09/09/2026
"Should I hold on to my 2.75% interest rate?" 🏠
Great question — and it's one a lot of homeowners are asking right now. A rate that low is genuinely valuable, but "holding on" doesn't have to mean "do nothing." Depending on your goals, options like a home equity loan/HELOC, a cash-out refi on just a portion of your equity or even keeping the home as a rental while buying elsewhere can let you access equity or move without giving up that rate entirely.
If you're weighing your options, I can walk you through what actually makes sense for your situation 📊