10/30/2026
Comment “TRAINING” below and I’ll send you a link to my live investing training!
Here’s how I would start if I was starting with scratch with investing when I’m 45+ 👇🏻
1. I’d open my account up at Fidelity (not sponsored, I just think they’re the best)
2. I’d open up a Roth IRA (as long as I qualified— if you’re single and making less than $153k MAGI or if you’re married and making less than $242k MAGI— you should qualify!)
3. I’d contribute $7.5k a year to that Roth so I could max it out!4. I’d buy investments like FSKAX so I could be well diversified and at LEAST get started!
Now here’s the thing— you won’t want to be ONLY invested in something like FSKAX— because you want to be really diversified in order to withstand the ups and downs of the market, at any age.
What types— are going to depend on you!I talk about this in my free investing class happening LIVE weekly. Comment TRAINING if you want to get an invite, or tag your friend that you think needs to see this!
PS: I know $4.5k+ is a LOT of money— but unfortunately, that’s the number/math behind going from $0 invested at 45 to $2.5 million invested by 65. It’s okay if you can’t do that amount- do what you can and try to increase every year! I promise you’ll be so glad you got started with what you COULD do instead of doing nothing at all. Because at the end of the day? Having some money in retirement is always going to be better than having no money at retirement.
keyword: invest-2.5million
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