First Federal Bank

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First Federal Bank As a mutual bank, we are owned by our customers and not stockholders, which allows us to be uniquely focused on our customers’ needs.

First Federal Bank is a community-based mutual bank that serves over 60,000 customers from branches and mortgage offices in Florida, Georgia, Kansas, and the Carolinas. From our beginning in 1962, we’ve been passionate about helping our neighbors and local communities thrive. We offer a range of personal and business banking solutions, services, and loans. Visit us or call to learn more about: checking and savings accounts, business loans - including SBA and USDA, and mortgages or refinancing your home.

On Patriot Day, the 25th anniversary of 9/11, we honor those who lost their lives, the families who continue to carry th...
09/11/2026

On Patriot Day, the 25th anniversary of 9/11, we honor those who lost their lives, the families who continue to carry their loss, and the first responders and veterans whose courage inspired a nation. May we never forget the strength, unity, and resilience that emerged in the face of tragedy.

First Federal Bank was honored to receive recognition from the On Top of the World Lions Club for our continued support ...
09/04/2026

First Federal Bank was honored to receive recognition from the On Top of the World Lions Club for our continued support of their mission and the community they serve. Ocala First Ave Financial Center Manager Wendy Green accepted the award on behalf of First Federal Bank.

We value opportunities to partner with organizations like the On Top of the World Lions Club that make a lasting impact through service, support, and community involvement. Thank you for this recognition and for all you do to make a difference in Marion County.

Good coffee, great conversations, and an even greater cause.We enjoyed partnering with Transitions Life Center (TLC) for...
09/04/2026

Good coffee, great conversations, and an even greater cause.

We enjoyed partnering with Transitions Life Center (TLC) for a recent Coffee Cart event at our Ocala Banking Center. It was a wonderful opportunity to connect with community members, share a few cups of coffee, and learn more about the positive impact TLC is making throughout Marion County and beyond. Thank you to everyone who stopped by and helped make the morning such a special one.

First Federal Bank was honored to serve as a Presenting Sponsor of the 12th Annual Brick City B**r and W**e Festival and...
09/02/2026

First Federal Bank was honored to serve as a Presenting Sponsor of the 12th Annual Brick City B**r and W**e Festival and to take part in the recent check presentation celebrating the event's impact in Marion County.

This year's festival raised $145,000 for three local organizations: Kimberly's Center, Interfaith Emergency Services, and the Marion County Literacy Council. Created by members of the Ocala Silver Springs Rotary Club, the festival was established to support causes and organizations that make a lasting difference in the community. We are grateful to be part of an event that helps strengthen Marion County through the work of these deserving nonprofit partners.

Selling your current home while buying your next one? It can feel like a lot to juggle but knowing where to start can ma...
08/22/2026

Selling your current home while buying your next one? It can feel like a lot to juggle but knowing where to start can make the process easier.

From understanding your available equity to considering timing, financing, and your next home’s budget, there are several factors to think through before making your move.

We’re breaking down what to consider when buying and selling at the same time. Take a look at our latest blog for a helpful place to start!

Selling and Buying at the Same Time? Here's Where to Start: (https://hubs.ly/Q04tQjWZ0)

In celebration of National Senior Citizens Day, we're honored to share that Money has recognized First Federal Bank as o...
08/21/2026

In celebration of National Senior Citizens Day, we're honored to share that Money has recognized First Federal Bank as one of the Best Banks and Credit Unions for Seniors for 2026, earning the publication's Best for Fee Waivers distinction.

For its 2026 rankings, Money evaluated hundreds of the nation's largest retail banks, credit unions, regional banks, state banks, and online banks. Institutions were compared based on opening balance requirements, interest rates, fees, and account features to identify the top performers.

First Federal Bank was recognized for its Essential Seniors Checking account, which offers customers ages 55 and older opportunities to waive monthly maintenance fees by meeting qualifying account requirements, along with additional account benefits. The publication also highlighted the bank's competitive CD options for customers with higher balances.

We're grateful to be recognized for our commitment to providing exceptional service and banking solutions that help our customers make the most of their financial future.

Read the full rankings:
https://hubs.ly/Q04txfg60

First Federal Bank offers personalized banking in a branch or online; personal and business checking, savings, and loans including SBA, USDA and more.

We may be a little past Couple’s Day, but we’re keeping the celebration going by spotlighting a duo who knows what it me...
08/21/2026

We may be a little past Couple’s Day, but we’re keeping the celebration going by spotlighting a duo who knows what it means to be partners both at home and at work.

Today we are spotlighting Garrett Greaves, a Network Administrator, and Laney Greaves, a Regional Teller, from our Lake City Financial Center.

Garrett and Laney have been married for almost two years, and they’re not just partners at home, they’re coworkers, too! Their favorite part about working together? Getting to have lunch together every day.

Laney says, “As a Regional Teller, I am always happy to go the extra mile to help other branches and meet customers from all locations and walks of life, from the big cities to the retirement communities.”

Garrett says, “I enjoy being able to work with a business that has such a large impact on our local communities.”

When they’re not at work, Garrett and Laney love floating the river, camping, and road-tripping across the country. We’re so happy to have this friendly face duo on our team.

Here’s to Garrett and Laney, a great team at work and an even better team at home!

08/19/2026

At First Federal, local banking means knowing there are real people behind every conversation.

With FFB Connect, customers can connect face-to-face with local bankers and receive the same world-class service they would experience at a branch.

Convenient access. Local people. Personal service.

Every interaction matters at First Federal Bank, and we're committed to providing friendly, efficient service from the m...
08/18/2026

Every interaction matters at First Federal Bank, and we're committed to providing friendly, efficient service from the moment you walk through our doors.

