Tim Erickson Mortgage NMLS #322510 - Luminate Bank

Tim Erickson Mortgage NMLS #322510 - Luminate Bank Lighting your path to homeownership through commitment, experience, and education.

Hi, I'm Tim (NMLS # 322510), and I'm excited to help you with your mortgage and finances! I'm a Mortgage Planner with Luminate Home Loans (NMLS # 150953), where I specialize in residential home loans for real estate purchases and refinances. If you are looking for a licensed mortgage professional in Minnesota, you've come to the right place. FUN FACTS ABOUT TIM!
• Been in the business since 2005
• H

elped and impacted 2,700+ families
• Produced $650M in mortgage loans
• Awarded: Scotsman Top Originator 2021, Super Mortgage Professional last five years, Certified Mortgage Planning Specialist, and Mortgage Executive Magazine Top 1% Originator

If you’re in the financial services industry, you should be familiar with reverse mortgages and other retirement lending...
09/02/2026

If you’re in the financial services industry, you should be familiar with reverse mortgages and other retirement lending solutions. If these aren’t part of your expertise yet, let’s talk! I’d be happy to help you understand how they can benefit your clients.

timericksonmortgage.com

We’re proud to spotlight Dough 4 Joe (D4J) as our Charity of the Month! 💛Created in honor of Joe Sampson, D4J brings the...
08/26/2026

We’re proud to spotlight Dough 4 Joe (D4J) as our Charity of the Month! 💛

Created in honor of Joe Sampson, D4J brings the community together to raise funds for families in need. While Joe lost his battle with cancer, his legacy lives on—because there is always another “Joe” who could use a helping hand.

Learn more or support the cause at dough4joe.com.

Great news! I can help with home financing in all 50 states. Whether you’re relocating, purchasing a second home, or inv...
08/19/2026

Great news! I can help with home financing in all 50 states. Whether you’re relocating, purchasing a second home, or investing out of state, you can work with a lender you know and trust from coast to coast.

Let’s talk about where your next move could take you!

https://www.timericksonmortgage.com/

Some people color-code their budget.Some people check their account after they've already hit "buy."Most of us are somew...
08/12/2026

Some people color-code their budget.
Some people check their account after they've already hit "buy."
Most of us are somewhere in the middle.

No matter your answer, simple banking can make everyday money management a little easier.

With nationwide ATM access, no minimum balance requirements, and no monthly service fees, we're here to support you every step of the way.

Rates remain steady in the mid-6% range, creating a market that rewards preparation and smart timing. If you’re wonderin...
08/05/2026

Rates remain steady in the mid-6% range, creating a market that rewards preparation and smart timing. If you’re wondering what this means for your home goals, let’s connect.

https://www.timericksonmortgage.com/

We’re proud to feature Dress for Success as our Charity of the Month. They empower women with professional attire, caree...
07/29/2026

We’re proud to feature Dress for Success as our Charity of the Month. They empower women with professional attire, career tools, and support to help them succeed and gain confidence.

Want to get involved? Let’s make a difference together.

https://www.dressforsuccesstwincities.org/

Getting denied for a mortgage can feel like a dead end.But for many self-employed borrowers, entrepreneurs, freelancers,...
07/22/2026

Getting denied for a mortgage can feel like a dead end.

But for many self-employed borrowers, entrepreneurs, freelancers, and 1099 workers, it's often a documentation issue, not a homeownership issue.

Traditional mortgage guidelines were built around predictable paychecks. If your income comes from running a business, commissions, contract work, or multiple income streams, your financial picture may require a different approach.

Before you assume the answer is "no," make sure you've explored all your options. Sometimes the right loan program can make all the difference.

Service Saves is our way of giving back to those who serve our communities every day.If you are a teacher, healthcare wo...
07/15/2026

Service Saves is our way of giving back to those who serve our communities every day.

If you are a teacher, healthcare worker, first responder, or military member, you may qualify for real savings when buying or refinancing a home. Give us a call today!

www.servicesaves.com

Buying a home isn’t just for one income bracket. From under $50K to $200K+, today’s homebuyers span a wide range of hous...
07/01/2026

Buying a home isn’t just for one income bracket. From under $50K to $200K+, today’s homebuyers span a wide range of household incomes. What matters most isn’t fitting into a specific category, it’s understanding what you can comfortably afford. That’s where your estimated monthly payment (including principal, interest, taxes, and insurance – aka PITI) comes in.

The right strategy starts with knowing your numbers. Reach out to review your situation and explore what’s possible for you. Source: MBS Highway

Address

2523 S. Wayzata Boulevard Suite 200
Minneapolis, MN
55405

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

Telephone

+19524512273

Website

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