Randy Creed - VanDyk Mortgage Corp. Lakeshore Team #131

06/12/2026

For those who have served, VA loans can be an important option to understand when looking at buying a home. 🇺🇸

VA financing may be available for eligible active-duty service members, veterans, and certain surviving spouses. Like any loan program, it is important to review the full picture, including eligibility, Certificate of Eligibility, property guidelines, monthly payment factors, and what fits your situation.

My goal is to help explain the process in simple terms so you feel informed before taking the next step.

Have questions about VA loans or other mortgage options? I’d be happy to help you start the conversation.

Randy Creed | Loan Originator | NMLS #1760086
VanDyk Mortgage - Lakeshore Team 131
231-343-2242

VanDyk Mortgage Corporation | NMLS #3035
Equal Housing Opportunity | NMLSConsumerAccess.org

All loans subject to credit approval. Program guidelines apply. This is not a commitment to lend.

06/10/2026

FHA loans are a common topic for many buyers, especially those wanting to better understand their loan options before starting the home search.

An FHA loan may be an option for eligible buyers, but it is important to review the full picture, including credit guidelines, down payment options, property requirements, monthly payment factors, and overall affordability.

My goal is to help explain the process in simple terms so buyers can feel more informed when asking questions and preparing for next steps.

Have questions about FHA loans or other mortgage options? I’d be happy to help you start the conversation.

Randy Creed | Loan Originator
NMLS #1760086
VanDyk Mortgage - Lakeshore Team 131
231-343-2242
randycreed.vandykmortgage.com

VanDyk Mortgage Corporation | NMLS #3035
Equal Housing Opportunity | NMLSConsumerAccess.org

All loans subject to credit approval. Program guidelines apply. This is not a commitment to lend.

06/04/2026

New listings to take a look at across West Michigan 🏡

Kristin Neal has three great homes currently available in Grand Rapids, Ludington, and Muskegon, each offering something a little different depending on what you’re looking for.

The Grand Rapids home is a well-maintained, move-in ready option on the NW side, close to downtown, parks, and local hot spots. The Ludington property offers a peaceful setting in Burr Creek Estates with over an acre of land, a wraparound deck, wooded views, and quick access to Ludington, Lake Michigan beaches, Hamlin Lake, and Ludington State Park. The Muskegon listing is a rare 10-acre retreat with privacy, wooded surroundings, and room to enjoy the outdoors.

Whether you’re just browsing, actively looking, or starting to think about your next move, these listings are worth checking out.

View all three listings here:
- https://sites.totalexpert.net/1406-covell-avenue-nw-grand-rapids-mi-49504 🏠

- https://sites.totalexpert.net/1125-kristie-lane-ludington-mi-49431 🏠

- https://sites.totalexpert.net/673-s-wolf-lake-road-muskegon-mi-49442 🏠

For more information on the homes, contact:

Kristin Neal
Bellabay Realty
231-286-9556
[email protected]

For mortgage questions, I’m happy to help you better understand your options and what steps may come next.

Randy Creed | NMLS #1760086
VanDyk Mortgage - Lakeshore Team 131
231-343-2242
[email protected]

Equal Housing Opportunity | Corp NMLS #3035
NMLSConsumerAccess.org
Information deemed reliable but not guaranteed.

06/03/2026

First-time home buyers do not need to have every answer before getting started.🏠

The first step is asking the right questions. Randy Creed helps buyers better understand their budget, timeline, documents, and possible loan options so the mortgage process feels clearer from the beginning.

With clear communication and patient guidance, Randy helps buyers feel more prepared before they start shopping.

Randy Creed | NMLS #1760086
VanDyk Mortgage - Lakeshore Team 131
https://randycreed.vandykmortgage.com/

Equal Housing Opportunity | Corp NMLS #3035
NMLSConsumerAccess.org

06/02/2026

Buying a home can feel overwhelming, especially if it is your first time.

Before buyers start shopping, it helps to have a conversation about their budget, timeline, loan options, documents, and next steps. Randy Creed helps buyers slow the process down, ask the right questions, and better understand what to expect before they begin the home search.

With a background in education, Randy brings a patient, clear, and organized approach to the mortgage process.

Randy Creed | NMLS #1760086
VanDyk Mortgage Lakeshore — Team 131
231-343-2242
https://randycreed.vandykmortgage.com/

06/02/2026

Congratulations to Dave Manley, Terry Puffer, and the Legacy team on the grand opening.

I was glad to stop in and show my support. It’s always good to see local professionals building something new in the community. I’m looking forward to seeing everything Legacy accomplishes and the ways we can work together moving forward.

VanDyk Mortgage | Lakeshore Team 131

05/18/2026

"Randy is very knowledgeable, approachable and communicative." says Brooke

★★★★★ Randy is very knowledgeable, approachable and communicative.

04/22/2026

"Great process, helped us get on track and work on things we needed to get done. Very knowledgeable and answered all questions" says Justin

★★★★★ Great process, helped us get on track and work on things we needed to get done. Very knowledgeable and answered all questions

02/10/2026

"Attention to detail was great" says darrin on Google

★★★★★ Attention to detail was great

11/11/2025

"VanDyk mortgage treated me with so much respect and Randy Creed is awesome. They communicated with me through the whole process. If I had questions Randy was quick to answer them." says Jody on Google

★★★★★ VanDyk mortgage treated me with so much respect and Randy Creed is awesome. They communicated with me through the whole process. If I had questions Randy was quick to answer them.