Thank you, Luis, for your kind words. We're grateful you chose First Federal Bank and are happy to hear you had a quick and positive experience. We look forward to serving your banking needs in the years ahead.

This National Nonprofit Day, we’re celebrating how First Federal Bank and our employees help strengthen the communities ...
08/17/2026

This National Nonprofit Day, we’re celebrating how First Federal Bank and our employees help strengthen the communities we serve. Through giving, volunteerism, and community programs, we supported 292 local nonprofits, dedicated 5,200 volunteer hours, and contributed $88,802 through First Federal Way and $50,500 through our Community Rewards Program. From education and the arts to health and wellness, these efforts help create stronger, healthier communities.

Happy National Financial Awareness Day!Today isn’t about counting every penny, it’s about making your money work harder ...
08/14/2026

Happy National Financial Awareness Day!

Today isn’t about counting every penny, it’s about making your money work harder for you.

Did you know that missing out on just a few basic money habits can impact your long-term financial security? Whether you want to build an emergency fund, crush debt, or learn to borrow strategically, it’s never too late to level up your financial skills.

Click the link below to read our blog and learn basic money habits that can help you become more financially aware:

https://hubs.ly/Q04t30f50

Last night, our Ocala team members had a great time supporting the 3rd Annual Bowling Fundraiser: Strike for a Cause!We’...
08/14/2026

Last night, our Ocala team members had a great time supporting the 3rd Annual Bowling Fundraiser: Strike for a Cause!

We’re honored to sponsor an event benefiting Arnette House, an organization dedicated to helping families and children in our community.

Thank you to everyone who came together to make this a fun night and support such a great cause!

Today we are spotlighting Jason Mullinax, a Commercial Lender/AVP from our Panama City branch.Jason says he loves workin...
08/14/2026

Today we are spotlighting Jason Mullinax, a Commercial Lender/AVP from our Panama City branch.

Jason says he loves working at First Federal Bank because it gives him the opportunity to build relationships with the businesses in our community and help them achieve their goals.

"I enjoy working at First Federal because it gives me the opportunity to build relationships with the businesses in our community and help them achieve their goals. The people I work with are supportive, and I am appreciative of their investment in helping me grow into my role as a commercial lender. I’m also proud to be part of an organization that is committed to making a difference in the communities where we live, work and serve."

Happy National Dollar Day!Every dollar has a story. It can be saved for the future, used to support a local business, or...
08/08/2026

Happy National Dollar Day!

Every dollar has a story. It can be saved for the future, used to support a local business, or make a difference in someone’s day.

Today, we’re celebrating the value of every dollar and the possibilities that come with smart money choices. Whether you're saving for a future purchase, building an emergency fund, or planning for life’s milestones, every dollar saved brings you one step closer.

FFB Connect is almost here! FFB Connect, our brand-new Virtual Branch officially launches Monday.Join us August 12th at ...
07/31/2026

FFB Connect is almost here! FFB Connect, our brand-new Virtual Branch officially launches Monday.

Join us August 12th at 4:00 p.m. ET for a fun-filled Virtual Launch Party as we celebrate this exciting new way to serve our customers.

Get an exclusive behind-the-scenes tour of FFB Connect, discover its exciting features, test your knowledge with interactive games, and you'll even have the chance to win great giveaways.

We can't wait to celebrate with you online!

https://hubs.ly/Q04rvy470

07/31/2026

Banking should fit your life, not the other way around.

FFB Connect, our new virtual branch, makes it easier than ever to manage your accounts, stay connected to your finances, and bank with confidence, anytime, anywhere.

Join us for the Brick City B**r and W**e Festival!🍻🍷Get ready for an unforgettable day of unlimited b**r and w**e, delic...
04/16/2025

Join us for the Brick City B**r and W**e Festival!🍻🍷
Get ready for an unforgettable day of unlimited b**r and w**e, delicious eats from food trucks, and an epic battle of the bands, hosted by the Ocala Silver Springs and Ocala Sunset Rotary Club.
Date: Saturday, April 19th
Time: 2:00 PM - 6:00 PM
Location: Citizen's Circle, Ocala, FL
Plus, meet with a First Federal Bank Commercial Banker to discuss any financial questions, or projects you might have. It's the perfect blend of fun and informative!
See you there! https://hubs.ly/Q03hCJlC0

B**r and w**e sampling, music, food trucks and fun awaits you at the Brick City B**r & W**e Fest in

Fall Into Savings with First Federal Bank!Dreaming of a new home or looking to refinance? Now is the perfect time! Take ...
09/30/2024

Fall Into Savings with First Federal Bank!
Dreaming of a new home or looking to refinance? Now is the perfect time! Take advantage of our fantastic fall mortgage offers and save big. Why Choose First Federal Bank?
✅ Competitive Rates
✅ Personalized Service
✅ Smooth and Hassle-Free Process
✅ Local Expertise
Let our experienced team guide you through the mortgage process and find the best solution for your needs. Whether you're a first-time homebuyer or a seasoned homeowner, we have options to fit every lifestyle and budget.
Equal Housing Lender NMLS #408902

It's time for your Fall Mortgage Check-Up with First Federal Bank!As the leaves change, so might your financial needs. W...
09/17/2024

It's time for your Fall Mortgage Check-Up with First Federal Bank!
As the leaves change, so might your financial needs. Whether you're looking to refinance, buy a new home, or simply review your current mortgage, our team is here to help you every step of the way.
Schedule your check-up today and ensure you're getting the best rates and terms for your home.

Address

8413 SW 80TH Street, SUITE 4
Ocala, FL
34481

Opening Hours

Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 4pm

Telephone

+13524217183

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