Dervin Insurance Group

Dervin Insurance Group We provide personalized insurance for you, your family and your business. Insure with a friend.

Today, our team wanted to share some key information about a life insurance policy issue we’ve seen over the years: insu...
08/27/2026

Today, our team wanted to share some key information about a life insurance policy issue we’ve seen over the years: insufficient coverage. Many people establish life insurance policies, then ignore them for years — even though their income has increased, and they’ve assumed greater financial responsibilities (such as getting married, having children, or taking on a mortgage).

Life insurance is designed to replace your income. If your paycheck supports your household, regardless of what that looks like, your coverage should reflect that responsibility. Swipe for key details on how to estimate your current life insurance needs and when it makes sense to review your policies.

If it’s been a while since you last reviewed your coverage, or if your income has changed significantly since we last spoke, our team would be happy to help you take a closer look and ensure everything still aligns with your current situation.

If you have ever wondered what would actually happen to your payout after a covered loss, the answer often comes down to...
08/18/2026

If you have ever wondered what would actually happen to your payout after a covered loss, the answer often comes down to one question: Does your policy use replacement cost value or actual cash value?

These two coverage types work very differently, and understanding them can save you from a costly surprise when you file a claim. Swipe through for a clear breakdown of each.

Have questions about your current coverage or which option is right for you? Give us a call today.

Every business faces risk, but not every business is prepared for how quickly a single issue can affect operations, fina...
08/13/2026

Every business faces risk, but not every business is prepared for how quickly a single issue can affect operations, finances, and long-term stability. Understanding common business risks is an important part of choosing coverage that actually supports your business when it matters most.

Swipe for more information.

If you would like to review your current exposures and make sure your coverage matches the realities of your business, contact our office. Our team is here to help protect everything you’ve worked so hard to build.

If your business provides services or advice to clients, professional liability insurance, also known as errors and omis...
08/11/2026

If your business provides services or advice to clients, professional liability insurance, also known as errors and omissions insurance, is one of the most important coverages you can carry. Swipe through for a quick overview of what this coverage is, which businesses need it, and why it matters.

If you have questions about your professional liability coverage, reach out to us today. We are here to help you stay covered and protected.

Do you know the difference between term life and whole life insurance? If not, you are not alone — it is one of the most...
08/04/2026

Do you know the difference between term life and whole life insurance? If not, you are not alone — it is one of the most common questions people have when exploring life insurance for the first time. Swipe for a quick breakdown to help you understand how the two compare.

The right choice depends on your budget, your goals, and what you need your life insurance to do for your family. Have questions? Give us a call, and we are happy to help you find the right fit.

There is something about summer that allows us to slow down and soak in the moments that matter. The laughter around the...
07/30/2026

There is something about summer that allows us to slow down and soak in the moments that matter. The laughter around the table, the time spent with loved ones, and the milestone memories made in between.

It is in these moments that we are reminded what truly matters most, and why protecting it is so important. Life insurance is not about focusing on the worst-case scenario. It is about creating a plan that helps ensure the people you love are supported, no matter what the future holds.

If it has been a while since you reviewed your coverage. Now is a great time to start the conversation. Reach out today to learn more.

If you’ve ever loaned your car to a friend or borrowed someone else’s vehicle, you may have wondered what happens if an ...
07/21/2026

If you’ve ever loaned your car to a friend or borrowed someone else’s vehicle, you may have wondered what happens if an accident occurs. Would the vehicle owner’s insurance apply — or would the driver’s policy take over?

In most situations, auto insurance follows the vehicle first, not the driver. That means the car's policy is usually the primary source of coverage in the event of an accident. However, that’s not always the case. Swipe for some key details about when the vehicle owner’s policy kicks in and when the driver’s policy is used.

If you’re ever unsure how your coverage applies, want to double-check your policy, or layer on additional auto coverages, we’re always happy to take a look with you. Feel free to give our team a call. We are here to be a resource for you.

Life insurance riders can be a practical way to extend coverage to your children without the hassle of a separate policy...
07/16/2026

Life insurance riders can be a practical way to extend coverage to your children without the hassle of a separate policy, but the details matter. Here is a closer look at how child term riders typically work.

While details vary by insurer, most riders follow a similar structure. A parent can choose to add the rider when purchasing their life insurance policy for a small additional premium. Coverage usually begins shortly after a child is born and continues until they reach a specified age, often between 18 and 25. During that time, the rider provides a fixed, modest benefit if a covered child passes away.

Many policies share a few common characteristics. Coverage amounts are generally modest, often ranging from $1,000 to $25,000 per child. One rider can typically cover multiple children under the same policy. Premiums tend to be low. The coverage remains tied to the parent's policy, meaning it stays in force as long as the parent's policy does.

Curious about whether this is the right fit for your family? Give us a call, and we will be happy to walk you through your options.

Summer work is in full swing, making now a smart time to review how your insurance may respond if tools or equipment are...
07/14/2026

Summer work is in full swing, making now a smart time to review how your insurance may respond if tools or equipment are damaged, stolen, or lost in the course of business. Tools and equipment coverage is designed to help protect against certain related risks that may impact your machinery and key tools. Swipe to see what insurance can cover.

Since coverage can vary based on policy type, listed equipment, limits, and endorsements, it is important to confirm what is actually insured before a loss occurs. Contact us to review your tools and equipment coverage and make sure the right protections are in place.

As we get closer to boating season, our team has been having more conversations with clients who are either getting thei...
07/08/2026

As we get closer to boating season, our team has been having more conversations with clients who are either getting their boats back in the water or are taking a fresh look at their overall liability protection on the water.

This is a good time of year to revisit boat insurance, especially since more people are getting out and enjoying the water. Swipe for an overview of common boating accidents, liability, and how boat insurance can help.

If it’s been a while since you last reviewed your policy, or if you want to get set up with your own dedicated boat policy, we are happy to help. Feel free to reach out, and we can start the conversation.

Address

1515 Portage Street NW, Suite F
North Canton, OH
44720

Opening Hours

Monday 9am - 4:30pm
Tuesday 9am - 4:30pm
Wednesday 9am - 4:30pm
Thursday 9am - 4:30pm
Friday 9am - 4:30pm

Telephone

+13304406632

Website

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