Doug Shoemaker - Shoemaker Loan Team- NMLS 488878

06/02/2026

🏠 Two Minute Tuesday is LIVE!

An on-again, off-again Iran peace deal is wreaking havoc on mortgage rates right now — and if you're in the loan process, you need to understand why.This week I break down exactly how Middle East tensions are affecting YOUR mortgage rate, where national averages sit today, and whether you should lock or float if you're closing soon.

🎥 Watch now and share with anyone buying or refinancing!
https://youtu.be/MGtMay0OyEI

📞 (618) 795-0790
🌐 www.ShoemakerLoanTeam.com

Why is an on-again, off-again Iran peace deal wrecking mortgage rat...

05/27/2026

🏠 TWO MINUTE TUESDAY is here!

What does the Middle East have to do with YOUR mortgage rate? More than you think.

This week I break down:
✅ Why oil prices and the US-Iran situation are moving mortgage rates right now
✅ What the latest housing data actually means for buyers
✅ Current national average rates per Mortgage News Daily
✅ Whether you should lock or float your rate this week

All in about two minutes. Because your time matters.

🎥 Watch here: https://youtu.be/ZmF3p1_eWWE

Rates shown are national averages from Mortgage News Daily and are not a commitment to lend. Your actual rate will vary based on credit score, down payment, loan type, property type, and other factors. Contact us today to find out what you may qualify for.

Why are mortgage rates suddenly reacting to the Middle East?In th...

05/26/2026

Buying your dream home is exciting—but getting the best possible price can make an even bigger impact on your long-term finances. 🏡 The right offer strategy, paired with smart financing, can help you maximize your buying power and keep your monthly payment in line with your goals. Knowing when opportunities exist in the market is key to making a confident move. If you’re ready to buy and want guidance on both price and financing, send me a message and let’s connect!

05/24/2026

HERO DOWN - Flags Up!

05/22/2026

This week Grafton is the absolute epicenter of the region. Whether you want it loud and fast or smooth and soulful, we have the master plan to make it happen. 🎸🏍️🍷

We’ve curated the ultimate all-inclusive lineup for the week. From the chrome and thunder of Grafton Bike Week at Hawg Pit BBQ to the soulful sounds of the Blues Festival up the hill at the Grafton Winery The Vineyards, there's something for every vibe.

Looking to switch gears? If you need to slow down the pace or escape the main-stage chaos, check out these local favorites:

The Bloody Bucket Saloon: Catch incredible acoustic and duo performances for a more intimate, grounded sound.

Boarding House Bistro Grafton: Stop by and welcome Grafton’s newest business! It’s the perfect spot for a sophisticated, casual bite.

3rd Chute Bar & Grill: As the "Karaoke Capital of Grafton," they’re keeping the energy high all week. Word on the street is they’re also hosting a Sexiest Biker Competition on Saturday...be sure to follow their page for the full scoop!

Late Night & Early Morning: 🌙 Late Night Cravings: If you need a bite after the sun goes down, Abigail's Tap Room has you covered. They serve their full menu all the way until close, making them the premier late-night food destination.

☕ Morning Fuel: Swing by Lighthouse Coffee on Main Street (located inside the historic The Ruebel Hotel and Restaurant). They’ve got your "cup of Joe on the go" ready to fuel your morning.

Plan Your Ultimate Weekend:
Head over to Graftonillinois.com right now.

It is your strategic command center for:
🏨 Lodging | 🛍️ Shopping | 🍽️ Dining | 🎡 Adventures

The river town moves fast! Like and Follow our page for real-time announcements and updates.

Whether you like it loud or you like it casual...we'll be seeing ya this week ;) 🌊

05/22/2026

➡️ 5 Tips for When to Update Your Estate Planning!

🏡 Estate planning isn’t a “set it and forget it” task - life changes and your plan may need updates. A quick review now can save you and your loved ones from stress later!

🗓️ To schedule a review appointment, call our office at 618.307.5241 today!

05/22/2026

05/19/2026

Yesterday on One Minute Monday we gave you the cliff notes for my friends that just want to knoiw what time it is.

Today… we build the clock.

If you’ve been wondering what the Iran conflict, rising oil prices, inflation fears, and bond market chaos have to do with mortgage rates… this is the full breakdown.

We’re now seeing serious pressure in the bond market, the 10-year Treasury pushing above key resistance levels, and growing concerns that mortgage rates could move back above 7% if geopolitical tensions continue escalating.

In this video I break down:
✅ Why oil prices matter to mortgage rates
✅ Why the bond market is suddenly discussing possible RATE HIKES again
✅ Why builders are still offering incentives
✅ Why strategy matters more than emotion in this market
✅ And what buyers, homeowners, and Realtors should be doing RIGHT NOW to protect themselves

This is the deeper “Clock Builders” version for those who want to understand how all the moving parts connect.

Watch here:
https://youtu.be/sHpfroF7qwg

In today’s Clock Builders Weekly Market & Rate Update, Doug Shoemak...

05/19/2026

🚨 One Minute Monday

Mortgage rates moved higher today after hotter-than-expected inflation data, rising oil prices, and escalating geopolitical tensions rattled the bond market.

Mortgage rates moved higher today after hotter-than-expected inflation data, rising oil prices, and escalating geopolitical tensions rattled the bond market....