Jim Kelley-Bangor Savings Bank-NMLS #22227

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Newburyport, MA
Jim Kelley-Bangor Savings Bank-NMLS #22227

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Jim Kelley is a mortgage loan officer located in Newburyport, MA.

Originating residential mortgages since 1992, he relies on honesty and accountability while providing the best rates with the least amount of closing costs.

10/31/2026

Wishing you a fun-filled day of costumes, candy, and plenty of treats!

May your Halloween be full of laughs, good memories, and just the right amount of frightful fun!

Wishing you a safe and Happy Halloween!

Bangor Savings Bank is an Equal Housing Lender. Jim Kelley NMLS # 22227.

10/23/2026

If you could sit down with a mortgage professional for 15 minutes, what would you ask?

There are a lot of assumptions out there about buying a home. Questions about down payments, credit scores, affordability, loan options, and even where to begin are more common than you might think.

No question is too small. If you're looking for answers, let's connect. I'd be happy to discuss your goals and help make the process a little clearer.

Bangor Savings Bank is an Equal Housing Lender. Jim Kelley NMLS # 22227.

10/21/2026

Buying a home can feel overwhelming, but it doesn't have to be scary.

If you've been putting off a conversation about buying a home because you aren't sure where to start, let's talk. A quick conversation can help answer questions, explore options, and give you a clearer picture of what's possible.

If you're ready to get started, give me a call today to discuss your home financing options and see if you qualify.

Bangor Savings Bank is an Equal Housing Lender. Jim Kelley NMLS # 22227.

10/19/2026

Have you ever read or heard the "news," only to find out the information was already old?

That’s a regular occurrence for mortgage professionals. The media commonly report interest rates based on the prior week’s Fed rate. Meanwhile, loan officers receive up-to-the-minute information.

The two often conflict. Financial markets are fickle and prone to sudden reversals. While the previous week’s average can be indicative of a longer trend, it's rarely an accurate reflection of the present.

A proper consultation with a mortgage professional will provide you solid information and a quote that reflects both the current rate and the specifics of your situation.

I'm happy to assist you with any questions you may have.

Bangor Savings Bank is an Equal Housing Lender. Jim Kelley NMLS # 22227.

10/15/2026

National Smart About Credit Day is the perfect time to get informed and understand how your credit score plays a role in your financial future. If you have questions on how to obtain a copy of your free annual credit report or want to discuss how credit can influence your path to homeownership, contact me today.

Bangor Savings Bank is an Equal Housing Lender. Jim Kelley NMLS # 22227.

09/24/2026

Thinking about buying a home? Don't forget to include your four-legged family members in the wish list!

A spacious yard, secure fencing, and endless squirrel-watching opportunities. If a dog-friendly home is part of your dream, let's discuss how homeownership could make it happen.

Contact me today for more information and to see if you qualify!

Bangor Savings Bank is an Equal Housing Lender. Jim Kelley NMLS # 22227.

09/17/2026

Identity theft continues to be a growing concern, making it more important than ever to protect your personal and financial information.

One of the most effective tools available is a credit freeze, which restricts access to your credit report. When your is credit frozen, lenders and creditors generally cannot view your credit file to approve new accounts, helping add an extra layer of security and peace of mind.

Freezing your credit is free and can be completed online with each of the three major credit bureaus: Experian, Equifax, and TransUnion.

Bangor Savings Bank is an Equal Housing Lender. Jim Kelley NMLS # 22227.

09/11/2026

On this day, we remember and honor those we lost on September 11, 2001. May we carry forward their memory with compassion and unity.

Bangor Savings Bank is an Equal Housing Lender. Jim Kelley NMLS # 22227.

09/10/2026

Morning coffee, evening sunsets, friendly waves from neighbors, and a place to slow down and enjoy the little things. Front porches aren't just a feature, they're a lifestyle.

Whether you're looking for a country farmhouse or a cozy neighborhood, if you're dream includes those front porch moments, let's discuss your home financing options.

Contact me today for more information and to see if you qualify!

Bangor Savings Bank is an Equal Housing Lender. Jim Kelley NMLS # 22227.

09/08/2026

Helping people achieve their homeownership goals is what I enjoy most about what I do. That's why referrals are so meaningful, they show the trust and confidence that my clients place in me.

If you or someone you know is thinking about buying a home, refinancing, or simply exploring financing options, I would be honored to help guide you or them through the mortgage process. Please feel free to reach out directly or share my contact information.

Thank you for your continued trust, support, and referrals!

Bangor Savings Bank is an Equal Housing Lender. Jim Kelley NMLS # 22227.

Address

11 Market Square, Ste 7
Newburyport, MA
01950

Website

http://www.misterloan.com/, http://www.linkedin.com/pub/jim-kelley/3/179/4aa

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