Kristin Woods Primary Residential Mortgage, Inc

Kristin Woods Primary Residential Mortgage, Inc Loan Officer
NMLS #2463516
Office Phone: 410-420-4040

🇺🇸 Happy Labor Day! 🇺🇸Today is a little reminder to slow down, enjoy the people around you, and celebrate all the hard w...
09/07/2026

🇺🇸 Happy Labor Day! 🇺🇸

Today is a little reminder to slow down, enjoy the people around you, and celebrate all the hard work that keeps us moving forward every day.

Wishing everyone a safe, relaxing, and well-deserved Labor Day! ❤️🤍💙

💰 Make Your Assets Work for You! Did you know eligible savings and investments may count as qualifying income through As...
09/02/2026

💰 Make Your Assets Work for You!

Did you know eligible savings and investments may count as qualifying income through Asset Depletion?
✔️ May increase purchasing power
✔️ Can help with purchase or refinance
✔️ Multiple options may be available

🏡 Let’s explore your options with PRMI! Call today at 410-804-6914 for more information!

🍁 SEPTEMBER IS HERE… AND CHANGE IS IN THE AIR! 🍁The mornings are getting cooler, the days are getting shorter, and befor...
09/01/2026

🍁 SEPTEMBER IS HERE… AND CHANGE IS IN THE AIR! 🍁

The mornings are getting cooler, the days are getting shorter, and before we know it, the leaves will be changing. September always reminds me that a new season can be a wonderful time to look at life a little differently. ❤️

And for homeowners 62 and older, that may include taking a fresh look at something you’ve worked many years to build — the equity in your home. 🏡

We spend our lives saving for retirement, paying down our mortgages and building equity…but sometimes we forget that our home can actually be part of the retirement conversation.

A Reverse Mortgage may allow eligible homeowners to access a portion of their home equity while continuing to live in and own their home — and the possibilities may surprise you.

It could mean creating additional monthly cash flow, eliminating an existing mortgage payment*, establishing a line of credit for future needs, making home improvements, or simply having more financial flexibility to enjoy retirement.

And yes… you still own your home! 😊

Reverse mortgages have changed over the years, and there are still SO many myths surrounding them. That’s one of the reasons I love what I do — education comes first.

You’ve worked hard to get where you are. You deserve to understand all of the options available to you and decide for yourself what makes sense for your retirement goals.

So this September, while everyone else is talking about pumpkin spice and decorating their porches 🎃☕😂, maybe it’s time for a different kind of fall conversation:

Could your home help you live the retirement you’ve worked so hard for?

No pressure. No obligation. Just a conversation, some answers, and maybe an option you didn’t know you had. ❤️🏡

Happy September! 🍂
— Kristin

*Borrowers must continue to meet loan obligations, including paying property taxes and homeowners insurance and maintaining the home.

🏢 Condo Financing Update! 👉 Two important changes to know:✔️ August 3rd, 2026: Limited Review/Streamlined reviews were r...
08/27/2026

🏢 Condo Financing Update!

👉 Two important changes to know:
✔️ August 3rd, 2026: Limited Review/Streamlined reviews were retired. Condo projects must now meet Full/Established Review requirements.
✔️ January 1st, 2027: Reserve requirements increase from 10% to 15% (or higher if required).

These changes may impact condo financing, so getting ahead of the requirements can help avoid surprises.

📲 Questions? Let’s connect! Call today at 410-804-6914 for more info!

🎉 NEW PROGRAM! 🏡Make your first 6 months of homeownership more affordable with PRMI’s Lender-Paid Temporary Buydown!✨ 0....
08/17/2026

🎉 NEW PROGRAM! 🏡
Make your first 6 months of homeownership more affordable with PRMI’s Lender-Paid Temporary Buydown!

✨ 0.50% lower rate for 6 months
💰 Lower monthly payments
🏡 Available on Conventional, FHA & USDA
🎁 Lender-paid!

Ready to make your move? 📲 Call me today at 410-804-6914 for more information!

Retired and ready to buy your next home? 🏡👉Paying cash isn't your only option!You may be able to:✔️ Use your retirement ...
08/05/2026

Retired and ready to buy your next home? 🏡
👉Paying cash isn't your only option!

You may be able to:
✔️ Use your retirement assets to qualify
✔️ Keep more of your savings invested
✔️ Preserve financial flexibility

Let's explore your financing options and find the solution that fits your retirement goals.📞 Contact me today at 410-804-6914 to learn more!

🌿 Hello, August! ☀️Can we all agree that summer is flying by WAY too fast? One minute we're making Memorial Day plans, a...
08/01/2026

🌿 Hello, August! ☀️

Can we all agree that summer is flying by WAY too fast? One minute we're making Memorial Day plans, and now we're somehow talking about back-to-school shopping and pumpkin spice making its annual comeback. 🎃😂

But before we rush into fall, let's soak up every last bit of sunshine, family time, backyard BBQs, beach days, and evenings spent on the porch.

August is also a great reminder that home is more than four walls—it's where memories are made, kids grow up way too fast, grandkids leave toys everywhere, and somehow the refrigerator is always empty five minutes after grocery shopping! 😅

Whether you're thinking about buying your first home, your forever home, downsizing, or you're simply enjoying the one you're in, I hope this month brings you plenty of reasons to smile.

Here's to making August one to remember! 💚

Tell me... what's one thing still on your summer bucket list before fall arrives? ☀️🍉🏖️👇

Union worker? Your path to homeownership may be easier than you think!We understand that your income may look different....
07/30/2026

Union worker? Your path to homeownership may be easier than you think!

We understand that your income may look different.

👉 Whether you have:
✔️Multiple W-2s
✔️Different job sites throughout the year
✔️Time between union assignments

Here at PRMI, we understand how to navigate union income and help you explore your mortgage options.
🏡 Buying or refinancing? Let's connect! Call me at 📞 410804-6914 to learn more!

07/28/2026

🔥 Meet Kristin Woods — Your Mortgage Guide for Every Stage of Life 🔥
If you’ve ever wished mortgages felt simpler, clearer, or more empowering, you’re going to love this video.

Kristin Woods isn’t just a loan officer — she’s a calm, confident guide who genuinely cares about helping homeowners feel secure and supported. And for adults 62 and older, her passion for reverse mortgages truly shines. 💙

Whether you’re exploring ways to:

Eliminate monthly mortgage payments

Boost your retirement income

Tap into the equity you’ve spent a lifetime building
Kristin breaks it all down in plain language so you can make decisions with confidence — never pressure.

But she doesn’t stop there.
Buying, refinancing, investing, specialty loans… Kristin is your lender for every chapter of homeownership.

If you’re ready to understand your options — or simply want a trusted expert in your corner — watch her video below. It might be the clarity you’ve been looking for.

✨ Your home. Your future. Your peace of mind. Kristin is here to help.

Address

7939 HONEYGO Boulevard SUITE 108
Nottingham, MD
21236

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