Kristin Woods Primary Residential Mortgage, Inc

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United States
Nottingham, MD
Kristin Woods Primary Residential Mortgage, Inc

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Loan Officer
NMLS #2463516
Office Phone: 410-420-4040

11/01/2026

🍁🧡 HELLO NOVEMBER! 🦃🍂

Can you believe we're already in November?! I swear I blinked and the year flew by! 😂

⏰ And don't forget, Daylight Saving Time ended today! We gained an extra hour, and I can't think of a better way to spend it than making memories with the people we love! ❤️

As we enter this season of gratitude, I'm reminded just how blessed I am. My family is truly my greatest gift, and I'm so thankful for the love, laughter, memories, and little moments we share. Those are the things that mean the most. 🥰

I'm also incredibly grateful for my friends, clients, referral partners, and the opportunity to help families achieve their homeownership dreams and plan for their futures. 🏡❤️

Life moves fast, and if turning the clocks back reminds us of anything, it's that time with the people we love is priceless. 🍂

Here's to a November filled with family, gratitude, laughter, and maybe a little extra pumpkin pie! 🥧😉

Happy November, everyone! 🧡

Kristin Woods | PRMI 🏡

10/31/2026

🎃👻 HAPPY HALLOWEEN, EVERYONE! 🧡🖤

It's officially spooky season, and while ghosts, goblins, and witches might give you a fright, you know what REALLY scares me? 😂

👻 Hearing someone say, "I'm too old to buy a home!"

🧙‍♀️ Thinking a reverse mortgage means the bank owns your house!

🦇 Believing you have to stay in your current home forever because you're retired!

💀 And the scariest one of all… getting your mortgage advice from your neighbor's cousin's best friend's uncle! 🤣

Now THAT'S frightening!

The good news? You don't need a magic wand or a crystal ball to explore your mortgage options! 🪄🔮

Whether you're buying your next home, planning for retirement, or curious about how a reverse mortgage actually works, I'm always happy to help separate the FACTS from the FRIGHTS! 🏡❤️

Remember, the only thing scarier than a haunted house is letting mortgage myths keep you from making the most of your homeownership opportunities! 😉

Wishing everyone a safe, fun, and BOO-tiful Halloween filled with laughter, sweet treats, and absolutely NO mortgage nightmares! 🍬👻

Happy Halloween! 🎃🧡

Kristin Woods | PRMI 🏡

10/28/2026

👻 Don’t Let Mortgage Rates Haunt Your Homebuying Dreams!
More homes on the market mean more opportunities to find the one! 🧡

🎃 More homes to explore
🏡 More options to consider
🔑 A plan that fits your budget

Don’t let scary headlines keep you from exploring your options! Let’s find a financing plan that works for you.
Ready to make your move? Let’s talk! Call me today at 📞410-804-6914 for more info!

10/20/2026

🏡 Ready to buy your next home before selling your current one?

With PRMI MoveFirst, eligible homeowners may be able to make their next move with more flexibility, without waiting for their current home to sell!

✨ Program Highlights:

✅ Make a non-contingent offer
✅ Access up to $2 million in home equity
✅ Use funds toward down payment and closing costs
✅ Potentially cover eligible debt payoff, home prep, and moving expenses
✅ Get up to 6 months to sell your current home

📲 Contact me today at 410-804-6914 to see if you qualify for MoveFirst!

10/14/2026

🏡 Buying a Home with an Assumable Mortgage?
PRMI’s Piggyback HELOC may help bridge the gap between the seller’s existing mortgage balance and the purchase price, potentially reducing the cash needed at closing. 🔑

📌 Qualification, credit, combined loan-to-value, and program guidelines apply. Approval is subject to eligibility.
Questions? Reach out today at 📞 410-804-6914 for more information!

10/06/2026

🏡 Can child support income help you qualify for a mortgage? It can — but there are specific guidelines for how much can be used and what documentation is needed.
Whether you’re thinking about buying a home or you’re an agent working with a buyer who receives child support, let’s review it early and know the numbers before you start shopping.
📲 Reach out anytime — I’m happy to help.

10/05/2026

🏡 Parents: Want to help your child become a homeowner? Your gift could make a bigger difference than you realize.
In 2026, the federal annual gift-tax exclusion is $19,000 per giver, per recipient—but that doesn’t necessarily mean $19,000 is the most you can give.
Gift funds may be able to help a homebuyer with:
✅ Down payment
✅ Closing costs
✅ Paying down debt to help with qualification
And depending on your individual tax situation and available lifetime exemption, a larger gift may also be possible. (Always consult a qualified tax professional regarding gift-tax implications.)
Helping your child purchase a home can be about more than providing money—it can help them take an important step toward building long-term financial stability and equity.
Thinking about helping a family member purchase a home? Let’s talk about the mortgage guidelines and how gift funds may fit into their homebuying plan.
📲 Contact me today to start the conversation.

10/01/2026

🍂 Hello, October! 🍂
A new month, a new season, and the perfect time to give your home a little extra love! 🏡
This month’s Home Challenge is all about tackling one small project each week. Nothing overwhelming — just simple things that can make your home feel cleaner, more organized, and ready for the cooler months ahead.
And that brings up something I talk about often with my reverse mortgage clients: your home should continue to work for YOU.
For many homeowners 62+, a reverse mortgage may be one option to help access home equity for things like home improvements, repairs, or other expenses while continuing to live in the home they love.
So while you’re cleaning out that kitchen cabinet or finally vacuuming under the furniture 😉, it might also be a good time to ask yourself:
“What would make my home work better for me for the years ahead?”
If you have questions about reverse mortgages, aging in place, or simply want to understand your options, I’m always happy to have a conversation. 💛
Happy October! 🍁🎃
Reverse mortgage eligibility, requirements, costs, and obligations apply. Borrowers must continue to meet loan obligations, including property taxes, homeowners insurance, and maintaining the home.

09/22/2026

🏡 Buying a new home & renting out your current one?

📋 Under updated Fannie Mae guidelines, a signed lease alone can no longer document rental income from a departing residence.
Instead, market rent must be supported with acceptable documentation. 💰
Thinking about making the move? Let’s talk! 🔑 Reach out to me today at 410-804-6914 for more info.

09/22/2026

🍁🏡 Happy First Day of Fall! 🍂

A new season is a wonderful reminder that change can bring new opportunities!

Whether you're enjoying your forever home, thinking about downsizing, or exploring how a reverse mortgage could help you enjoy retirement, I'm always happy to talk through your options.

For now, bring on the cozy sweaters, crisp fall mornings, pumpkin spice, and beautiful fall colors!

Here's to making the most of every season of life! 🧡

Happy Fall! Kristin 🍁

Address

7939 HONEYGO Boulevard SUITE 108
Nottingham, MD
21236

Telephone

+14108046914

Website

https://www.primeres.com/kwoods

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