Nicole Forba-Repchick, Licensed Agent with New York Life

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Nicole Forba-Repchick, Licensed Agent with New York Life Agent licensed to sell insurance through New York Life Insurance Company.

Future tax rates are impossible to predict, but even modest changes can affect how much retirement income you actually k...
11/02/2026

Future tax rates are impossible to predict, but even modest changes can affect how much retirement income you actually keep. Looking beyond account balances and considering after-tax income can provide a more complete view of retirement readiness.

If you'd like to discuss how changing tax rates could affect your retirement income and explore strategies that may help improve your long-term financial flexibility, let's connect.

11/02/2026

Not all retirement income is taxed the same way. Here’s a look at five common types of retirement income and how they may be treated for federal income tax purposes.

Gen X has had to adapt to a changing retirement landscape, with more responsibility for building their own financial fut...
10/05/2026

Gen X has had to adapt to a changing retirement landscape, with more responsibility for building their own financial future.

This Labor Day, let’s take time to appreciate how the work we do every day builds a stronger community.
09/07/2026

This Labor Day, let’s take time to appreciate how the work we do every day builds a stronger community.

The "Serena Williams rule" is all about giving yourself options, rather than forcing yourself into a black-and-white ret...
08/27/2026

The "Serena Williams rule" is all about giving yourself options, rather than forcing yourself into a black-and-white retirement.

Rather than formally retire, Serena Williams sought an "evolution."

Delaying Social Security reform could have negative effects on the bond market and the economy, new research shows.
08/03/2026

Delaying Social Security reform could have negative effects on the bond market and the economy, new research shows.

Social Security's trust fund that helps pay retirement benefits is projected to run out in late 2032. New research finds that may pose serious economic risks.

Two studies have raised new questions about the size and impact of the coming great wealth transfer.
07/30/2026

Two studies have raised new questions about the size and impact of the coming great wealth transfer.

Find out how the DCA Plus Account within a variable universal life policy may help you earn a 12% guaranteed interest ra...
07/14/2026

Find out how the DCA Plus Account within a variable universal life policy may help you earn a 12% guaranteed interest rate (6.38% actual yield) as you strategically enter the market.

Learn about dollar cost averaging and how this investment option can work to your advantage in your universal life insurance policy.

You've worked hard to put a solid financial plan in place—savings, retirement, and protection for the people who depend ...
07/14/2026

You've worked hard to put a solid financial plan in place—savings, retirement, and protection for the people who depend on you. Many financial plans are built around the assumption that your income keeps coming in.

Individual Disability Insurance can help provide a portion of income if a qualifying disability affects your ability to work, so the plan you've built has a chance to stay on track.

If you've never taken a close look at your income protection, or if you're not sure how your workplace coverage may work, explore our white paper, The Cornerstone of Financial Security: Individual Disability Insurance, or connect with an agent to start the conversation.

Link to white paper: https://nyl.co/4wI09ej

Wishing you an Independence Day full of celebration and tradition. Happy 4th of July!
07/04/2026

Wishing you an Independence Day full of celebration and tradition. Happy 4th of July!

Address

50 Glenmaura National Boulevard, Suite 200
Moosic, PA
18507

Telephone

+15703960821

Website

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