Guzman & Associates

10/30/2026

Life insurance has one job… to replace your income if you die. That's it. The moment a policy tries to do double duty as an investment vehicle, it gets expensive, complicated, and BAD at doing both jobs.

We recommend buying a 15 or 20-year TERM life insurance policy while you’re working to pay off debt, beginning to invest, and building wealth for the future. Once the term is over, you will have had plenty of coverage for a fraction of the price of a whole life insurance policy. You WILL have had the time and margin to build wealth in proper investment vehicles like a 401(k) and/or IRA. At that point, if you’re following the advice of the buy term and invest, you will be what we call, “self-insured". That means you've built up enough in investments and assets that your wealth replaces what life insurance used to do, protect your family financially, if the worst happens.

Book your free Financial Needs Analysis!

Call us at 847-987-9508!

10/29/2026

State Farm policyholders please review all your policies and switch to our plans now!!

You’re probably overpaying and underinsured!

Call us for a free consultation 847-987-9508!

09/26/2026

If you have a life insurance policy that a life insurance agent sold to you a way to create wealth be very careful!

These so called financial gurus are not securities licensed and failed to educate families on how these policies actually work and how they are structured.

Infinite banking is what they call these policies where you can create wealth for you and your loved ones but these policies renew every year and with all the surrender fees and additional fees they never mention they become super expensive to a point where you can’t afford it and they end self destructing themselves!

We have replaced these policies many times and we have tried to confront the agents who sold these policies to our clients and they’re never interested in defending themselves on why they sold these policies to a family knowing it would not benefit them at all.

Life insurance agents who sell these policies make thousands of dollars in commissions by selling these policies to families and majority of these agents don’t care they are commission greedy and as long as they are making money that’s all that matters.

Please book a free life insurance evaluation with our team and the appointment is free with no commitment. Call us today 847-987-9508.

Financial gurus claim that "infinite banking" through whole life insurance is the ultimate secret strategy to become your own bank, but high fees and meager returns leave many investors feeling trapped. We break down the actual math behind these controversial policies to reveal whether creating your own bank builds real wealth or just enriches insurance agents. MORE BELOW ⬇️

09/19/2026

Attention State Farm clients! Take a look at your insurance policies especially your life insurance policy.

Book an appointment with us it’s complementary and with no commitment. We can go to you, connect virtually or come to our office.

Call our 24/7 hotline number 847-987-9508.

09/18/2026

We would like to thank all of our clients, business partners and family and friends who have benefited from our services, our opportunities. This recognition means even more because it comes from our clients.

We will keep working hard to make sure we grow as a company that’s build on trust and transparency.

Thank you everyone! &associates

09/12/2026

We will never forget! United we stand!

#911

08/09/2026

Set up your emergency fund today! Call 📞 bus today and book your free consultation! 847-987-9508!

&associates

Be prepared for life’s unexpected expenses by building an emergency fund. Connect with a representative here: reps.primerica.com

06/22/2026

💙👨‍👩‍👧‍👦 Happy Father’s Day from Guzman & Associates! 👨‍👩‍👧‍👦💙

Today, we honor and celebrate all fathers, grandfathers, stepfathers, and father figures who dedicate their lives to providing, protecting, and guiding their families.

A father’s love is one of the greatest gifts a family can receive. Through hard work, sacrifice, wisdom, and unwavering support, fathers help build strong families, strong values, and strong communities.

At Guzman & Associates, we recognize the importance of creating a secure financial future for the people we love. Today, we celebrate the men who work tirelessly to ensure their families have opportunities, stability, and hope for tomorrow.

To every father making a difference in the lives of their children—thank you for your leadership, your strength, and your commitment.

May God bless you and your family with health, happiness, and many cherished memories today and always.

Happy Father’s Day! 👔❤️

— Francisco Torres & Iliana Guzman
Owners, Guzman & Associates – PFS Investments Inc.

💙🙏

05/04/2026

We are always being recognized!

We’re proud to be recognized by USA Today as one of America’s Best Customer Service in Financial Services. This honor reflects our unwavering commitment to the people we serve. It’s our mission, our culture, and The Primerica Way.

02/10/2026

We are celebrating 49 years of excellence, passion and commitment to serve middle class families!