Cara S Srogus at Guaranteed Rate NMLS 1145645

05/21/2026

Mortgage rates just hit a 9-month high.
Why?

✅️ War.
✅️ Oil spikes.
✅️ Sticky inflation.

So mortgages get dragged into the mix.

“When are rates dropping into the 5’s?”

Probably not anytime soon. 6–7% rates are likely sticking around for the rest of the year.

And yet…pending home sales are ⬆️ 10%.

Why? Because buyers are finally realizing waiting for “perfect rates” is like waiting for your uncle to stop talking politics at Thanksgiving. 😳 Not happening.

Life moves on.
People get married.
Kids happen.
Jobs change.
And renting still sucks.

Buy the House. Refinance later if rates drop.

But stop putting your life on hold waiting for CNBC to make you feel safe.

05/13/2026

*** If you are in the market to purchase a home, you have to listen- it could save you THOUSANDS***

04/22/2026

04/21/2026

Considering applying for a VA Home loan? Here are a few things you want to know!

04/10/2026

https://g.page/r/CWFcY3XOS7BNEAE/review

03/18/2026

Why buyers should NOT wait for rates to come down before buying!

As rates drop⬇️ , home prices 💲 increase, and vice versa!

Remember, you can ALWAYS refinance your rate, but you can never lower your sales price, once the home is yours! 🏡

Call me to find out if now is your best time to become a homeowner!

03/18/2026

Looking for something great to do this weekend!? Come down and to Ainad Temple and help decide which one of our clubs and units will take home the trophy for People's Choice! Doors open at 11, voting ends at 3 - this is a family friendly event and kids 10 and under get in free! Only $25/person!
This is a cash only event, but we do have an ATM on site!

02/17/2026

****BREAKING NEWS****
Rate is NOW offering VA New Construction loans! If you are a qualified veteran looking for a home, but cannot find the 'right one', let's talk about how you can build your dream home - with no money down!

02/02/2026

Here is the low down on what REALLY affects your interest rates, when purchasing a home!