Mary Ratchford Mortgage Loan Originator NMLS 261640

Mary Ratchford Mortgage Loan Originator NMLS 261640 I am VP of Mortgage Lending at Guaranteed Rate. Personal NMLS # 261640. Guaranteed Rate #2611.

05/19/2026

Closing Day is the BEST DAY … providing you take the proper precautions when wiring the funds due at closing

Take a listen 👂 and learn more! DM for more info

05/11/2026

Purchasing a coop is a great alternative to paying rent when you work in NYC though there are nuances you should be aware of…take a listen 👂 and learn more

05/07/2026

Deferring the principal payment on your monthly mortgage payment is a technique used to build wealth through investing that monthly ….take a listen 👂 and learn more

April Closings!🌷🏡Another month full of closings, smooth transactions, and big milestones for some amazing clients. From ...
05/01/2026

April Closings!🌷🏡
Another month full of closings, smooth transactions, and big milestones for some amazing clients. From first-time buyers to refinances, every file had its own story and I’m grateful to be a part of each one 🥂

Thank you to everyone who trusted me along the way, it truly means everything 💙

The market is moving and so are we 🌼
If buying, refinancing, or tapping into your equity is on your radar, let’s connect ✨

🌷

04/28/2026

Being an authorized user on a credit card has both pros and cons …take a listen 👂 and learn more !

04/21/2026

NJ real estate remains hot , a buyers market for sure .. one of the techniques used to submit a very strong offer is to utilize the equity in your current home before the home is sold though a Bridge Loan 💵 call me today for more info !

So honored to be named to the Scotsman’s Guide 2026 Top Dollar Volume list 🤍None of this would be possible without my am...
04/08/2026

So honored to be named to the Scotsman’s Guide 2026 Top Dollar Volume list 🤍
None of this would be possible without my amazing clients, partners, and team. Thank you for trusting me to guide you through such an important milestone.

04/06/2026

It is not crazy to buy a second home or investment home in a Caribbean island… Fall in love place where you vacation frequently think about purchasing call me for more information. I’m happy to help.!

04/02/2026

The tax deduction on mortgage interest is one of the many benefits of owning a home that often gets overlooked until the first filed tax return after purchasing…. You will be pleasantly surprised at this savings

Feeling extra lucky this March 🍀🏡Another month full of closings, happy clients, and big milestones. From first homes to ...
04/01/2026

Feeling extra lucky this March 🍀🏡
Another month full of closings, happy clients, and big milestones. From first homes to refinances, every deal had a story and I’m grateful to be part of each one 🥂

Thank you for trusting me with something so important. It never goes unnoticed 💙

Spring is here and the momentum is real 🌸
If you’re thinking about making a move, let’s talk ✨

🍀

Address

350 Main Road
Montville, NJ
07045

Telephone

+19737946918

Website

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