11/02/2026
Already own a home and thinking about the next one? 🏡
Here are 3 things a lender looks at first:
1️⃣ Your equity: what your home is worth minus what you owe. It's often where your next down payment comes from.
2️⃣ Both payments: if you buy before you sell, you may need to qualify with both mortgages, unless there's a plan for the old one, like a signed sale contract.
3️⃣ Timing: buy first, sell first, or close both close together. Each one changes the paperwork.
Every family's situation is different. Send me a message and we'll map out your real numbers.
Blake Hutto, NMLS 1655572 | Guarantee Mortgage, LLC, NMLS 279696 | Equal Housing Opportunity | HuttoHomeLoans.com