Marc Demetriou - The Mortgage Expert NMLS# 111118

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Marc Demetriou - The Mortgage Expert NMLS# 111118 "For licensing information, go to: www.nmlsconsumeraccess.org He was also a co-host of WVNJ's popular "The Real Estate and Money Show".

Marc Demetriou NMLS ID: 111118 is a SVP of Mortgage Lending/Branch Manager at Rate NMLS ID: 2611 and is currently licensed in ALL 50 STATES for Residential & Commercial Financing! Marc is an SVP of Mortgage Lending & Branch Manager at Rate and is currently licensed in all 50 states successfully serving his clients in traditional and reverse mortgages. He consistently ranks in the top 1 percent of mortgage originators in the U.S., according to leading industry sources Origination News, Mortgage Executive and Scotsman Guide. In his home state of New Jersey, Marc has been featured in NJBIZ's "40 Under 40" and is called upon frequently by the real estate, finance, accounting and legal communities as a trusted expert and speaker. Additionally, Marc is a certified and licensed instructor, offering continuing education credits to accountants, real estate agents, financial planners and managed care professionals. Marc has been a keynote presenter at the Mastermind Summit, the mortgage industry's leading annual conference as well as many other summits and business events across the nation. He has received national recognitions including being named as one of RISMedia's Real Estate News Makers in 2023 and 2022, National Mortgage Professionals' selection of "Top Most Connected Mortgage Professionals" in the U.S in 2021 and 2020, and was chosen to be one of Mortgage Professional America's 5-Star Top Originators for 2021. He also is a Five Star Mortgage Professional award for superior customer service and professionalism 6-time recipient most recently in 2023 and 2022 from NJ Monthly Magazine as well as being selected as one of Fortune's 2022 Top 100 Market Leaders in the nation and Forbes Top 100 Market Leaders in the nation in 2021. Marc holds the following certifications and designations; Certified Divorce Lending Professional (CDLP), Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU). Profoundly inspired by his grandfather's hard work and success, Marc has authored his first book—"Lessons from My Grandfather: Wisdom for Success in Business and Life"— which shares knowledge gained from his beloved mentor, Haralambos Georgiou Pistis, who was affectionately known to all as Charlie. From a very young age, Marc chronicled Charlie's experiences as an immigrant from Cyprus. In dedication, he now offers his grandfather's timeless principles for achieving success and leading a fulfilling life. Foremost, is the belief that success is a choice. Marc graduated from Rutgers University/Rutgers Business School with a Bachelor of Science in Finance. He presently resides in Montville, NJ and is a proud father of 3 daughters. Marc treasures the time he spends with family and friends and strives to regularly make a difference in the lives of others around him, both professionally and personally. He also finds inspiration in a quote by Henry David Thoreau: "Go Confidently in the direction of your dreams! Live the life you've imagined."

With the economy remaining strong and inflation lingering, the Fed opted to hold interest rates during their latest meet...
10/29/2026

With the economy remaining strong and inflation lingering, the Fed opted to hold interest rates during their latest meeting. Mortgage rates are expected to stay about where they are in response. When rates hold steady, it takes some pressure off your home financing decisions. Instead of trying to anticipate what could happen next, focus on your timing, budget and other factors within your control.

If you’re in the market for a new home, let’s plan your next move.
https://myoc.io/cZmL2eGyek2/FdYQq



NMLS # 111118

10/28/2026
10/28/2026

Running more than one business, or managing income that doesn't move in a straight line? Standard income documentation isn't always built for that. For eligible business owners, a current 12-month profit and loss statement may offer a documentation path built for that kind of complexity.

If that sounds like your business, let's have a conversation.
https://myoc.io/cZmL2eGyek2



NMLS # 111118

Rate Alert !!
10/28/2026

Rate Alert !!

The Fed Meeting On 12/10/25 Dropped Rates Again !!

Purchase, Refinance, New Construction...I'm here for you/yours !!

Even a slight drop in mortgage rates could mean a big boost in savings. Set a Rate Alert to be notified the second rates fall into your target savings range — I'll help you act fast!

Contact me anytime and set up your Rate Alert with me below:

https://alert.rate.com/refi?emp-id=19379

10/27/2026

The new car payment followed you home … and now it won't leave. New debt can creep into your homebuying process, impacting your mortgage approval by changing your debt-to-income ratio.

Before financing a large purchase, let’s talk about how it may affect your plan. After all, some things are better left lurking in the shadows.
https://myoc.io/cZmL2eGyek2/Axn0H



NMLS # 111118

Marc/Rate/Commercial Lending!
10/27/2026

Marc/Rate/Commercial Lending!

Just a quick reminder that in addition to residential mortgages in all 50 states, I also offer a variety of commercial financing solutions, including both traditional and non-traditional options.

If you or someone you know is looking for commercial financing, I'd be happy to discuss available options and help find the right solution.

Feel free to call or email anytime.

10/26/2026

Don’t blame ghosts for every creak, thud and clunk. There’s (probably) a perfectly normal explanation for the sounds your home makes. The real trick is keeping up with seasonal maintenance to prevent small issues from spiraling into bigger ones.

Review our home maintenance guide to get your home ready for spooky season.
https://myoc.io/cZmL2eGyek2/eUmfb



NMLS # 111118

10/22/2026

Did you get this riddle right? While the answer gets a lot of attention, it’s only one piece of the larger mortgage puzzle. Discover the other numbers and details worth considering in our guide, or speak with me to better understand the big picture.
https://myoc.io/cZmL2eGyek2/ekzgX



NMLS # 111118

10/21/2026

Planning to buy a home in 2027? Time to start the prep now. From building your savings to cleaning up your credit, a few smart moves today can help you get ready for what’s ahead.

Let’s talk about your specific options to create a custom financing plan for you.
https://myoc.io/cZmL2eGyek2/RqCep



NMLS # 111118

Address

350 Main Road, Suite 203
Montville, NJ
07045

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