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West Mclean County Farmers Mutual Insurance Company

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Minot, ND
West Mclean County Farmers Mutual Insurance Company

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West McLean Insurance is a true mutual company, with our members having a voice in the management of the operations.

The company currently has 11 licensed agents/agencies and is authorized to transact business in 19 North Dakota counties. Contact our office or visit our website for a list of our agencies to get a quote on your home or farm today. Part of the ND Association of Farm Mutual Insurance companies: https://www.ndafmic.com/

10/31/2026

October has a way of flying by, and here we are at Halloween already. We hope the season has been treating you well.

Whether you're spending the evening making rounds through the neighborhood, hosting friends, or simply enjoying the night from your front porch with a bowl of candy, we hope you have a safe and happy Halloween.

As always, if there is anything on your mind or anything we can help with heading into the final stretch of the year, do not hesitate to reach out. Our team is always happy to connect.

10/30/2026

On November 1st, daylight saving time ends, and the clocks fall back an hour. This shift not only gives us an extra hour of much-needed sleep but also serves as a timely reminder to take care of a few things around the house as we approach winter.

So, that said, here is a quick home checklist worth running through as the days get shorter:

✅Turn back any clocks that do not automatically adjust themselves before bed on Saturday night.

✅Test and replace the batteries in your smoke and carbon monoxide detectors. This is one of the easiest ways to keep your household safe heading into winter.

✅Check your outdoor and security lighting. As daylight hours get shorter, having well-lit outdoor spaces can be a key safety step.

Taking care of these small to-do list items can make a real difference in how safe and prepared your home feels all season long.

As always, if there is anything we can assist with, do not hesitate to reach out. We are here to help.

10/29/2026

Halloween consistently brings a spike in insurance claims, from slip-and-fall injuries on front walkways to fire damage from decorations and auto accidents.

So, with that in mind, our team wanted to take a moment to share a few simple tips that can go a long way toward keeping the night enjoyable and keeping you well-protected. Swipe for a few things to keep in mind.

Halloween should be a night you look forward to, not one you spend recovering from. So, if you have questions about your coverage heading into the holiday weekend, our team is here to help.

We hope you and your family have a safe and enjoyable Halloween!

10/26/2026

Winter has a way of arriving faster than expected, and the homes that hold up best are usually the ones that get a little attention before the season settles in.

Two in five homeowners admit they have not taken any steps in the past five years to protect their property from extreme weather. With the average cost of owning and maintaining a single-family home now exceeding $18,000 annually, regularly taking advantage of more cost-effective, DIY maintenance tasks can help mitigate the financial pressure of homeownership.

So, with that in mind, we wanted to share a few steps we recommend adding to your pre-winter to-do list. Swipe to see more.

We hope you find these tips helpful as you and yours prepare for winter! As always, if there's anything our team can assist you with as we wrap up 2026, please don't hesitate to reach out.

10/21/2026

October is here, and that means it is officially the season of fall festivities. Halloween, arguably one of the largest fall festivities, is right around the corner, and we have one very important question on our minds: Which traditional fall sweet treat is your go-to favorite?

🍎 Vote caramel apple

🥧 Vote pumpkin pie

Both are fall classics, both have their devoted fans, and both deserve a spot at the table. But which one gets your vote?

Drop your pick in the comments. We are curious to see which treat takes the win this month!

10/13/2026

Once the temperature drops and the first real snow shows up, a lot of the families we work with start gearing up for winter adventures with “toys” like snowmobiles, ATVs, and side-by-sides.

While these toys can be great fun during winter adventures, they can also come with serious risks, which aren’t often covered by a standard homeowners or auto policy. Swipe for a quick overview of why your current policies may not cover a winter “toy” and what kind of coverage to consider.

If you would like our team to review what you have and confirm you are protected before you head out this winter, give the office a call. We are always happy to take a look.

10/08/2026

October is Fire Prevention Month, and for farmers, that is a timely reminder that dry fields, hot equipment, and shifting winds can turn a single spark into a serious problem fast.

Swipe through for fire prevention practices worth revisiting this harvest season, from equipment care to wildfire resilience around your property.

Have questions about your crop insurance coverage? We are just a call away.

10/05/2026

October is Fire Prevention Month, serving as a good reminder that fire safety is not something to put off until an emergency happens. In the United States, one home structure fire is reported every 96 seconds, serving as a sobering reminder of the importance of fire safety.

So, that said, our team wanted to share a few practical tips worth reviewing this season:

⚫ Know the leading causes - Cooking and heating are the two leading causes of home fires in the United States. Never leave cooking unattended, keep flammable materials at least three feet from heat sources, and check electrical cords regularly for damage or fraying.

⚫ Check your smoke alarms - Test them monthly, replace batteries annually, and fully replace any alarm that is 10 or more years old.

⚫ Have an escape plan and practice it - Plan two ways to escape from every room, make sure all windows and doors open easily, and designate an outdoor meeting place.

⚫ Know how to use a fire extinguisher - Remember the acronym PASS: Pull the pin, Aim low at the base of the fire, Squeeze the handle slowly, and Sweep the nozzle side to side. If you are not confident, get out and call 911.

⚫ Build safer daily habits - Never leave portable heaters or fireplaces unattended, keep matches and lighters locked away from children, avoid overloading outlets, and turn off all appliances before leaving the house or going to bed.

Fire prevention is a shared responsibility, and a little preparation goes a long way. If you have further questions about fire safety, we encourage you to reach out to your local fire station.

And if you have any insurance questions or needs, please don’t hesitate to reach out to our team. We are here to help you.

09/29/2026

Ever heard somebody say they don’t need renter’s insurance because they don’t have anything valuable? Yeah, us too 😬

Today, we’ve got some bad news for people who don’t think they need renter’s insurance: this policy type is not only usually required by landlords, but it also covers much more than the value of the items in your home.

Here’s a helpful coverage overview:

⚖️ Personal liability: If someone is injured on your property and blames you, your renter’s insurance will usually cover liability costs, including legal bills. Standard policies cover $100,000.

💰 Living costs: If your rental is no longer habitable because of a covered issue, your renter’s insurance will help pay for your additional living costs.

📺 Personal items: You might be surprised by the value of the items in your home, especially in these inflationary times!

➕ Other things like debris removal and credit card/check forgery can be covered in some cases.

Did any of these coverages surprise you? Share in the comments below, and share this post to spread the word!

09/23/2026

It’s no secret that insurance premiums are on the rise 📈 Unfortunately, this is an industry-wide issue that many consumers are facing this year, and we want to make sure our network has the appropriate resources to navigate this market.

Swipe through for an overview of the major factors contributing to this rise in premiums, and give us a call if you have questions or would like further assistance. Our team of independent insurance agents has the tools – and the drive – to help you thrive in this environment 🤝

Address

1015 S. Broadway Ste 41
Minot, ND
58701

Opening Hours

Monday	9am - 4pm
Tuesday	9am - 4pm
Wednesday	9am - 4pm
Thursday	9am - 4pm
Friday	9am - 12pm

Telephone

+17018378179

Website

http://www.westmcleanins.com/

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