First Federal Bank

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First Federal Bank As a mutual bank, we are owned by our customers and not stockholders, which allows us to be uniquely focused on our customers’ needs.

First Federal Bank is a community-based mutual bank that serves over 60,000 customers from branches and mortgage offices in Florida, Georgia, Kansas, and the Carolinas. From our beginning in 1962, we’ve been passionate about helping our neighbors and local communities thrive. We offer a range of personal and business banking solutions, services, and loans. Visit us or call to learn more about: checking and savings accounts, business loans - including SBA and USDA, and mortgages or refinancing your home.

Last week we partnered with the Dunnellon Chamber & Business Association to host a Chamber After Hours Mixer and ribbon ...
10/26/2026

Last week we partnered with the Dunnellon Chamber & Business Association to host a Chamber After Hours Mixer and ribbon cutting at our HWY 40 branch. We enjoyed an evening of networking and great conversations with chamber members, local business professionals, and customers. Thank you to everyone who joined us and helped make the evening such a wonderful time!

Today's the day! Join us at our branch this evening for Business After Hours with the Dunnellon Chamber & Business Assoc...
10/21/2026

Today's the day! Join us at our branch this evening for Business After Hours with the Dunnellon Chamber & Business Association.

Enjoy refreshments, giveaways, and networking with fellow Chamber members and business professionals from across the community. We look forward to welcoming members of the local business community for an evening of connections and conversation.

Join us at our branch Wednesday, October 21st, for Business After Hours with the Dunnellon Chamber & Business Associatio...
10/19/2026

Join us at our branch Wednesday, October 21st, for Business After Hours with the Dunnellon Chamber & Business Association.

Enjoy refreshments, giveaways, and networking with fellow Chamber members and business professionals from across the community. Whether you're looking to make new connections or reconnect with familiar faces, we hope you'll join us for an evening of conversation and community.

On Patriot Day, the 25th anniversary of 9/11, we honor those who lost their lives, the families who continue to carry th...
09/11/2026

On Patriot Day, the 25th anniversary of 9/11, we honor those who lost their lives, the families who continue to carry their loss, and the first responders and veterans whose courage inspired a nation. May we never forget the strength, unity, and resilience that emerged in the face of tragedy.

First Federal Bank was honored to receive recognition from the On Top of the World Lions Club for our continued support ...
09/04/2026

First Federal Bank was honored to receive recognition from the On Top of the World Lions Club for our continued support of their mission and the community they serve. Ocala First Ave Financial Center Manager Wendy Green accepted the award on behalf of First Federal Bank.

We value opportunities to partner with organizations like the On Top of the World Lions Club that make a lasting impact through service, support, and community involvement. Thank you for this recognition and for all you do to make a difference in Marion County.

Good coffee, great conversations, and an even greater cause.We enjoyed partnering with Transitions Life Center (TLC) for...
09/04/2026

Good coffee, great conversations, and an even greater cause.

We enjoyed partnering with Transitions Life Center (TLC) for a recent Coffee Cart event at our Ocala Banking Center. It was a wonderful opportunity to connect with community members, share a few cups of coffee, and learn more about the positive impact TLC is making throughout Marion County and beyond. Thank you to everyone who stopped by and helped make the morning such a special one.

First Federal Bank was honored to serve as a Presenting Sponsor of the 12th Annual Brick City B**r and W**e Festival and...
09/02/2026

First Federal Bank was honored to serve as a Presenting Sponsor of the 12th Annual Brick City B**r and W**e Festival and to take part in the recent check presentation celebrating the event's impact in Marion County.

This year's festival raised $145,000 for three local organizations: Kimberly's Center, Interfaith Emergency Services, and the Marion County Literacy Council. Created by members of the Ocala Silver Springs Rotary Club, the festival was established to support causes and organizations that make a lasting difference in the community. We are grateful to be part of an event that helps strengthen Marion County through the work of these deserving nonprofit partners.

Join us tomorrow, September 2nd, as we welcome the Transitions Life Center (TLC) Coffee Cart to First Federal Bank's bra...
09/01/2026

Join us tomorrow, September 2nd, as we welcome the Transitions Life Center (TLC) Coffee Cart to First Federal Bank's branch at 910 SW 1st Ave.

TLC is a local nonprofit that helps adults with intellectual disabilities build life skills, develop relationships, and engage more fully in their community. Through their programs and support services, they provide opportunities for individuals to continue learning and growing beyond graduation.

Stop by for a cup of coffee, meet the wonderful individuals who help make TLC such an important part of our community, and learn more about the impact they make every day. We're thankful for this partnership and the opportunity to support the work TLC does throughout our area.

We hope you'll join us tomorrow from 9:00 a.m. to 11:00 a.m!

A cup of coffee is even better when it supports a great cause. On September 2nd, we'll be welcoming the Transitions Life...
08/31/2026

A cup of coffee is even better when it supports a great cause. On September 2nd, we'll be welcoming the Transitions Life Center (TLC) Coffee Cart to First Federal Bank's branch at 910 SW 1st Ave.

TLC is a local nonprofit that helps adults with intellectual disabilities build life skills, develop relationships, and engage more fully in their community. Through their programs and support services, they provide opportunities for individuals to continue learning and growing beyond graduation.

Stop by for a cup of coffee, meet the wonderful individuals who help make TLC such an important part of our community, and learn more about the impact they make every day. We're thankful for this partnership and the opportunity to support the work TLC does throughout our area. We hope you'll join us for coffee and conversation Wednesday at 9:00 a.m. to 11:00 a.m.

Selling your current home while buying your next one? It can feel like a lot to juggle but knowing where to start can ma...
08/22/2026

Selling your current home while buying your next one? It can feel like a lot to juggle but knowing where to start can make the process easier.

