02/05/2026
📊 Mortgage Market Update – February 5, 2026
Rates have been moving a bit, and today’s graphic shows the current national average mortgage rates across several popular loan programs.
Here’s the key things to know 👇
➡️ National averages are just that — averages. (These are not our rates here at EMG)
➡️ Your actual rate depends on credit, equity, loan type, timing, and most importantly YOUR BROKER 😏
➡️ Many buyers and homeowners qualify for better-than-average pricing.
A personalized quote can make a big difference.
Rates shown are for informational purposes only and subject to change. Not a commitment to lend.