Lloyd Insurance, Inc.

09/07/2026

Happy Labor Day from Lloyd Insurance! 🇺🇸

In observance of Labor Day, both offices will be closed Monday, September 7th. We’ll be back and ready to assist you on Tuesday, September 8th.

Wishing everyone a safe, relaxing, and well-deserved Labor Day!

08/31/2026

Insurance shouldn’t feel confusing. Or one-sided.

At Lloyd Insurance, we do things differently.

✅ We’re independent, which means we’re not tied to just one carrier.
✅ We shop multiple companies to find the right fit.
✅ We work for YOU, not the insurance company.
✅ We educate first. Sell second.
✅ And we focus on long-term relationships - not quick policies.

✅ Two locations. One standard of service.

Need a policy review? Call either office or message us privately!
If you’re unsure about your coverage, let’s review it.

Message us for a no-pressure policy review.🔑📲

08/28/2026

A little behind-the-scenes look at the Lloyd Insurance crew! ⛳️

Michael and Greg traded the office for the golf course today at the Indiana Farmers Insurance golf event. We’re always grateful for opportunities to connect with the carrier partners who help us protect our clients across Indiana—and having a little fun along the way doesn’t hurt!

Thank you, Indiana Farmers Insurance, for a great day!
Indiana Farmers Insurance

08/26/2026

Protecting a business in Indiana is one of the biggest financial responsibilities an owner carries—and the work that truly protects you happens long before you ever file a claim.

That’s where we spend most of our time:

• Reviewing your coverage annually
• Catching costly gaps before they become a problem
• Making sure your limits keep pace as your business grows
• Reading the fine print so an exclusion never blindsides you

And when something does go wrong, we’re already in your corner with the carrier—fighting for the outcome you’re owed, not simply handing you a 1-800 number.

If you want an agent who handles the behind-the-scenes work most people never see, we’d love to connect.

We’re Lloyd Insurance , protecting businesses across Indiana. Follow along for straight talk about coverage, claims, and protecting everything you’ve built.

P.S. Most of our clients start by sending us a quick message right here, so don’t be shy!

08/24/2026

🎉 Help us wish Michael McAvene a very Happy Birthday! 🎂

Michael, we hope your birthday celebration includes your family, golf, and a nice cold Dr. pepper or coffee from Starbucks. We appreciate everything you do for our clients and the Lloyd Insurance team. Here’s to another great year! 🥳🎈

08/17/2026

Morgan County: 🔔‼️

Good news! 🙌🏼Water levels are FALLING for all of Indianapolis and Marion County this Sunday morning, plus all areas upstream like Hamilton, Madison, and Delaware counties.

🌊The Crest has now entered Morgan County. Flooding will get worse along the banks of the White River from Waverly to Martinsville. (Aug 16th)

Martinsville: We expect flooded homes on the far northwest and west sides of town -- around the Morgan County Jail and the Artesian Little League baseball fields. Peak flooding will be Monday morning.

08/17/2026

🚨 Fellow Hoosiers — if your home has been impacted by the recent flooding or severe storms, here are a few important things to know. 🏠❤️

First- Our thoughts are with everyone across Indiana dealing with flooding, damage and cleanup right now. If you or someone you know has been affected, here are a few places to start:

1️⃣ DOCUMENT YOUR DAMAGE BEFORE CLEANUP

When it is safe to do so, take photos 📸 and videos 🎥 of damage before removing or throwing away damaged items.

Document things like:
• Water lines
• Flooring, drywall and walls
• Furniture and appliances
• Personal belongings
• Structural or exterior damage

Keep receipts for cleanup supplies, repairs, temporary housing and other storm-related expenses.

2️⃣ REPORT YOUR DAMAGE

Indiana uses damage reports to help determine the extent of a disaster and what recovery resources may be needed.

📞 Call Indiana 211 at 211 or 866-211-9966

Damage reporting through 211 is available for specific activated counties and storm events. If your county isn’t currently included, contact your County Emergency Management Agency (EMA) for guidance.

⚠️ Reporting damage to 211 is not the same as filing an insurance claim or applying for financial assistance.‼️🔔

3️⃣ CONTACT YOUR INSURANCE COMPANY OR AGENT

Report your damage and find out what may be covered under your specific policy.

An important reminder: damage caused by rising or surface floodwater is generally not covered by a standard homeowners policy and typically requires separate flood insurance.

However, storm damage can happen in different ways, so don’t automatically assume your damage is or isn’t covered. Let your insurance company or agent review your specific situation.

4️⃣ CHECK AVAILABLE DISASTER ASSISTANCE

Indiana has a State Disaster Relief Fund that may become available to eligible uninsured or underinsured Hoosiers following qualifying disasters.

Availability and eligibility depend on the specific disaster and location, so assistance should not be assumed.

🇺🇸 FEMA

Federal assistance is not automatically available to individual homeowners and renters simply because a storm or flood occurred.

Indiana currently has a federal emergency declaration related to the severe storms and flooding beginning August 11, but the types of federal assistance available can vary.

📞 FEMA Helpline: 1-800-621-3362

Please share this with someone who may be dealing with flood or storm damage. ⛈️

Sometimes simply knowing where to start can make an overwhelming situation a little easier to navigate.

If you have questions about your insurance coverage or aren’t sure who to contact, Lloyd Insurance is happy to help point you in the right direction — whether you’re a client of ours or not.

Stay safe, Hoosiers. ❤️🙏

08/13/2026

‼️🔔Quick Payment Reminder from Lloyd Insurance🔔

If you’re dropping off or bringing a check to our office to pay your insurance, please make the check payable to “Lloyd Insurance.”

Banks have become a little more particular about how checks are written, so checks brought into our office need to be made out in our business name rather than directly to the insurance carrier! 🖊️

If you’re mailing or sending your payment directly to your insurance company, please make the check payable to that specific company!! 📑

If you’re unsure what to do please call either of our offices, we are happy to walk you through the correct steps!!

We appreciate your help and want to make sure your payments are processed as smoothly and quickly as possible!

08/12/2026

⛈️ SUMMER STORMS CAN HIT FAST — IS YOUR INSURANCE READY?

Heavy rain, wind, hail, fallen trees… summer storms can cause serious damage in a matter of minutes.

But here’s something many homeowners don’t realize: having insurance doesn’t automatically mean you’re covered for everything.

Policy gaps happen. And the WORST time to discover one is when you’re calling us after a storm because your home has damage that isn’t covered.

Before the next storm rolls through, make sure you understand:

* What storm and wind damage your policy covers
* Your deductible
* Your roof coverage
* Water/sewer backup coverage
* Any exclusions or gaps that could leave you paying out of pocket

At Lloyd Insurance, we’d rather review your coverage before you need it.

📲 Reach out to us for a policy review and make sure your coverage is actually protecting what you think it is.

Don’t wait for damage to find the gaps. ⛈️🏠

08/12/2026

Protect what matters most with coverage you can count on.

Whether it’s your home, auto, family, or business, Lloyd Insurance is here to help you find the right protection without making insurance complicated.

Local service. Real people. Real protection.✅

Serving clients throughout all of Indiana.

Contact either Lloyd Insurance office today or message us directly for a FREE, no-obligation quote!