Kristin Woods Primary Residential Mortgage, Inc

06/12/2026

Rates moved higher during the week ending June 12, 2026, after data showed increases in both wholesale and consumer inflation. Primary Residential Mortgage, Inc. is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

06/09/2026

When reviewing variable income, lenders look at:
✅ Income trends
✅ Consistency and history
✅ How the income is earned
✅ Likelihood of it continuing

Don't assume you won't qualify just because your income isn't the same every paycheck. Many borrowers are surprised by what income can be used to help them qualify for a home loan 🏠
📞 Call me today at 410-804-6914 to learn how your income may qualify and explore your home financing options!

06/09/2026

🏡 Homebuyer Prep Series – Week 1: Why People Feel Stuck (The Real Barriers)

Thinking about buying a home, but not sure where to start? You're not alone. Many future homeowners aren't held back by the market—they're held back by uncertainty.

Join Kristin Woods with Primary Residential Mortgage as she kicks off a 5-week series designed to simplify the homebuying process and help you turn questions into a plan.

✨ Knowledge creates confidence, and confidence creates opportunities.

📩 Ready to take the first step? Reach out today and follow along each week for practical guidance that can help make homeownership a reality.

06/08/2026

☀️ Not every borrower fits traditional lending guidelines, and that's okay.
PRMI offers flexible financing options for self-employed borrowers, investors, ITIN clients, foreign nationals, and more!

👉 Loan Options Include:
✅ ITIN Loans
✅ DSCR Investor Loans
✅ P&L Only Programs
✅ 1099 Loans
✅ Asset Qualifier
✅ Jumbo & Bank Statement Loans
✅ Foreign National Financing
✅ Closed-End Seconds
✅ HELOC Loans

🏡 More ways to say YES this summer. Reach out to me at 📲 410-804-6914 to explore your options!

06/05/2026

Rates were flat during the week ending June 5, 2026, as peace talks in the Middle East continued to drag on with no new progress. Primary Residential Mortgage, Inc. is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

06/02/2026

🏡 Is now really a good time to buy a home?

It's one of the questions I hear most often, and the answer may surprise you. While the market has changed, today's buyers may have more opportunities, less competition, and more room to negotiate than we've seen in years.

Watch this week's episode of All About Mortgages with Kristin Woods as we talk about why homeownership may still make sense for you and your future.

Have questions? Let's talk! 💙

06/01/2026

☀️🌴 June has officially arrived! 🌴☀️

The flowers are blooming, the days are longer, and summer is knocking on the door. It's the perfect time to enjoy life, make memories, and maybe even take a fresh look at your financial future.

Did you know a Reverse Mortgage can be a powerful tool for homeowners 62+? Whether you're looking to eliminate a monthly mortgage payment, create additional cash flow, establish a line of credit, or simply gain more financial flexibility, it's worth exploring your options.

This month, give yourself permission to dream a little bigger, travel a little farther, and enjoy the retirement you've worked so hard for. ✈️🏖️💙

Cheers to sunshine, new possibilities, and making the most of every season of life!

05/29/2026

Rates improved during the week ending May 29, 2026, as markets anticipated a peace deal. Primary Residential Mortgage, Inc. is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

05/28/2026

🏖️ Thinking about buying a vacation home?

Did you know a Second Home and an Investment Property are financed differently?
✔️ Second Home = Personal vacation use
✔️ Investment Property = Consistent rental income

Your intended use can impact:
✅Rates
✅Guidelines
✅Qualification requirements

Before you buy, let’s talk through your options and find the right financing strategy for your goals! 🏡
Call me at 📞 410-804-6914 to learn more!