Medicare Made Easy By Sun Coast Legacy Advisors P.L.

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Medicare Made Easy By Sun Coast Legacy Advisors P.L.

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Get The best coverage at the lowest price. Call today English (888) 777-5591 Español (305) 564-8550

10/15/2026

📣Medicare's Annual Enrollment Period is here! The enrollment window is from October 15 through December 7.

During this time, you can:

➡️ Enroll in a Medicare Advantage plan

➡️ Switch between Medicare Advantage and Original Medicare

➡️ Join, drop, or change a Part D prescription drug plan

Even if you’re satisfied with your current coverage, it’s important to review your plan and compare your options each year. Plan costs, benefits, provider networks, and drug formularies can change from one year to the next, and your own health care needs may change, too.

You don’t have to navigate your options on your own. Contact us to schedule an Medicare review meeting. We are here to help you!

09/30/2026

📢 Medicare’s Annual Enrollment Period (AEP) is almost here! From October 15 to December 7, you’ll have the chance to review your Medicare coverage and make changes for 2027.

✅ Check your Annual Notice of Change (ANOC) this month
✅ Review your doctors and prescriptions

👉 Starting Oct 1, we will receive carrier updates so we can review the new 2027 plan details together and you’re ready to enroll on time.

09/28/2026

😂 Brenda’s got the meatloaf handled… we’ve got your Medicare handled.

Medicare can feel complicated, but finding the right coverage doesn’t have to be. At Sun Coast Legacy Advisors, our licensed agents are here to answer your questions, explain your options, and help you find a plan that fits your needs.

Because some things should be complicated… Brenda’s meatloaf recipe.
Your Medicare shouldn’t be. 😂

📞 Give Sun Coast Legacy Advisors a call today and let us make Medicare simple.

09/28/2026

If you're on a Medicare Advantage or Part D plan, keep an eye on your mailbox — carriers are required to send out Annual Notice of Change (ANOC) letters by September 30th every year.

Your ANOC spells out what's changing for 2027: premiums, copays, covered medications, and provider networks. Even if you're happy with your current plan, it's worth setting aside a few minutes to read through it before Annual Enrollment Period opens on October 15th.

💙 A big thank-you to all our amazing clients as we gear up for AEP season! We're currently working through a wave of replies to our recent prescription & doctor confirmation emails — thank you for your patience as we get back to each and every one of you. Every response helps us prepare a thorough review for you this fall.

Questions about your ANOC, or want to get ahead of your annual review? We're just a call away.

📞 (386) 957-7851
🌐 suncoastlegacyadvisors.com

09/11/2026

🇺🇸 We Remember

Today, we pause to remember the lives lost on September 11, 2001, the families forever changed, and the first responders and everyday Americans who showed extraordinary courage in the face of tragedy.

Twenty-five years later, we remember their lives, their bravery, and the way our country came together.

We will never forget❤️🤍💙

— The Sun Coast Legacy Advisors Team

09/11/2026

🏥 “Covered” Isn’t Always the Same as “Paid For.”

Nobody plans on a hospital stay. But even when you have health coverage, an unexpected hospital stay can still come with out-of-pocket expenses.

That’s where Hospital Indemnity Insurance comes in.

Hospital indemnity is supplemental coverage designed to provide a cash benefit when certain covered hospital events occur, based on the terms of the policy.

💵 The benefit is paid directly to you.
🏥 It’s separate from your primary health coverage.
📋 Benefits depend on the policy and the covered event.

That extra cash can help give you more financial flexibility when an unexpected hospital stay happens.
At Sun Coast, we’ve recently started helping clients explore Hospital Indemnity coverage as another way to prepare for some of the costs that can come with a hospital stay 💙💛

Already have Medicare coverage and wondering where hospital indemnity might fit into the picture?

