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Cheryl Sutcliffe, Loan Originator, NMLS 450744

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United States
Ocala, FL
Cheryl Sutcliffe, Loan Originator, NMLS 450744

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I'm a Loan Originator with PrimeLending, a national mortgage lender providing Home Loans Made Simple At PrimeLending, we are Home Loans Made Simple®.

For over three decades, we have helped people buy, refinance and renovate their homes. PrimeLending’s loan officers give customers personal attention and explain their options every step of the way. We have straightforward processes, user-friendly mobile applications and step-by-step communication to keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers’ trust with our reliable service. PrimeLending loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs.

11/02/2026

Homeownership isn’t about giving up every little thing you enjoy. It’s about understanding the bigger numbers: what you can comfortably afford each month, how much you may need upfront and which loan options could work for you.

And you might have more options than you think.

Before you start cutting everything from your budget, let’s look at the numbers together. You may be closer to homeownership than you realize.

Let’s see what’s possible.

10/30/2026

Spooky season needs a soundtrack. 🎃👻🎶

Whether you're handing out candy, carving pumpkins or hosting a Halloween party, I've got the playlist covered.

🎃 Halloween Hits: Spooky-season favorites for the grown-ups
🍬 Kid-Friendly Halloween: Plenty of fun for your little ghosts and goblins

Pick your playlist, turn it up and get into the Halloween spirit.

10/28/2026

Veterans and service members, don't miss this opportunity to save...on us.

PrimeLending offers no lender fees on eligible VA loans*, which could mean meaningful savings when you purchase or refinance a home.

If you're eligible for VA financing, I'd be happy to walk you through the benefit, answer your questions and help you understand what you could save.

Let's talk about your VA loan options.

*All lender closing costs such as origination, processing, underwriting, and closing will be waived, borrower is still responsible for third party fees such as VA funding fee, title, and appraisal etc. Down payment waiver is based on VA eligibility. Must apply for loan by 12/31/2026. Savings only applies to direct originations made by PrimeLending for first mortgage purchase or refinance transactions, and is not available on brokered loans. Only one offer per loan transaction is available, and savings cannot be combined with any other offer, discount, or bond program. Savings will reflect on Closing Disclosure at closing. Subject to credit approval.

10/26/2026

Self-employed? Multiple jobs? Freelance income? Rental properties?
Your income may not fit neatly into a traditional box. That doesn't mean your mortgage options have to.

PrimeLending offers more than 1,000 loan solutions, including options for borrowers with a wide variety of income sources and financial situations.

Before you assume your income will hold you back from buying a home, let's talk about what may be possible.

*PrimeLending is not affiliated with Venmo.

10/22/2026

When negotiating on a home, a lower price isn't the only thing worth asking for.
What if seller concessions could be used to help lower your upfront costs or even reduce your monthly payment with a temporary buydown?

Sometimes, it pays to look beyond the price tag and ask: What else could that money do?

I can help you run the numbers and compare your options.

Before you negotiate, let's talk.

10/20/2026

You might be closer to buying a home than the group chat thinks.

✨ Your income feels steady. You've got consistent money coming in and a monthly payment doesn't sound completely unhinged.
✨ You've built some savings. You don't necessarily need a 20% down payment to explore your options.
✨ You're managing your debt. Student loans? Car payment? Credit cards? Having debt doesn't automatically take homeownership off the table.

No perfect finances required. Just a good place to start. Maybe it's time to run the numbers?

10/16/2026

A little fall maintenance now can help prevent bigger headaches later.
As temperatures start to drop, give your home a quick seasonal checkup:
🍁 Clean gutters and downspouts
🔥 Have your heating system inspected
🚪 Check windows and doors for drafts
💧 Disconnect outdoor hoses and protect exposed pipes
🏠 Inspect your roof for damage or missing shingles
🧯 Test smoke and carbon monoxide detectors
🌳 Trim branches away from your roof and home
Owning a home means taking care of it, too. Save this list for your fall weekend to-do list.
And remember, I'm here as a resource long after closing day.

10/14/2026

SB 296 has been signed into California law! What could this mean for you? SB 296 allows for either a 50% or 100% tax abatement on the first $1,000,000 of the home’s assessed value for 100% disabled Veterans.

To qualify for the 100% tax abatement:
-The gross annual income (including VA disability compensation, pension or traditional income, SSDI and SSI) must be below $83,474 annually. If the Veteran’s income exceeds that amount, they can still receive a 50% abatement.

-The property must be the primary residence of the eligible 100% disabled Veteran or qualifying unmarried surviving spouses.

This begins with the 2027/2028 property tax bill.
You will need to contact your county assessor to get the forms to fill out and return with proof of disability and income.
Reach out to me for any home financing questions or for assistance in contacting your county assessor.

10/14/2026

Is your home holiday-hosting ready? 🎄🏡
If your pre-holiday wish list includes a kitchen refresh, new flooring, updated guest space or finally tackling those projects you've been putting off, there may still be time to get started.

A HELOC* can let you tap into your home's equity to help fund improvements and give you flexibility to borrow what you need.

Want to get your home gathering-ready? Learn more about your home equity options.

*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

Address

3200 SW 34th Avenue Bldg. 100 Ste. 102
Ocala, FL
34474

Opening Hours

Monday	8am - 8pm
Tuesday	8am - 8pm
Wednesday	8am - 8pm
Thursday	8am - 8pm
Friday	8am - 8pm
Saturday	8am - 12pm

Telephone

+17605608449

Website

https://lo.primelending.com/cheryl.sutcliffe/

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