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Craig Rhodes, Mortgage Loan Officer at Lending Edge Mortgage- NMLS #209596

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North Richland Hills, TX
Craig Rhodes, Mortgage Loan Officer at Lending Edge Mortgage- NMLS #209596

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We are a fully licensed mortgage banker doing home loans and refinances. We do FHA, VA, Conventional, and Jumbo loans. This is not a commitment to lend.

Craig Rhodes, NMLS # 209596
Branch NMLS 209685
Company NMLS3029

"This office is licensed and examined by the Office of the Consumer Credit Commissioner of the State of Texas" We also do Texas Veterans, Bond Loans, and First-Time Buyer programs. We process, underwrite, close and fund the loans locally. CONTACT(S): Craig Rhodes - Vice President - Residential Mortgage Loan Originator NMLS: # 209596

Programs, rates, terms and conditions subject to change without notice. All financing is subject to credit and income approval. Rates can change daily. Other restrictions may apply. Lending Edge Mortgage is an equal housing lender. Sponsored by NTFN, Inc. 700 State Highway 121 Bypass, Suite 100, Lewisville, TX 75067 NTFN NMLS 75333. DISCLAIMER: CONSUMER WISHING TO FILE A COMPLAINT AGAINST A LICENSED MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TX 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. NTFN, Inc. is licensed by the Texas Department of Savings and Mortgage Lending. is licensed under the laws of the state of Texas and by state law is subject to regulatory oversight by the Department of Savings and Mortgage Lending. The department maintains a recovery fund to make the payments to certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website athttp://www.sml.texas.gov/

11/03/2026

Credit Scoring Is Changing: 3 Things Homebuyers Should Know

Think you need a 700 credit score to buy a home? You might be surprised by how wrong that number is.

And if you've been putting off buying because of your credit, this could change everything.

According to a recent Veterans United survey, 57% of prospective buyers think they need a credit score of at least 660 to qualify for a mortgage. And 34% believe they need 700 or higher.

But here's what many people don't realize.

The traditional benchmark for many conventional loans has been 620. And with recent changes to mortgage credit scoring, even that isn't a hard-and-fast requirement for every loan.

Plus, lenders are beginning to adopt newer credit scoring models that could help millions more Americans get evaluated for a mortgage.

So, the number you see on your credit monitoring app may not tell the whole story about your ability to buy a home.

Does that mean everyone can qualify? Of course not. But it does mean you shouldn't count yourself out before talking to a professional.

Curious where you actually stand? Send me a message, and let's connect you with a lender who can help you find out.

11/01/2026

Who’s Buying Homes with Cash Right Now?

More than 1 in 4 homes are being bought with cash right now. But here's something that might surprise you about who's buying them.

It's not just wealthy investors swooping in with deep pockets.

A lot of these cash buyers are everyday homeowners who've built up serious equity over the years. And that equity is giving them more buying power than they may have ever imagined.

According to Cotality, the average homeowner with a mortgage has about $310,000 in equity.

Think about what that could mean for your next move.

You might have enough equity to buy your next home outright. No mortgage payment. No worrying about today's interest rates.

And even if you can't pay all cash, that equity could help you borrow significantly less.

But what if you're buying with a mortgage?

Here's some good news: Nearly 3 out of 4 homebuyers are still using financing. You're actually in the majority.

So don't let the headlines about cash buyers make you second-guess what's possible for you. Whether you're buying your first home or using equity to make your next move, there may be more opportunities than you think.

Wondering how you stack up in today's market? Send me a message. Let's talk about your options.

10/30/2026

5.0 star review received on Experience.com for Craig Rhodes by Fabian S - We had a wonderful experience ! The entire team was professional, patient, and helpful throughout the whole process. They made our home-buying journey smooth and stress-free, always keeping us informed and answering our questions. We’re truly grateful for their dedication and for helping us make our dream of homeownership a reality. Highly recommend!

Read more: https://experience.com/reviews/craig-rhodes-338817/f2585864-d50a-4e8a-be6a-7dd87ad1ca24?V=1793396543&utm_source=facebook&utm_medium=autopost&utm_content=13796326

10/30/2026

From caring for aging parents to creating space for extended family, multi-generational homes continue to serve an important purpose. We can help these buyers secure financing that fits the whole family.

10/30/2026

Don't Let the Fear of a Buyer Backing Out Scare You Away from Selling

What if you finally get an offer on your house... and then the buyer backs out?
It's every seller's nightmare. And with headlines about canceled contracts on the rise, it's a concern worth talking about.

But here's what those headlines aren't telling you: 85–90% of home sales still make it to closing.

And there's more good news. You can actually take steps to protect your sale before your house even hits the market.

According to a Redfin survey, 70% of agents say inspection or repair issues are a reason buyers back out. That's the biggest reason reported, by far.

So, what's one smart move you can make?

Consider getting a pre-listing inspection. It could help you spot potential problems early, decide what to fix, and avoid surprises that might send a buyer running.

And that's just one piece of the puzzle. The right preparation, pricing, and negotiation strategy can make a real difference.

Selling your house doesn't have to feel like a gamble. A little preparation can give you a much stronger start.

Thinking about selling? Send me a message, and let's talk about how to set your sale up for success.

10/29/2026

Big plans? Unexpected expenses? A CCM Signature Agency Cash Access refinance can help you access up to 90% combined loan-to-value, providing more available funds than a conventional cash-out refinance. See what may be possible: http://spr.ly/6180BHbLl0

10/28/2026

Staging Could Put More Money in Your Pocket

10/27/2026

Own your home and your timeline. We'll help you buy when you’re ready — even if your current home isn’t. Get the Buy Now, Sell Later basic: http://spr.ly/6187BHrttx

10/27/2026

Why Builders May Be More Motivated To Sell Than Homeowners

Pending home sales just dropped 11.3% compared to last year. But what if that slowdown could actually help you get a better deal on a brand-new home?
Here's why that matters.

When the market slows, homeowners and builders don't always react the same way.

A homeowner who isn't getting the offers they want can decide to stay put and wait. But builders? They've already invested in houses they need to sell. And every completed home that sits unsold costs them money.

That can make builders more motivated to negotiate. And the numbers prove they're already making moves.

According to the National Association of Home Builders, 65% of builders are offering incentives, and 43% are cutting prices. The typical reduction? 6%.
For buyers, that could mean serious savings. Think lower prices, help with closing costs, or even a better mortgage rate.

And the biggest opportunities may be hiding in brand-new homes that are already built and waiting for buyers.

So, before you rule out new construction, let’s see which builders in our area may be ready to negotiate.

10/25/2026

Confused by Home Price Headlines? Here’s Why.

Home prices just dropped $14,000 in two months. So, is the housing market finally getting cheaper? Not so fast. Because there's a lot more to this story than the headlines are telling you.

According to HousingWire, the national median asking price fell from $449,000 to $435,000 since August.

But here's the twist: that's what sellers are asking for their homes. Not necessarily what buyers are paying. And when you look at actual sales prices, things get even more interesting.

Over the past year, home prices in Chicago climbed almost 7%. Meanwhile, prices in Seattle dipped 1.6%.

Same housing market. Two very different stories.

And that's exactly why making your next move based on national headlines could be a mistake.

So, here's my question: Do you know what home prices are actually doing in your neighborhood?

Drop your town or city in the comments or send me a DM. I'll help you find out.

Address

8613 Mid Cities Boulevard Suite 300
North Richland Hills, TX
76182

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Website

https://crosscountrymortgage.com/craig-rhodes/, https://www.experience.com/reviews/craig-rhodes-338817, https://share.go

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