📞 (386) 957-7851
🌐 suncoastlegacyadvisors.com

Medicare Made Easy. Protection beyond Medicare made easier, too ☀️

Hospital indemnity insurance is supplemental insurance and is not a substitute for Medicare or other comprehensive health coverage. Benefits, limitations, exclusions, eligibility and availability vary by policy.

09/10/2026

🧭 Turning 65 doesn't always mean retiring—and it doesn't necessarily mean everyone should handle Medicare the same way.

If you're still working at 65 and have employer coverage, there are a few important questions to ask:

👔 Who is providing your current health coverage?
🏢 How large is your employer?
💊 Is your prescription coverage considered creditable?
👩‍❤️‍👨 Are you covered through your own employer or your spouse's?
📅 When do you plan to retire or leave that coverage?

Depending on your situation, you may be able to delay certain parts of Medicare without a late enrollment penalty—but the rules matter.

Don't assume that turning 65 automatically means you should enroll in everything—or that you can safely delay everything.
That's where having a Medicare roadmap can help 🧭

Turning 65 and still working? Give Sun Coast a call, and we'll help you understand the Medicare side of the transition.

📞 (386) 957-7851
🌐 suncoastlegacyadvisors.com

09/10/2026

💊 Medicare Tip: Your Pharmacy Can Make a Difference

Same prescription. Same Medicare drug plan. Different pharmacy.

Could your cost be different?

👉 It can be!

Medicare drug plans have pharmacy networks, and your out-of-pocket costs may vary depending on where you fill your prescriptions. Some plans also have preferred in-network pharmacies, which may offer lower copays or coinsurance for covered medications.

That’s why reviewing your medications is only part of the picture. It’s also important to consider where you’re filling them.

When reviewing your prescription coverage, don't forget to consider:

💊 Your current medications
🏪 Your preferred pharmacy
📦 Mail-order options, if available
💰 Your plan's pharmacy network and cost-sharing

A little homework can go a long way toward understanding how your prescription coverage works 💙💛

📞 (386) 957-7851
🌐 suncoastlegacyadvisors.com

09/09/2026

☀️ Medicare & Skin Cancer Screenings: Did You Know?

Here’s something that may surprise you: Medicare handles skin cancer differently from some other cancer screenings.

Unlike certain preventive screenings such as mammograms and colorectal cancer screenings, Original Medicare generally does not cover routine skin cancer screening when you have no signs or symptoms.

But that doesn’t mean you should ignore changes in your skin!

If you notice something new, unusual or changing—such as a changing mole, a new growth or a sore that isn’t healing—talk with your healthcare provider. Medicare Part B generally covers medically necessary doctor services to diagnose or treat a medical condition, subject to Medicare's coverage requirements and applicable cost-sharing.

🔎 Get familiar with your skin
☀️ Protect yourself from too much sun
👩‍⚕️ Tell your healthcare provider about anything new or changing
📅 Ask your provider what preventive care is right for you

Early attention matters. If something doesn't look right, don't put off talking with your doctor 💙

Have questions about how your Medicare coverage works? The Sun Coast team is always happy to help.

📞 (386) 957-7851
🌐 suncoastlegacyadvisors.com

09/08/2026

📬 Sun Coast Clients — Check Your Inbox!

Today, Sun Coast clients will begin receiving an important email asking you to access your secure Client Portal and confirm your current:

💊 Prescription medications
🩺 Doctors and healthcare providers

Even if nothing has changed since we last spoke, we still need you to confirm that your information is current.

Keeping this information up to date helps our team prepare for your 2027 coverage review and gives your agent the information they need when it’s time to review your coverage.

📧 Don’t see the email? Check your spam or junk folder.

Need help? Give our team a call—we’re happy to walk you through it! 💙💛

📞 (386) 957-7851
🌐 suncoastlegacyadvisors.com

Your Roadmap to AEP starts with making sure we have the right information 🧭

Address

South Atlantic Avenue
New Smyrna Beach, FL
32169

Telephone

+18887775591

Website

http://www.suncoastlegacyadvisors.com/

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