Utica Gas & Electric FCU

Utica Gas & Electric FCU Member Owned and federally insured by the National Credit Union Administration off loans with dir.

We offer products and services to fit everyone's needs...
-Billpay program
-Estatements
-Investment consultant/financial planning
-Share and club accounts
-Burnie savings club (kids ages up to 12)
-Teensense program (teens ages 13-19)
-Moneyplus
-Share certificates
-Individual retirement accounts
-Share draft/checking
-Direct deposit (1/4 pt. dep.)
-Sharenet Atm locations
-Allpoint atm locations N

ationwide
-Auto loans & "lease-like" loans
-Skip-a-payment program
-The negotiators -car-buyer helper
-Phone or fax a loan (same day loan review)
-Mortgage loans
-Home equity loans
-Student loans
-Visa checkcard (debit/atm card)
-Visa classic, score, platinum credit cards
-Visa prepaid gift cards
-American express travelers checks -free-no service charge
-U.S. savings bonds
-Coin machine-free for members
-Wire transfers
-Notary public -free for members
-Signature guarantee

The credit union will be closed Monday, September 7, 2026, for the observance of Labor Day. Please utilize your home ban...
09/04/2026

The credit union will be closed Monday, September 7, 2026, for the observance of Labor Day.

Please utilize your home banking or mobile app during this time. You may also visit our website for more information www.ugefcu.com

The credit union will be closed Monday, September 7, 2026 for the observance of Labor Day.  Please utilize your home ban...
09/03/2026

The credit union will be closed Monday, September 7, 2026 for the observance of Labor Day.
Please utilize your home banking or mobile app during this time. You may also visit our website for more information www.ugefcu.com

The credit union will be closed Monday, September 7, 2026 for the observance of Labor Day.  Please utilize your home ban...
08/31/2026

The credit union will be closed Monday, September 7, 2026 for the observance of Labor Day.

Please utilize your home banking or mobile app during this time. You may also visit our website for more information www.ugefcu.com

08/27/2026

🛡️ Your security is our top priority!Fraudsters are getting smarter, but you can stay one step ahead.

We’ve put together a comprehensive Fraud Prevention Page packed with essential tips, real-time warning signs, and simple steps to keep your account and identity safe.Don't wait until it's too late.

Take five minutes today to protect yourself and your data.👉 Click the link to check it out: https://efraudprevention.net/us/ugefcu/scams.html

08/21/2026
Is a $100 budget for school supplies still realistic? 🎒✍️We love seeing parents teach great money habits early! But let’...
08/19/2026

Is a $100 budget for school supplies still realistic?

🎒✍️We love seeing parents teach great money habits early! But let’s be honest—between tech requirements, specific brand lists, and inflation, that $100 bill doesn't stretch quite as far as it used to during back-to-school season.

We want to hear from our community:

👉 Parents: What is the reality of your school supply budget this year?
👉 Teachers: What are the absolute must-haves on your classrooms' lists?

Drop your thoughts (and budgeting tips) in the comments below! 👇

Difference

Want to grow your savings without even thinking about it? đź’¸Ask us how setting up automatic transfers can help you reach ...
08/18/2026

Want to grow your savings without even thinking about it? đź’¸

Ask us how setting up automatic transfers can help you reach your financial goals faster. Small, regular transfers add up big over time, making it easy to build your emergency fund or save for something special on autopilot.

Drop a comment below, send us a DM, or stop by the branch to get started today! 👉

08/17/2026

Address

215 Old Campion Road
New Hartford, NY
13413

Opening Hours

Monday 7am - 4pm
Tuesday 7am - 4pm
Wednesday 7am - 4pm
Thursday 7am - 4pm
Friday 7am - 4pm

Telephone

(315) 733-1596

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