AR1 Mortgages, Inc Nmls 1309076 Ann-Marie Richards Nmls # 325448

AR1 Mortgages, Inc Nmls 1309076 Ann-Marie Richards  Nmls # 325448 Our mission is to serve our customers with honesty, integrity, and competence. AR1 offers a wide variety of program choices to suit all your mortgage needs.

Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. Whether you are purchasing or refinancing your mortgage, our loan officers are here to assist you. We will carefully guide you through the entire home loan process so that you feel confident as you make choices about the many options available for your financing strategy. Here at AR1, we go above and beyond the normal client/agent relationship in our residential, commercial, and investment transactions.

Rates remained elevated during the week ending September 11, 2026, as oil prices pushed higher and inflation worries per...
09/11/2026

Rates remained elevated during the week ending September 11, 2026, as oil prices pushed higher and inflation worries persisted. AR1 Mortgages, Inc is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

Rates moved higher during the week ending September 4, 2026, due to rising bond yields and expectations of a possible Se...
09/04/2026

Rates moved higher during the week ending September 4, 2026, due to rising bond yields and expectations of a possible September Fed policy rate hike. AR1 Mortgages, Inc is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

Myth vs Fact!!
08/31/2026

Myth vs Fact!!

At AR1 Mortgages, your goals are our priority. 🏡❤️ From your first questions to the keys in your hand, we’re here to mak...
08/29/2026

At AR1 Mortgages, your goals are our priority. 🏡❤️ From your first questions to the keys in your hand, we’re here to make your mortgage journey simple, clear, and personal.

Your goals. Our priority. Your future home. 🔑✨

Think jumbo financing automatically means putting 20% down? Think again.For qualified buyers, today’s jumbo loan options...
08/29/2026

Think jumbo financing automatically means putting 20% down? Think again.

For qualified buyers, today’s jumbo loan options may offer more flexibility than you realize—including financing with as little as 10% or even 5% down.

Depending on the loan program, you may also be able to:

✨ Preserve more of your cash instead of tying it all up in a down payment
✨ Avoid traditional mortgage insurance with certain portfolio-held loans
✨ Use vested retirement accounts toward post-closing reserve requirements without liquidating them

The goal isn’t simply to buy a home—it’s to structure your financing in a way that supports your long-term financial strategy and keeps you financially flexible.

🔑 Considering a higher-priced home? Let’s explore the jumbo financing options that may be available to you.

AR1 Mortgages, Inc.
📞 954-908-3380
📍 301 E Commercial Blvd, Oakland Park, FL 33334

Loan programs, down-payment requirements, and eligibility are subject to lender guidelines and borrower qualification.

Rates improved slightly during the week ending August 28, 2026, despite a report showing stubbornly high inflation. AR1 ...
08/28/2026

Rates improved slightly during the week ending August 28, 2026, despite a report showing stubbornly high inflation. AR1 Mortgages, Inc is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

Rates moved higher during the week ending August 21, 2026, due to pressure from global bond concerns and rising oil pric...
08/21/2026

Rates moved higher during the week ending August 21, 2026, due to pressure from global bond concerns and rising oil prices. AR1 Mortgages, Inc is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

Mortgage rates moved slightly lower during the week ending August 14, 2026, as consumer and wholesale inflation data eas...
08/14/2026

Mortgage rates moved slightly lower during the week ending August 14, 2026, as consumer and wholesale inflation data eased rate-hike concerns. AR1 Mortgages, Inc is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

Rates remained stable but elevated during the week ending August 8, 2026, as jobs data pointed to a strong labor market....
08/07/2026

Rates remained stable but elevated during the week ending August 8, 2026, as jobs data pointed to a strong labor market. AR1 Mortgages, Inc is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

Rates were stable during the week ending July 31, 2026, despite rising oil prices and a resurgence of military strikes i...
07/31/2026

Rates were stable during the week ending July 31, 2026, despite rising oil prices and a resurgence of military strikes in the Middle East. AR1 Mortgages, Inc is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

Address

301 East Commercial Boulevard
Oakland Park, FL
33334

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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