Utica Gas & Electric FCU

Utica Gas & Electric FCU Member Owned and federally insured by the National Credit Union Administration off loans with dir.

We offer products and services to fit everyone's needs...
-Billpay program
-Estatements
-Investment consultant/financial planning
-Share and club accounts
-Burnie savings club (kids ages up to 12)
-Teensense program (teens ages 13-19)
-Moneyplus
-Share certificates
-Individual retirement accounts
-Share draft/checking
-Direct deposit (1/4 pt. dep.)
-Sharenet Atm locations
-Allpoint atm locations N

ationwide
-Auto loans & "lease-like" loans
-Skip-a-payment program
-The negotiators -car-buyer helper
-Phone or fax a loan (same day loan review)
-Mortgage loans
-Home equity loans
-Student loans
-Visa checkcard (debit/atm card)
-Visa classic, score, platinum credit cards
-Visa prepaid gift cards
-American express travelers checks -free-no service charge
-U.S. savings bonds
-Coin machine-free for members
-Wire transfers
-Notary public -free for members
-Signature guarantee

๐Ÿšซ SCAM ALERT โ€“ PHONE SPOOFING ๐ŸšซOur phone number is once again being spoofed. Fraudsters are calling members while preten...
06/05/2026

๐Ÿšซ SCAM ALERT โ€“ PHONE SPOOFING ๐Ÿšซ
Our phone number is once again being spoofed. Fraudsters are calling members while pretending to be our credit union or fraud department.

They may ask for:
โ€ข Online banking login
โ€ข Oneโ€‘time passcodes
โ€ข Account numbers
โ€ข Personal information

Please remember:
We will never call and ask for your confidential information.

If you receive a suspicious call, hang up and call us directly at 315-733-1596.
Stay alert. Stay protected. This is a Scamโ€‘Free Zone.

๐—ฅ๐—ฒ๐—ฎ๐—ฑ๐˜† ๐˜๐—ผ ๐—ฒ๐—ฎ๐—ฟ๐—ป ๐—ฒ๐˜ƒ๐—ฒ๐—ป ๐— ๐—ข๐—ฅ๐—˜ ๐˜„๐—ถ๐˜๐—ต ๐˜‚๐—–๐—ต๐—ผ๐—ผ๐˜€๐—ฒ ๐—ฅ๐—ฒ๐˜„๐—ฎ๐—ฟ๐—ฑ๐˜€?  Weโ€™re rolling out a limitedโ€‘time promotion that boosts your earning power...
06/02/2026

๐—ฅ๐—ฒ๐—ฎ๐—ฑ๐˜† ๐˜๐—ผ ๐—ฒ๐—ฎ๐—ฟ๐—ป ๐—ฒ๐˜ƒ๐—ฒ๐—ป ๐— ๐—ข๐—ฅ๐—˜ ๐˜„๐—ถ๐˜๐—ต ๐˜‚๐—–๐—ต๐—ผ๐—ผ๐˜€๐—ฒ ๐—ฅ๐—ฒ๐˜„๐—ฎ๐—ฟ๐—ฑ๐˜€?
Weโ€™re rolling out a limitedโ€‘time promotion that boosts your earning power in a big way.
Check out the photo for all the details โ€” your next reward might be closer than you think.

We'd like to have everyone aware of a change with State Farm eBills.  State Farm is no longer participating with eBills,...
06/01/2026

We'd like to have everyone aware of a change with State Farm eBills. State Farm is no longer participating with eBills, however, you may still make payments to State Farm from your BillPay account without interruption.

We apologize for any inconvenience this may cause.

The credit union will be closed Monday, May 25, 2026 for the observance of Memorial Day.Please be sure to utilize home b...
05/20/2026

The credit union will be closed Monday, May 25, 2026 for the observance of Memorial Day.

Please be sure to utilize home banking and mobile app features during this time. If you are looking for more information, please visit https://www.ugefcu.com/

Stop overpaying for your car loan. Start driving smarter.  Join our credit union and unlock exclusive memberโ€‘only auto l...
05/12/2026

Stop overpaying for your car loan. Start driving smarter.
Join our credit union and unlock exclusive memberโ€‘only auto loan rates that dealerships canโ€™t match.

โœ”๏ธ Fast approvals
โœ”๏ธ Affordable monthly payments
โœ”๏ธ No hidden fees

Membership pays offโ€”literally.
Apply today and hit the road with savings.

We are back up and running!  Thank you for your patience while we were able to get our systems back up.Our systems are c...
05/07/2026

We are back up and running! Thank you for your patience while we were able to get our systems back up.

Our systems are currently down, including home/mobile banking.

We are working diligently to get things running smoothly.

We thank you for your patience during this time.

Weโ€™re honored to be nominated for Best of the Mohawk Valley!  If our team has made a difference in your financial journe...
05/01/2026

Weโ€™re honored to be nominated for Best of the Mohawk Valley!
If our team has made a difference in your financial journey, weโ€™d be grateful for your support.
Your vote helps shine a light on local organizations that put our community first.

๐Ÿ‘‰ Vote here: http://uticaod.gannettcontests.com/2026-Best-of-Mohawk-Valley-Communitys-Choice-Awards/ #/referrals/b2a51a64-b39c-4c7b-9ade-baaea2c82058

Thank you for being part of our credit union family.

Check it out now!

The Mohawk Valley Health System (MVHS) Foundation is teaming up with WKTV NewsChannel 2, LITE 98.7 and 96.1 The Eagle, t...
04/28/2026

The Mohawk Valley Health System (MVHS) Foundation is teaming up with WKTV NewsChannel 2, LITE 98.7 and 96.1 The Eagle, to celebrate the 30th anniversary of the Miracle Drawing! The $100,000 Miracle Drawing has been fulfilling dreams and improving healthcare for children in the Mohawk Valley since 1996!

In celebration of the Miracle Drawingโ€™s 30th Anniversary, this year brings even MORE chances to WIN! On the 30th day of every month during the drawing period, we will be giving away a $100 restaurant gift certificate to one lucky winner! To be eligible, simply purchase your Miracle Drawing ticket before the 30th of any month. Your ticket will be entered to win an EARLY BIRD prize EVERY month leading up to the date of the drawing!

A maximum of 4,500 tickets are available beginning Monday, April 20, 2026. The drawing for the $100,000 grand prize will be held at the Wynn Hospital on Wednesday, October 14, 2026, at 6 p.m. and will be audited by an independent auditing firm. Need not be present to win.

The drawing for the $100,000 Grand Prize and all bonus prizes will be held inside the Wynn Hospital on Wednesday, October 14, 2026, at 6 p.m., and will be audited by an independent auditing firm. Early bird winners remain eligible to win the $100,000 Grand Prize and all BONUS prizes to be drawn on October 14, 2026.

Tickets are $100 each and may be purchased with cash or check here at the credit union.

Address

215 Old Campion Road
New Hartford, NY
13413

Opening Hours

Monday 7am - 4pm
Tuesday 7am - 4pm
Wednesday 7am - 4pm
Thursday 7am - 4pm
Friday 7am - 4pm

Telephone

(315) 733-1596

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