come with a front door and a showing appointment. 🏡

If questions come up while you’re house hunting, we’re available to connect this weekend. Whether you want to explore financing options, update a preapproval, or prepare for your next step, reach out!

08/27/2026

Welcome to your stunning new home! This amazing property checks all the boxes. Quite cul-de-sac, gorgeous landscaping, dramatic high ceilings and sun drenched rooms.

Buyers Agent: Peter Adams - Compass Real Estate
Sellers Agent: Tom Kimble - Balsley Losco





NMLSR ID #422717
Equal Housing Lender
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

Recent research suggests many renters may be ruling themselves out based on outdated assumptions. 👀You may not need 20% ...
08/26/2026

Recent research suggests many renters may be ruling themselves out based on outdated assumptions. 👀

You may not need 20% down, a high credit score, or zero debt to buy a home. Requirements vary, and lenders consider your full financial picture.

Before you count yourself out, talk with a Mortgage Consultant. You may have more options than you think.

The quickest option isn’t always the most cost-effective one.When unexpected expenses arise, many homeowners reach for a...
08/24/2026

The quickest option isn’t always the most cost-effective one.

When unexpected expenses arise, many homeowners reach for a credit card without considering the equity they’ve built. The exclusion limit shown here refers to the $250,000 federal home-sale capital gains exclusion for qualifying single filers, used as a benchmark for the share of homeowners who have built equity beyond that amount.

While borrowing against a home isn’t appropriate for every situation, understanding the available options can help homeowners make more informed financial decisions. A Mortgage Consultant can help homeowners explore potential ways to access their equity while carefully considering the costs, repayment terms, and risks involved.

*By refinancing an existing loan, your total finance charges may be higher over the life of the loan.

Relentless in service isn’t just something we say. It’s how we show up.From the first conversation to the closing table ...
08/21/2026

Relentless in service isn’t just something we say. It’s how we show up.

From the first conversation to the closing table and long after the keys are handed over, we’re committed to being responsive, dependable, and ready to help every step of the way.

Because home financing is about more than getting to closing. It’s about the experience you have getting there. 🏡🔑

08/20/2026

Another strong finish with closings we're proud of!

🏡This amazing property boasts a beautifully bright living space perfect for entertaining and outstanding curb appeal. Great to work with Janel Brannigan and Philip Haxby-Thompson!
🏡We could not be happier for this special couple on the purchase of this lovely home in Port Norris. Built in 1900 and thoughtfully updated, this property holds all of the classic architecture while featuring all of the modern conveniences. Shout out to Emily Pfeil and Joe Henault!
🏡This Beachfront Beauty is located in the desirable South End and offers panoramic views of the beach, AC skyline and borders the award winning botanical gardens. Thanks to Margaret Steadman and Kimberly Mogan for finding the perfect home!
🏡Welcome to your new home! Wonderful location just a block from the Faunce Landing Docks at Absecon Creek and boat ramp. Well done, Alexander Huffard and Pamela Sterns — your hard work truly shows!


https://myoc.io/



NMLSR ID #422717
Equal Housing Lender
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

We’re bringing back a little old-school charm for this week’s This or That ✨If you could resurrect one retro home featur...
08/19/2026

We’re bringing back a little old-school charm for this week’s This or That ✨

If you could resurrect one retro home feature, which would you choose?

1️⃣ Stained glass for color, character, and curb appeal
or
2️⃣ Dutch doors for charm, fresh air, and personality

Drop your pick below 👇

📊 A changing market calls for a sharper strategy.July’s REALTORS® Confidence Index shows some momentum easing as higher ...
08/18/2026

📊 A changing market calls for a sharper strategy.

July’s REALTORS® Confidence Index shows some momentum easing as higher mortgage rates weighed on buyer and seller sentiment. Homes are taking a little longer to sell, fewer are closing above asking, and first-time buyer activity pulled back.

🏡 Median existing-home price: $431,400
👥 First-time buyers: 29% of transactions
📈 19% of homes sold above list price
⏳ Median days on market: 29

For real estate professionals, that shift matters. A slightly less competitive market can create new openings for buyers—but turning those openings into opportunities still takes preparation, perspective, and the right strategy.

That’s where having a competitive edge and a mortgage consultant who’s Relentless in Service can make all the difference.

📊 Inflation may be reported as one number, but consumers feel it category by category.Overall prices increased 3.4% year...
08/17/2026

📊 Inflation may be reported as one number, but consumers feel it category by category.

Overall prices increased 3.4% year over year in July, but the changes varied considerably. Airline fares rose 25.5%, gasoline increased 24.6%, and energy climbed 14.7%. Meanwhile, motor vehicle insurance, medical care commodities, used vehicles and dairy each posted declines.

Why does this matter in real estate? A buyer’s budget extends well beyond the monthly mortgage payment. Changes in everyday expenses can influence purchasing power, confidence and the timing of a home purchase.

Understanding what is happening beneath the headline number can lead to more informed conversations with your clients.

Your listing deserves more than “New listing.” 👀A thoughtful call to action can make your content feel more personal, sp...
08/14/2026

Your listing deserves more than “New listing.” 👀

A thoughtful call to action can make your content feel more personal, specific, and inviting. Instead of simply announcing what you’re sharing, give your audience a natural next step.

Save these swaps for your next listing, open house, or seller-focused post. Which one are you trying first?

Address

14 E 9th Street
Ocean City, NJ
08226

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+6098391203

Website

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