Maria Sancartier - Academy Mortgage

07/11/2019

Is real estate in your investment portfolio? If not, it's time to reconsider!

The Federal Reserve Bank (The Fed) recently released their 2019 Survey of Consumer Expectations Housing Survey. The survey reported that 65% of Americans believe homeownership is a good financial investment. Since 2014, the percentage has increased by over nine percent.

07/09/2019

Could a housing upgrade be in your future?

Homes priced at the top 25% of the price range for a particular area of the country are considered 'premium homes.' In today’s real estate market, there are deals to be had at the higher end! This is great news for homeowners wanting to upgrade from their current house.

07/02/2019

Academy Mortgage supports our veterans. Click the link below to learn more! https://academymortgage.com/loan-programs/va-loans

06/28/2019

They say, ‘ignorance is bliss,’ but not when investing your hard-earned money into a home of your own.

So you made an offer and it was accepted. Now, your next task is to have the home inspected prior to closing. Agents oftentimes make your offer contingent on a clean home inspection.

06/24/2019

In many markets, buyers outnumber homes for sale. Stand out from competition by getting pre-approved!

In many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show that you are serious about buying your dream home is to get pre-qualified....

06/19/2019

Home prices are rising... but rents increase each year
The pros and cons of renting vs. owning

In a real estate market where home prices are rising, many have begun to reexamine the idea of buying a home, choosing instead, to rent for a while. But often, there is a dilemma: should you keep paying rent, knowing that rent is rising too, or should you lock in your housing cost and buy a home?

06/17/2019

Planning to stay or planning to move? It's important to know which home renovations bring the most value!

Some Highlights: If you are planning on listing your house for sale this year, these four home improvement projects will net you the most Return on Investment (ROI). Minor renovations can go a long way toward improving the quality of your everyday life and/or impressing potential buyers. Whether you...

06/13/2019

It can be tricky to negotiate a homebuying purchase. There are a lot of aspects you have to keep in mind, but a real estate professional can easily help you through the process. Working with an agent and an Academy loan officer can help you create a win-win-win scenario and strengthen your buying power to ensure you make the best deal you can.

06/11/2019

Mortgage rates and home prices forecasted to rise.
What will the cost be of waiting until next year to buy?

Some Highlights: The “cost of waiting to buy” is defined as the additional funds necessary to buy a home if prices & interest rates were to increase over a period of time. Freddie Mac forecasts interest rates to rise to 4.5% by the Q4 2020. CoreLogic predicts home prices to appreciate by 4.8% ov...

06/06/2019

No one wants to go through the pain of losing a home due to foreclosure again.
See why some "boomerang buyers" are now looking to get back into the market

According to CoreLogic, from 2006 to 2014 “there were 7.3 million housing foreclosures and 1.9 million short sales.” The hesitation some Americans feel after experiencing a foreclosure brings to mind the old saying: “Fool me once- shame on you. Fool me twice- shame on me.”

06/04/2019

The ladder to economic success can stretch only so high without the asset-building power of homeownership.

There are many financial benefits to homeownership, but probably none more important than its ability to create family wealth.

05/23/2019

“In honor of National EMS Week, check out image below to learn more Academy’s Down Payment Assistance Program for law enforcement, fire fighters, paramedics, EMTs, and fire support staff." For more information about this program, contact me today!