Mario Flores at VanDyk Mortgage Corporation

09/08/2026

Credit can make a difference in the mortgage process, and small changes can matter.

A few simple tips:

- Pay bills on time
- Keep balances manageable
- Avoid opening new debt
- Check with your lender before major purchases

Mario Flores | NMLS #135862
VanDyk Mortgage - Lakeshore Team 131
231-638-0200

VanDyk Mortgage Corporation | NMLS #3035
NMLSConsumerAccess.org | Equal Housing Opportunity
All loans subject to credit approval. Program guidelines apply. This is not a commitment to lend.

09/05/2026

"Excellence in professionalism, kindness and respect." says Pamela

★★★★★ Excellence in professionalism, kindness and respect.

09/03/2026

The document that slows buyers down the most? Usually, it’s the one we’re still waiting on.

Mortgage underwriting can require updated pay stubs, bank statements, tax documents, explanations, or other items depending on the file. The sooner those requests are handled, the easier it is to keep the process moving and avoid unnecessary delays.

After 23+ years in the mortgage business, one thing I always tell buyers is simple: when your lender asks for a document, send it as soon as you can.

Good communication and quick follow-through can make a big difference from application to closing.

Mario Flores | NMLS #135862
VanDyk Mortgage - Lakeshore Team 131
231-638-0200

VanDyk Mortgage Corporation | NMLS #3035
NMLSConsumerAccess.org | Equal Housing Opportunity
All loans subject to credit approval. Program guidelines and documentation requirements apply. This is not a commitment to lend.

09/03/2026

"I couldn’t be happier with my experience with VanDyk Mortgage! Buying a home can be stressful, but their team made the entire process so much easier and kept me informed every step of the way. They were responsive, professional, patient, and always willing to answer my questions, even when I had a lot of them.

Everyone I worked with was extremely helpful and made me feel like I was in good hands from the beginning all.." says Kelly on Google

★★★★★ I couldn’t be happier with my experience with VanDyk Mortgage! Buying a home can be stressful, but their team made the entire process so much easier and kept me informed every step of the way. They were responsive, professional, patient, and always willing to answer my questions, e...

09/01/2026

Start of September Reminder 🍂🏡

Thinking about buying this fall? September is a good time to get prepared.

- Review what monthly payment feels comfortable.

- Gather your recent financial documents.

- Avoid major credit, job, or money changes.

- Talk with your lender before you’re ready to make an offer.

A little preparation now can make the homebuying process easier later.

Mario Flores | NMLS #135862
VanDyk Mortgage - Lakeshore Team 131
231-638-0200

VanDyk Mortgage Corporation | NMLS #3035
NMLSConsumerAccess.org | Equal Housing Opportunity
All loans subject to credit approval. Program guidelines and eligibility requirements apply. This is not a commitment to lend.

08/28/2026

08/26/2026

Mortgage red flags buyers should avoid before closing 🚩

Opening new credit cards
Making large purchases
Changing jobs or income
Missing or delaying payments
Moving large amounts of money
Making large unexplained deposits
Waiting too long to send requested documents

These changes can slow down the process, create additional documentation needs, or affect your loan approval.

Best rule: before making any major financial or employment changes, check with your lender first.

Mario Flores | NMLS #135862
VanDyk Mortgage - Lakeshore Team 131
231-638-0200

VanDyk Mortgage Corporation | NMLS #3035
NMLSConsumerAccess.org | Equal Housing Opportunity
All loans subject to credit approval. Program guidelines apply. This is not a commitment to lend.

08/24/2026

Buying before winter takes a little planning ahead.

A few things I’d encourage buyers to start thinking about now:

Timeline: The process takes time — from application and home shopping to the offer, appraisal, underwriting, and closing.

Payment comfort: The purchase price is only part of the picture. Property taxes, homeowners insurance, loan type, and down payment can all affect your estimated monthly payment.

Documents: Depending on your situation, you may need items like pay stubs, bank statements, and tax documents, so getting organized early can help keep things moving.

If buying a home is on your radar before winter, drop your mortgage or homebuying questions in the comments and I’ll answer what I can.

Mario Flores | NMLS #135862
VanDyk Mortgage - Lakeshore Team 131

VanDyk Mortgage Corporation | NMLS #3035
Equal Housing Opportunity | NMLSConsumerAccess.org
All loans subject to credit approval. Program guidelines apply. This is not a commitment to lend.

08/19/2026

THE KNOXVILLE BANDITS ARE OFFICIALLY JOINING FORCES WITH MARIO FLORES OF THE WEST MICHIGAN IRONMEN, VANDYK MORTGAGE, AND GOWITHMARIO.COM FOR OUR UPCOMING 2027 GIFL SEASON!
​ Mario Flores and his team aren't just coming on board as our official warm-up sponsor—they are investing in the future of Knoxville Bandits football. When partners step up with this level of trust, energy, and commitment to our vision, it sets the tone for everything we are building on and off the turf.
​🏈 To Mario Flores & GoWithMario.com : Thank you for believing in our mission, standing behind our players, and helping us set the standard for 2027.
​🏈 To VanDyk Mortgage Corporation: Thank you for bringing elite support to our program and helping drive this team forward.
​The momentum is real, the foundation is set, and 2027 is going to be unforgettable. Join us in welcoming them to the Bandits family!
​