Utica Gas & Electric FCU

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Utica Gas & Electric FCU Member Owned and federally insured by the National Credit Union Administration off loans with dir.

We offer products and services to fit everyone's needs...
-Billpay program
-Estatements
-Investment consultant/financial planning
-Share and club accounts
-Burnie savings club (kids ages up to 12)
-Teensense program (teens ages 13-19)
-Moneyplus
-Share certificates
-Individual retirement accounts
-Share draft/checking
-Direct deposit (1/4 pt. dep.)
-Sharenet Atm locations
-Allpoint atm locations Nationwide
-Auto loans & "lease-like" loans
-Skip-a-payment program
-The negotiators -car-buyer helper
-Phone or fax a loan (same day loan review)
-Mortgage loans
-Home equity loans
-Student loans
-Visa checkcard (debit/atm card)
-Visa classic, score, platinum credit cards
-Visa prepaid gift cards
-American express travelers checks -free-no service charge
-U.S. savings bonds
-Coin machine-free for members
-Wire transfers
-Notary public -free for members
-Signature guarantee

10/23/2026
What is your biggest roadblock when trying to organize your money? • Tracking daily spending 💸 • Remembering bill due da...
10/19/2026

What is your biggest roadblock when trying to organize your money?

• Tracking daily spending 💸
• Remembering bill due dates 🗓️
• Finding extra money to save 🏦
• Managing credit card debt 💳

Come join us for International Credit Union Day!
10/15/2026

Come join us for International Credit Union Day!

We are closing briefly to better serve you! 🏦✨At UGEFCU, it is imperative to us that we have the best-trained staff to a...
10/06/2026

We are closing briefly to better serve you! 🏦✨

At UGEFCU, it is imperative to us that we have the best-trained staff to accommodate our members' needs. To make that happen, our branch will be closed on Monday, October 12, 2026, for team training.

Standard online and mobile banking will still be available 24/7. Thank you for your patience as we invest in serving you better!

A simple conversation can prevent a major loss.About 1 in 10 older adults experience financial exploitation. Before send...
10/02/2026

A simple conversation can prevent a major loss.

About 1 in 10 older adults experience financial exploitation. Before sending money or sharing information, talk to someone you trust

đź’ś October is Domestic Violence Awareness Month, and UGEFCU is proud to partner with the YWCA for their annual Purple Rib...
10/01/2026

đź’ś October is Domestic Violence Awareness Month, and UGEFCU is proud to partner with the YWCA for their annual Purple Ribbon Campaign!
As a credit union, our mission is built on people helping people and fostering a safe, supportive community. Financial independence is deeply connected to personal safety, and the vital crisis services, safe shelters, and advocacy programs provided by the YWCA are essential to helping survivors build safe futures.

Stop by our branch this month to purchase a purple ribbon for a suggested donation of $1. 100% of the proceeds go directly to supporting local domestic violence crisis services. Together, we can break the silence and support survivors.

An easy and impactful way to support survivors during October... right where you shop! đź’ś

As you're out and about, visit these businesses and locations and purchase a purple ribbon for just a dollar. Proceeds will help us provide critical, free, and confidential domestic violence crisis services in Oneida County.

Gratitude to this year's participants:
Bagel Grove
Maple Leaf Market
Nye Volkswagen of Rome
SavOn Convenience Stores
Seneca W**e and Liquor
Utica Gas & Electric FCU
Whitesboro Fit Body Boot Camp
Young Scholars LPP of Utica

At Maple Leaf and SavOn stores in Madison County, proceeds will be shared with our friends at Liberty Resources.

In a single year, financial institutions reported $1.7 billion tied to suspected elder financial exploitation. This is ...
09/28/2026

In a single year, financial institutions reported $1.7 billion tied to suspected elder financial exploitation.

This is happening more often than people realize.

Taking a moment to pause can make all the difference.

C'mon, spill the beans
09/25/2026

C'mon, spill the beans

There isn't much time to purchase your ticket for this year's MVHS Children's Miracle Network ticket! Stop in the credi...
09/23/2026

There isn't much time to purchase your ticket for this year's MVHS Children's Miracle Network ticket! Stop in the credit union today and get yours.
Tickets are $100 each, cash or check only here at the credit union.

FYI, there are not many left!

On Tuesday, October 21, 2025, Kathy Lenz from Cassville was presented with her winnings from the 29th annual Children’s Miracle Network Hospitals (CMN Hospitals) $100,000 Miracle Drawing that was held on Wednesday, October 15, 2025. Proceeds from the fundraiser benefit Maternal Child Services throughout the Mohawk Valley Health System (MVHS).

“I have been buying a ticket since 2007,” said Lenz, a retired special education teacher. “I still can’t believe I won.”

Lenz is planning to celebrate by splurging on good seats at a Buffalo Bills game and doing some home improvement projects. She purchased the winning ticket at Chanatry’s Hometown Market.

“This is such a wonderful fundraiser,” continued Lenz. “I just love seeing the miracle children every year and supporting such a great cause.”

Since the Miracle Drawing began in 1996, more than $9.8 million has been raised to benefit the CMN Hospitals program at MVHS. All of the money raised from the Miracle Drawing is used to care for local children. This year alone, funds were used to purchase a panda warmer for use in the NICU, a vein visualization system for the Pediatric Unit and a portable ultrasound machine. CMN Hospitals program funding is also used in other areas of MVHS.

For more information, visit mvhealthsystem.org/CMN.

Stop in today and get your dessert!
09/23/2026

Stop in today and get your dessert!

Pumpkin pie rice pudding are running out the door today. Stop in and get this limited time dessert before they’re gone.🚙🚙🚙🚙🚙🚙

Address

215 Old Campion Road
New Hartford, NY
13413

Opening Hours

Monday 7am - 4pm
Tuesday 7am - 4pm
Wednesday 7am - 4pm
Thursday 7am - 4pm
Friday 7am - 4pm

Telephone

(315) 733-1596

Website

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