From understanding your available equity to considering timing, financing, and your next home’s budget, there are several factors to think through before making your move.

We’re breaking down what to consider when buying and selling at the same time. Take a look at our latest blog for a helpful place to start!

Selling and Buying at the Same Time? Here's Where to Start: (https://hubs.ly/Q04tQjWZ0)

In celebration of National Senior Citizens Day, we're honored to share that Money has recognized First Federal Bank as o...
08/21/2026

In celebration of National Senior Citizens Day, we're honored to share that Money has recognized First Federal Bank as one of the Best Banks and Credit Unions for Seniors for 2026, earning the publication's Best for Fee Waivers distinction.

For its 2026 rankings, Money evaluated hundreds of the nation's largest retail banks, credit unions, regional banks, state banks, and online banks. Institutions were compared based on opening balance requirements, interest rates, fees, and account features to identify the top performers.

First Federal Bank was recognized for its Essential Seniors Checking account, which offers customers ages 55 and older opportunities to waive monthly maintenance fees by meeting qualifying account requirements, along with additional account benefits. The publication also highlighted the bank's competitive CD options for customers with higher balances.

We're grateful to be recognized for our commitment to providing exceptional service and banking solutions that help our customers make the most of their financial future.

Read the full rankings:
https://hubs.ly/Q04txfg60

First Federal Bank offers personalized banking in a branch or online; personal and business checking, savings, and loans including SBA, USDA and more.

We may be a little past Couple’s Day, but we’re keeping the celebration going by spotlighting a duo who knows what it me...
08/21/2026

We may be a little past Couple’s Day, but we’re keeping the celebration going by spotlighting a duo who knows what it means to be partners both at home and at work.

Today we are spotlighting Garrett Greaves, a Network Administrator, and Laney Greaves, a Regional Teller, from our Lake City Financial Center.

Garrett and Laney have been married for almost two years, and they’re not just partners at home, they’re coworkers, too! Their favorite part about working together? Getting to have lunch together every day.

Laney says, “As a Regional Teller, I am always happy to go the extra mile to help other branches and meet customers from all locations and walks of life, from the big cities to the retirement communities.”

Garrett says, “I enjoy being able to work with a business that has such a large impact on our local communities.”

When they’re not at work, Garrett and Laney love floating the river, camping, and road-tripping across the country. We’re so happy to have this friendly face duo on our team.

Here’s to Garrett and Laney, a great team at work and an even better team at home!

08/19/2026

At First Federal, local banking means knowing there are real people behind every conversation.

With FFB Connect, customers can connect face-to-face with local bankers and receive the same world-class service they would experience at a branch.

Convenient access. Local people. Personal service.

Every interaction matters at First Federal Bank, and we're committed to providing friendly, efficient service from the m...
08/18/2026

Every interaction matters at First Federal Bank, and we're committed to providing friendly, efficient service from the moment you walk through our doors.

Thank you, Luis, for your kind words. We're grateful you chose First Federal Bank and are happy to hear you had a quick and positive experience. We look forward to serving your banking needs in the years ahead.

This National Nonprofit Day, we’re celebrating how First Federal Bank and our employees help strengthen the communities ...
08/17/2026

This National Nonprofit Day, we’re celebrating how First Federal Bank and our employees help strengthen the communities we serve. Through giving, volunteerism, and community programs, we supported 292 local nonprofits, dedicated 5,200 volunteer hours, and contributed $88,802 through First Federal Way and $50,500 through our Community Rewards Program. From education and the arts to health and wellness, these efforts help create stronger, healthier communities.

Happy National Financial Awareness Day!Today isn’t about counting every penny, it’s about making your money work harder ...
08/14/2026

Happy National Financial Awareness Day!

Today isn’t about counting every penny, it’s about making your money work harder for you.

Did you know that missing out on just a few basic money habits can impact your long-term financial security? Whether you want to build an emergency fund, crush debt, or learn to borrow strategically, it’s never too late to level up your financial skills.

Click the link below to read our blog and learn basic money habits that can help you become more financially aware:

https://hubs.ly/Q04t30f50

Today we are spotlighting Jason Mullinax, a Commercial Lender/AVP from our Panama City branch.Jason says he loves workin...
08/14/2026

Today we are spotlighting Jason Mullinax, a Commercial Lender/AVP from our Panama City branch.

Jason says he loves working at First Federal Bank because it gives him the opportunity to build relationships with the businesses in our community and help them achieve their goals.

"I enjoy working at First Federal because it gives me the opportunity to build relationships with the businesses in our community and help them achieve their goals. The people I work with are supportive, and I am appreciative of their investment in helping me grow into my role as a commercial lender. I’m also proud to be part of an organization that is committed to making a difference in the communities where we live, work and serve."

Happy National Dollar Day!Every dollar has a story. It can be saved for the future, used to support a local business, or...
08/08/2026

Happy National Dollar Day!

Every dollar has a story. It can be saved for the future, used to support a local business, or make a difference in someone’s day.

Today, we’re celebrating the value of every dollar and the possibilities that come with smart money choices. Whether you're saving for a future purchase, building an emergency fund, or planning for life’s milestones, every dollar saved brings you one step closer.

First Federal Bank celebrated America 250 with a week full of patriotic activities. We wish you and your loved ones a ha...
07/03/2026

First Federal Bank celebrated America 250 with a week full of patriotic activities.

We wish you and your loved ones a happy, safe, and memorable holiday. Whether you're spending time with family and friends, enjoying community celebrations, or simply taking time to relax, we hope your weekend is filled with joy, laughter, and pride in the communities we call home.

Happy Independence Day!

Address

5860 W FL 40
Ocala, FL
34482

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 5pm

Telephone

+13522366497

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