The Coastal Commonwealth Group at Morgan Stanley

The Coastal Commonwealth Group at Morgan Stanley Financial Advisor Team at Morgan Stanley We understand that each client’s personal situation, financial condition, and life goals are different. Edward “Ed” H.

Our team, The Coastal Commonwealth Group at Morgan Stanley, is built on a foundation of experience, trust, and long-standing relationships. For over 30 years, we’ve helped individuals, families, and business owners navigate their financial journeys with clarity and care. We bring together a diverse set of skills from investment strategy and financial planning to client service and communication al

l with the shared goal of putting clients first. Our team collaborates closely to understand what matters most to you and to design thoughtful strategies that align with your goals, values, and timeline. With deep roots in Virginia, The Coastal Commonwealth Group leverages the resources of one of the world’s premier global wealth management firms, Morgan Stanley. Time is devoted to understanding each client’s specific goals, knowledge of investments and comfort level with risk. James, CFP® NMLS # 1282612
Charles R. “Tripp” Spencer, III NMLS #1253132
Edward G.S. “Ned” Spencer NMLS #1270041
Ryann J. MacLuskie NMLS #2755985

Our client-focused approach results in custom tailored strategies that allow us to meet the unique needs of each client. Asset management, asset allocation, retirement planning, insurance, and lifestyle preservation are all key components of developing an effective strategy. Our team prides itself on being accountable, responsive to clients, and delivering service with the highest degree of integrity. We would look forward to working with you in achieving your financial goals.

© 2025 Morgan Stanley Smith Barney LLC (‘MSSB’), member SIPC (www.sipc.org), reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. MSSB will not accept purchase or sale orders via social network messaging systems. MSSB is not responsible for content posted by third-parties. MSSB does not provide tax or legal service. The information or content made available on this profile does not provide individually tailored investment advice and is not an offer to buy or sell any security or to participate in any investment strategy. MSSB Financial Advisors may only transact business, follow-up with individualized responses, or render personalized investment advice for compensation, in states where they are registered or excluded or exempted from registration. Designations and/or awards are not indicative of a Financial Advisor's past or future performance. No fee is paid in exchange for any award. For important information about any registrations, designation(s) and/or the ranking methodology for any award[s] listed, please see https://advisor.morganstanley.com/edward.h.james. The information or content is for US residents only and subject to the following disclosures: http://www.morganstanley.com/disclaimers/mswm-email.html.

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morganstanley.com

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Newport News, VA
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