Kim Swann - Union Home Mortgage

Kim Swann - Union Home Mortgage 🔑: Loan Officer
đź’°: Financing Options
NMLS #184685, TN #117723,

09/07/2026

Today we celebrate the hard work, dedication, and determination that keep our communities moving forward.

Wishing everyone a safe, relaxing, and well-deserved Labor Day! 🇺🇸

Nothing makes our day like hearing from happy clients! đź’śThank you, Tabitha, for trusting us with your home financing jo...
09/03/2026

Nothing makes our day like hearing from happy clients! đź’ś

Thank you, Tabitha, for trusting us with your home financing journey. From personal attention to a smooth, efficient experience, we’re grateful to have been part of it.

Ready to talk about your home financing goals? Let’s connect!

Life changes, and your home and mortgage may need to change with them. 🏡💛 Whatever season you’re in, I’m here to help wi...
09/01/2026

Life changes, and your home and mortgage may need to change with them. 🏡💛 Whatever season you’re in, I’m here to help with the mortgage part. Let’s look at your options and find what makes sense for you!

📲 Reach out today and let’s talk!

Getting ready to apply for a VA loan? A little preparation can make the process feel much smoother. 🇺🇸🏡Gathering documen...
08/28/2026

Getting ready to apply for a VA loan? A little preparation can make the process feel much smoother. 🇺🇸🏡

Gathering documents like recent bank statements, pay stubs, identification, and applicable income or asset statements ahead of time can help keep things moving once you’re ready to apply.

Every borrower’s situation is different, so your exact document list may vary. Reach out and I’ll help you understand what may be needed for your VA loan application.

Waiting for the “perfect” interest rate can keep you on the sidelines longer than you need to be. 🏡The truth is, buying ...
08/26/2026

Waiting for the “perfect” interest rate can keep you on the sidelines longer than you need to be. 🏡

The truth is, buying a home is about more than just today’s rate. Your budget, your goals, your monthly comfort level, and your long-term plans all matter. The right time to buy is when you are ready, not when the market feels perfect.

If you’re wondering what buying could look like for you now versus later, I’d be happy to help you explore your options.

Getting pre-approved is not a commitment to one lender or one particular home. It is a planning step that can help you u...
08/19/2026

Getting pre-approved is not a commitment to one lender or one particular home. It is a planning step that can help you understand your price range and shop with more confidence. 🏡

It can also show sellers that you are prepared and serious when the right home comes along. Ready to see what your options might look like? Let’s talk.

This review made me smile! 💜 I’m so thankful Robert trusted me and my team to help him through the mortgage process.Hear...
08/17/2026

This review made me smile! 💜 I’m so thankful Robert trusted me and my team to help him through the mortgage process.

Hearing that we “knocked it out of the park” is about the best compliment we could receive. Thank you, Robert, for allowing us to be part of your journey!

Real estate investors need financing options that can flex with the deal. 🏡DSCR loans may offer prepay terms ranging fro...
08/14/2026

Real estate investors need financing options that can flex with the deal. 🏡

DSCR loans may offer prepay terms ranging from 0 to 5 years, with options designed around the property’s cash flow rather than personal income. I’m here to help you explore the structure that best fits your borrower’s investment goals.

Reach out to learn more about available DSCR loan options.

You definitely do not always need 20% down to buy a home. 🏡Depending on your finances, goals, and the loan programs avai...
08/12/2026

You definitely do not always need 20% down to buy a home. 🏡

Depending on your finances, goals, and the loan programs available to you, there may be lower down payment options worth exploring. The best way to know what is possible is to look at your individual situation, not rely on a one-size-fits-all rule.

I’m happy to help you understand the options and find a path that fits your goals.

Good news for homebuyers looking outside the city limits! 🏡USDA Rural Development income limits have increased for 2026,...
08/11/2026

Good news for homebuyers looking outside the city limits! 🏡

USDA Rural Development income limits have increased for 2026, which could open the door for more buyers to take advantage of USDA financing.

If you’ve thought your income might be too high to qualify in the past, it may be worth taking another look. Eligibility and income limits vary by household size, property location, and county.

Reach out today and let’s see what options may be available for you!

Address

4597 W Andrew Johnson Highway
Morristown, TN
37814

Telephone

+14237483415

Website

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