Tim Erickson Mortgage NMLS #322510 - Luminate Bank

Tim Erickson Mortgage NMLS #322510 - Luminate Bank Lighting your path to homeownership through commitment, experience, and education.

Hi, I'm Tim (NMLS # 322510), and I'm excited to help you with your mortgage and finances! I'm a Mortgage Planner with Luminate Home Loans (NMLS # 150953), where I specialize in residential home loans for real estate purchases and refinances. If you are looking for a licensed mortgage professional in Minnesota, you've come to the right place. FUN FACTS ABOUT TIM!
• Been in the business since 2005
• H

elped and impacted 2,700+ families
• Produced $650M in mortgage loans
• Awarded: Scotsman Top Originator 2021, Super Mortgage Professional last five years, Certified Mortgage Planning Specialist, and Mortgage Executive Magazine Top 1% Originator

06/10/2026

Helping clients reach their goals is what it’s all about, and we’re proud to be part of this milestone. Here’s to new opportunities, continued success, and the next chapter ahead. Reach out if you find yourself in a similar situation and we'll find a solution that best fits your needs!

06/09/2026

Luminate Bank is proud to be named as the #26 Top Retail Mortgage Lender by Scotsman Guide for 2026.

While we're honored by the recognition, this milestone represents something even bigger: the growth of an organization built on nearly 90 years of banking history and a shared commitment to helping the people in our communities achieve homeownership.

Since reimagining the business under Luminate Bank, we've grown from a team of six to a nationwide network of more than 700 professionals, expanded to over $500 million in assets, and surpassed $4 billion in mortgage originations.

In 2025, we united our banking and mortgage businesses, creating a stronger, more connected financial experience for our customers and communities we serve.

This achievement belongs to our team members, partners, and clients who have been part of the journey. Thank you for helping us continue to grow, glow, and become the best we can be.

🏡 Mortgage Market UpdateI am here to help you make sense of the market and find the best path forward for your goals. Re...
06/03/2026

🏡 Mortgage Market Update
I am here to help you make sense of the market and find the best path forward for your goals. Reach out anytime if you have questions or want to talk through your options.

https://www.timericksonmortgage.com/

Haiti Empowered is our Charity of the Month! Haiti Empowered is an organization dedicated to equipping children with edu...
05/27/2026

Haiti Empowered is our Charity of the Month! Haiti Empowered is an organization dedicated to equipping children with education, nutrition, and medical care, and giving families hope through generations.

Join us in making a difference. Every act of kindness, big or small, helps empower hope: https://give.haitiempowered.org/give

📣 REALTORS® — Want to help buyers save cash at closing without killing the deal?💡 Seller Concessions can be a game chang...
05/20/2026

📣 REALTORS® — Want to help buyers save cash at closing without killing the deal?

💡 Seller Concessions can be a game changer… if you know how to use them strategically.

Perfect for keeping in your back pocket during negotiations! 🏡✨ Call me today if you have any questions!

https://www.timericksonmortgage.com/

05/13/2026

“Can I even qualify on my own?”
That’s the question I hear a lot after divorce.
The answer? Yes—with the right plan.

We had clients go from unsure and needing credit improvement to owning a home in their own name—with a lower rate than expected.

If you’re in a similar situation, you don’t have to navigate this alone.
📲 Reach out if you’re ready to discuss options!

Buyer demand is heating up 🔥Even with small rate increases, the bigger picture shows a more active and balanced market t...
05/06/2026

Buyer demand is heating up 🔥

Even with small rate increases, the bigger picture shows a more active and balanced market than we’ve seen in recent years.

💡 Thinking about buying or refinancing? Timing the market perfectly is tough—but having a strategy isn’t.

This month, we’re proud to highlight our Charity of the Month: Minnesota Adult & Teen Challenge 💙They’re doing incredibl...
04/29/2026

This month, we’re proud to highlight our Charity of the Month: Minnesota Adult & Teen Challenge 💙

They’re doing incredible work right here in our community—helping individuals break free from addiction and rebuild their lives with hope, purpose, and support.

Their programs go beyond recovery, focusing on long-term transformation through housing, counseling, education, and life skills.

If you’re looking for a way to make a real impact, consider supporting this amazing organization. Every contribution helps change a life.

https://www.mntc.org/

Let’s come together and give back 🙌

🌊🏡 Lake Life is Calling… Are You Ready?Dreaming of early morning coffee on the dock, sunset views over the water, and we...
04/22/2026

🌊🏡 Lake Life is Calling… Are You Ready?

Dreaming of early morning coffee on the dock, sunset views over the water, and weekends that feel like a getaway? Owning a lake home might be closer than you think.

💡 The truth is—financing a lake property can look a little different than a primary home, but with the right strategy, it’s absolutely within reach.

Whether you're thinking about a second home, vacation getaway, or future investment property, we’ll help you:
✔️ Understand your loan options
✔️ Navigate down payment requirements
✔️ Structure financing to fit your goals

Don’t let uncertainty keep you on shore this season. Let’s build a plan that gets you to the lake.

📲 Reach out today and let’s make lake life your reality. https://www.lakehomeloan.com/

Don’t Let These 5 Mistakes Cost You Your Dream Home 🏡📩 Curious what buying could look like for you? Let’s map it out—no ...
04/15/2026

Don’t Let These 5 Mistakes Cost You Your Dream Home 🏡

📩 Curious what buying could look like for you? Let’s map it out—no pressure, just a plan.
https://www.timericksonmortgage.com/

Address

2523 S. Wayzata Boulevard Suite 200
Minneapolis, MN
55405

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm

Telephone

+19524512273

Website

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